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Kinsale Insurance Company

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United States
Richmond, VA
Kinsale Insurance Company

Kinsale Insurance Company is an excess and surplus lines insurance company specializing in hard-to-place property, casualty, and professional lines business.

Explore the Potential. Kinsale Insurance Company is an excess and surplus lines insurer specializing in hard-to-place property, casualty and specialty risks. Our broad appetite targets small-to-medium sized accounts and can offer solutions to a variety of risks including new or high hazard operations and businesses that have poor loss histories or located in high risk venues. Kinsale Insurance Com

pany is eligible in all 50 states, the District of Columbia, the US Virgin Islands, and Puerto Rico. Kinsale distributes its products specifically through appointed surplus lines brokers.

09/03/2026

When a primary Aviation policy caps per-passenger coverage, your client can still find options with Kinsale!

Our Aviation team can match an existing primary per-passenger sublimit with excess coverage—dollar for dollar. For example, a $250,000 primary sublimit could bring total per-passenger coverage to $500,000. In many cases, we can also consider the desired limits on a primary basis, eliminating the need for multiple policies.

See how this flexible approach can help close coverage gaps for your hard-to-place general aviation accounts! Read our latest blog: https://www.kinsaleins.com/aviation-per-passenger-coverage/

Explore the Potential for your aviation accounts, with excess sublimits to match your accounts’ primary per passenger sublimits.

09/01/2026

9 out of 10 meat and poultry recalls in 2025 were Class I, indicating reasonable probability of serious injury or death. Dairy isn't far behind, ranking among the FDA's most recalled food categories.

And where there are recall claims, you can count on liability claims to follow.

Kinsale's Agribusiness Casualty and Product Recall teams work side by side to make sure your accounts are covered on both fronts and to help you grow your book in the process.

Read real account examples and learn more about our comprehensive coverages for meat and dairy processors: https://ow.ly/3oUN50ZHNby

Most meat & dairy processors know they need Agribusiness Casualty coverage, but Product Recall insurance is equally essential.

08/27/2026

Today's the day! Announcing NEW higher TIV limits & a broader appetite for Energy Property at Kinsale.

Celebrate National Petroleum Day with $4M in TIV for ground-up fixed property and mobile energy and oil & gas-related equipment. And for the icing on your National Petroleum Day cake, we've added oil & gas production equipment and underground equipment to our already broad Energy appetite.

Explore the Potential for your Energy Property accounts with Kinsale. Learn more about our higher limits and broader appetite here: https://ow.ly/o6AA50ZFEpr

Kinsale Energy Property has new $4M TIV limits and new classes for oil & gas production equipment and underground equipment.

08/20/2026

If storm season has challenging submissions flooding your inbox, we’ve got the answers.

Kinsale's Small Business, Construction, and Environmental Divisions work together to create one broad appetite for even the most complex storm clean-up and restoration risks.

Read real account stories on our blog: https://ow.ly/4vWY50ZBqGG

Make sure your accounts are ready for whatever storm season brings with Kinsale.

3 DIVISIONS. 3 CHALLENGES. 3 SOLUTIONS: Real storm & restoration contractor wins our underwriters worked on this year

08/18/2026

When speed and flexibility matter, Kinsale's Excess Professional team delivers. Take a look at two accounts we handled recently.

Medical account: A 5-location substance abuse treatment center needed unsupported excess coverage fast.

Non-Medical account: The broker for a 15-attorney firm's came to us with a competing bid in hand.

Find out how we helped the brokers win big here: https://www.kinsaleins.com/your-next-excess-professional-win/

Explore flexible terms, broad medical and non-medical appetites, and industry-leading turnaround times with the Excess Professional Team at Kinsale.

2 big wins, 1 trusted carrier: Kinsale Excess Professional. Read on for proof of what’s possible for medical & non-medical professionals

08/13/2026

From casinos and campgrounds to special events and trampoline parks, our Entertainment Division delivers creative solutions across a broad appetite—with the wins to prove it!

Read our latest blog post to see how we've turned challenges like severe loss histories, tricky target classes, and complex events into fast, effective wins for brokers and their clients.

https://www.kinsaleins.com/hit-list-entertainment-wins/

See 10 real entertainment insurance wins from Kinsale's Entertainment Division, including casinos, dude ranches, gyms, special events, & more!

08/11/2026

Navigate complex Ocean Marine risks with Kinsale's consistent appetite and flexibility across Marine Contractors GL, Ocean Cargo, and Waterborne Equipment, onshore or offshore.

Explore our Appetite Guide to find solutions for everything from ship repairs and dock construction to dredging operations and world-to-world cargo.

https://www.kinsaleins.com/ocean-marine-appetite-guide/

Explore Kinsale Ocean Marine Division's broad appetite and coverage options for Marine Contractors GL, Ocean Cargo, & Waterborne Equipment

08/04/2026

While the broader energy market is finally catching a break, challenges exist for Control of Well coverage. Domestic capacity narrows, overseas markets are inconsistent, and carrier appetite shifts without warning. Plug-and-abandonment, not drilling, is now the leading cause of well control events.

To better understand the current state of the COW market, read our mid-year Energy report to learn where you can find a consistent market for your small to midsize COW accounts.

https://www.kinsaleins.com/control-of-well-insurance-state-of-the-market/

Kinsale's Energy team looks at the state of the Control of Well market, and how small to midsize accounts are being impacted going into Q3

07/31/2026

Our all new High Value Homeowners FAQ has answers to questions, like...

- How does a High Value Homeowners policy from Kinsale differ from a standard policy?
- Is coverage available for homes with prior losses or unusual characteristics?
- Does Kinsale cover vacation or seasonal homes?
- How do Deductible Buybacks work?

Explore the Potential for your High Value Homeowners accounts:
https://www.kinsaleins.com/products/personal-lines/high-value-homeowners/

Kinsale’s High Value Homeowners Division provides creative primary & excess coverage for homes valued at $1M+.

07/30/2026

9 California zip codes, including Beverly Hills, Malibu, Bel Air, and Lake Tahoe, account for an outsized portion of the FAIR Plan's liability exposure, ~$44 billion as of September 2025, a 135% increase since 2022 via Claims Journal. The FAIR Plan caps payout at $3M and only covers fire, leaving many homes dangerously underinsured.

https://ow.ly/k6P650ZuCc4

Last resort plans weren’t designed for high-value homes like these, but Kinsale's High Value Homeowners Division was. We offer primary and unsupported excess for homes valued at $1M+, even with high-risk locations, unusual characteristics, or poor loss histories. For added value, we also provide DIC coverage to fill the gaps in the FAIR Plan, as well as deductible buyback options to ease steep CAT deductibles. Request a quote today.

As California's wildfire insurance crisis drives homeowners to the state's insurer of last resort, wealthy areas such as Beverly Hills, Malibu and Bel Air

Address

2025 Staples Mill Road
Richmond, VA
23230

Opening Hours

Monday	8am - 5:30pm
Tuesday	8am - 5:30pm
Wednesday	8am - 5:30pm
Thursday	8am - 5:30pm
Friday	8am - 5:30pm

Website

http://www.kinsaleins.com/

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