Sal Filippelli-Cornerstone Advisor Group

Sal Filippelli-Cornerstone Advisor Group Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sal Filippelli-Cornerstone Advisor Group, Financial service, 4118 E Parham Road, Richmond, VA.

Financial Professional in Richmond, Virginia
Helping you see the full financial picture—coordinating risk, tax considerations, and insurance decisions for clearer next steps.

05/15/2026

When the world gets noisy, one question tends to surface more than any other:
"Will my retirement income still be there — no matter what happens?" 💭

It's a fair question. And one worth sitting with.

A retirement built for peace of mind typically has a few things working together:
✔️ Reliable income you can count on
✔️ Protection from major losses
✔️ Confidence that your money can last
✔️ A strategy for how taxes may impact what you actually keep

The truth is, the strategy that got you to retirement isn't always the one that carries you through it. And with everything shifting in the economy right now, it's a good season to pause and ask — is mine still the right fit?

If that question has been sitting in the back of your mind, let's talk. A short conversation can bring a lot of clarity. 💛

📞 Call 866-868-1492 or 804-391-5388 — or send us a message to set up a time.

Are you dreaming or implementing?
05/13/2026

Are you dreaming or implementing?

05/11/2026

Life insurance is best known for one very important job: providing a death benefit that protects your loved ones when you're gone. 💛

But did you know some policies can also help before that day ever comes? ✨
That's where a chronic illness rider comes in.
Here's how it works:

🔹 If you're diagnosed with a qualifying chronic condition that affects daily activities — like bathing, dressing, or eating — you may be able to access a portion of your death benefit early.
🔹 Those funds can typically be used however you choose — home health care, assisted living, caregiving, or other expenses.
🔹 Whatever you use during your lifetime simply reduces what your beneficiaries receive later.

The death benefit is still the foundation — but a chronic illness rider can give your policy the flexibility to help when life takes an unexpected turn.

For educational purposes only.
Insurance product features vary.

05/08/2026

Opportunities don't happen; you create them.
-Wasif Rasheed

05/06/2026

When most people hear "life insurance," they think about one thing — what happens after they're gone. 💭

But here's what a lot of people don't realize: certain policies can actually work for you while you're still living. ✨

Here are 3 ways:
💰 Cash Value Growth — Permanent policies can build a tax-deferred pool of money over time.
❤️ Living Benefits — Chronic, critical, or terminal illness riders may let you access part of your death benefit early.
🏖️ Supplemental Retirement Income — Some policies allow for tax-advantaged access through loans or withdrawals.

Life insurance can do more than one job in your financial picture — and understanding what your policy actually offers can open up conversations you didn't know you could have.

How are you maximizing your Life Insurance Policy?

For educational purposes only. Insurance product features vary.

05/04/2026

Retirement isn't one single season — it's three. 🌿
And most people don't realize how different each stage really looks.
✔️ The Go-Go Years (65–75) — Travel, hobbies, projects you've been putting off. Spending is often higher here than people expect.
✔️ The Slow-Go Years (75–85) — Life settles into a steadier rhythm. Spending tends to ease up.
✔️ The No-Go Years (85+) — Healthcare and in-home support become the biggest focus.
Each stage can be supported by different income sources — from Social Security and retirement accounts, to life insurance features and long-term care coverage.
Understanding the stages is the first step to feeling confident about what's ahead. 💛
👉 Watch the full breakdown and let us know — which stage are you thinking about most?
For educational purposes only.

Which retirement looks best for you?
05/04/2026

Which retirement looks best for you?

⚠️ Identity Alert: Being incorrectly listed as deceased by Social Security happens to fewer than 10,000 people annually,...
04/29/2026

⚠️ Identity Alert: Being incorrectly listed as deceased by Social Security happens to fewer than 10,000 people annually, but the consequences can be devastating.

If this happens to you, visit your nearest Social Security office immediately with your current ID. This error stops your benefits and affects your dependents, too, making prompt action crucial.

The SSA receives death reports from states, funeral homes, family members, and other sources. While their records are highly accurate (less than 0.33% of death reports are incorrect), mistakes can happen and require immediate attention to resolve.


Source: https://cbsn.ws/428fS9c

My wife and I have a love that has withstood the test of time. I couldn't have asked for a better partner, friend, and c...
04/27/2026

My wife and I have a love that has withstood the test of time. I couldn't have asked for a better partner, friend, and confidant in the journey we call life.

04/24/2026

Healthcare costs for seniors continue to climb, averaging more than $7,000 annually, even with Medicare coverage. Many turn to Medigap supplemental plans to bridge the gap, but switching plans later can be difficult due to medical underwriting.

That’s where the Medigap birthday rule comes in. In about 18 states, this rule lets beneficiaries change to another Medigap plan of equal or lesser value each year during a window tied to their birthday, without facing new health screenings.

Examples include:
➡️California: 60-day window to switch to any plan with equal or lesser benefits.
➡️Oregon: 30-day window to switch to a plan of equal or lesser value.
➡️Idaho: 63-day window after birthdays to make changes.

While not available nationwide, the rule offers eligible seniors flexibility and potential savings. Understanding state-specific provisions can help Medicare beneficiaries make the most of their options.


Source: https://cbsn.ws/4cLw05y

Address

4118 E Parham Road
Richmond, VA
23228

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18668681492

Website

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