Tom Pearson - State Farm Insurance Agent

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Tom Pearson - State Farm Insurance Agent Protecting you and your assets the right way. Providing the industry's best insurance and financial services in Virginia.

With our combination of experience, and access to the best products and services backed by the number 1 insurance company in the U.S, we can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement, new baby, college, or whether you’re simply looking for more life, disability income or long-term care insurance protection. I will do my best to make sure we complement whatever you already have in place or come up with a plan if you are just starting out. Services we offer...
Car Insurance
Home/Renters Insurance
Life Insurance
Disability and long term care Insurance
Health Insurance
Automotive loans
Mortgages
Checking and savings


We are committed to being number 1 for all of your insurance needs.

This week (October 18-24) is National Teen Driver Safety Week.If you've got a new or soon-to-be driver at home, this is ...
10/18/2026

This week (October 18-24) is National Teen Driver Safety Week.

If you've got a new or soon-to-be driver at home, this is a good week to have the conversation: phones down on every drive, seatbelts on in every seat, limits on passengers, no impaired driving, and respect for the speed limit.

Consider writing a simple parent-teen driving agreement together.

Adding a teen to your policy soon? Call Tom Pearson State Farm at 804-745-0533 and ask what options may be available for young drivers.

10/17/2026

Fall roads look beautiful, but they come with hazards: slick wet leaves, low sun glare on your commute, earlier darkness, and more deer at dusk.

A few habits that help:
- Leave extra following distance
- Keep sunglasses in the car
- Clean the inside of your windshield (it makes glare worse)
- Check your headlights and wiper blades

Which one catches you off guard most? Tell us below. And if it's been a while since your last auto coverage review, call Tom Pearson State Farm at 804-745-0533.

The Atlantic hurricane season isn't over until November 30, and Central Virginia has seen its share of flooding from tro...
10/16/2026

The Atlantic hurricane season isn't over until November 30, and Central Virginia has seen its share of flooding from tropical storms.

Important: according to FEMA, most homeowners insurance does not cover flood damage. Flood insurance is a separate policy, and NFIP policies typically have a 30-day waiting period before they take effect.

That means buying when a storm is already on the radar may be too late. Ask us about flood insurance options: call Tom Pearson State Farm at 804-745-0533.

Calling all dog owners in Chesterfield: show us your pups in the comments.And a quick, friendly reminder: if a pet ever ...
10/15/2026

Calling all dog owners in Chesterfield: show us your pups in the comments.

And a quick, friendly reminder: if a pet ever injures someone, the personal liability portion of a homeowners or renters policy may come into play. Coverage can vary depending on your policy and situation, so it's worth knowing where you stand.

A few easy habits: leash up on walks, secure your gate, and give guests and kids a proper introduction.

Questions about your coverage? Call Tom Pearson State Farm at 804-745-0533.

Apartment living means sharing walls, floors, and ceilings.Picture this: your tub overflows and water leaks into the uni...
10/14/2026

Apartment living means sharing walls, floors, and ceilings.

Picture this: your tub overflows and water leaks into the unit below, damaging your neighbor's things. Who's responsible?

If you're found legally responsible, the liability portion of a renters policy may help, depending on the policy terms. Your landlord's policy is generally designed for the building, not you or your neighbors' belongings.

Renting in RVA and want to talk it through? Call Tom Pearson State Farm at 804-745-0533.

Richmond's first real cold snap is coming. The first chilly night is the worst time to find out the furnace needs a repa...
10/13/2026

Richmond's first real cold snap is coming. The first chilly night is the worst time to find out the furnace needs a repair.

This week: schedule an HVAC inspection and change the filter, book a chimney sweep if you burn wood, keep three feet clear around heating equipment, and test carbon monoxide alarms.

Already done? Comment DONE and brag a little. Want to check how your homeowners policy fits your home today? Call Tom Pearson State Farm at 804-745-0533.

Here's something many drivers don't realize until after it happens: a deer strike is often handled under comprehensive c...
10/12/2026

Here's something many drivers don't realize until after it happens: a deer strike is often handled under comprehensive coverage, not collision.

That matters because if your policy only has liability coverage, damage to your own car from a deer may not be covered at all. And your comprehensive deductible may be different from your collision deductible.

With November, October, and December being peak months for animal collisions, this is a great week to check. Call Tom Pearson State Farm at 804-745-0533 and we'll look at your auto coverage together.

Settle a debate at the office: what's the best fall spot around Central Virginia?Pumpkin patches, apple orchards, a hike...
10/11/2026

Settle a debate at the office: what's the best fall spot around Central Virginia?

Pumpkin patches, apple orchards, a hike at Pocahontas State Park, a Sunday drive along the James? We want your picks.

Comment your favorite and we'll share a neighbor-approved list later this week. Heading out for a fall road trip? Now's a good time to make sure your roadside and rental-car coverage are where you want them. We're here at 804-745-0533.

Clogged gutters can send water where it doesn't belong: under shingles, down siding, and toward your foundation.If you'r...
10/10/2026

Clogged gutters can send water where it doesn't belong: under shingles, down siding, and toward your foundation.

If you're tackling them this weekend:
- Use a sturdy ladder on firm, level ground
- Keep three points of contact
- Have someone spot you
- Check that downspouts drain away from the house

Not a ladder person? That's a good reason to call a local pro. Drop your favorite Chesterfield gutter company in the comments to help your neighbors.

Think of an umbrella policy as an extra layer of liability protection above your home and auto policies.If you're found ...
10/09/2026

Think of an umbrella policy as an extra layer of liability protection above your home and auto policies.

If you're found responsible for a serious accident and the costs go beyond your underlying limits, an umbrella policy can help cover the difference, depending on the terms.

It's often worth a conversation if you have a teen driver, a pool or trampoline, rental property, or savings and assets you want to protect.

Have you ever been asked about umbrella coverage? Call Tom Pearson State Farm at 804-745-0533.

Address

9201 Arboretum Parkway, Suite 110
Richmond, VA
23236

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18047450533

Website

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