Credit Card 101

01/21/2023

04/04/2022

Qantas Business Lounge accessible with business class ticket on Air France. Food was about 7/10 and brownies were 20/10. They don't serve any specialty cocktails just basic mixed drink. I'd rate the lounge 7/10. Getting a shower before the flight a huge plus.

Business class tickets booked on Air France using Amex membership rewards points

03/27/2019

Have you heard of the upcoming Apple Card? Check out our latest article as we take a look at this new offering.

Follow our page Credit Card 101 for the latest in the world of credit cards and rewards Available this summer, the Apple Card is a co-branded Mastercard issued by Goldman Sachs. This …

06/05/2018

Reader Success story - Stay at all inclusive Hyatt Zilara including flights for $200 for two people using miles and points.

Follow our page Credit Card 101 for latest in the world of credit cards Today on the blog we are featuring readers Renish and Anjali who are just back from Cancun using miles and points. T…

05/27/2018

Myth or Truth - Applying for credit cards hurts your credit score? I have over 25 open credit cards and my score broke 800 barrier!!

What efforts are you taking to improve your score?

05/22/2018

Some tips to help you avoid a Chase shutdown

https://creditcard101.us/2018/05/22/can-you-possibly-avoid-a-chase-shutdown/

Follow our page Credit Card 101 for latest in the world of credit cards Since beginning of 2018 Chase has been notorious in shutting down accounts without any warnings. The latest report i…

03/29/2018

Paying bills using credit card

Follow our page Credit Card 101 for latest in the world of credit cards In the various forums, groups, blogs, and articles out there revolving around the world of points and miles, Plastiq…

01/10/2017

I just helped book a family of four totally free vacation to Hawaii using sign-up bonus from just two cards saving them close to $5000! The husband and wife both signed up for the Chase Sapphire Reserve card with sign-up bonus of 100K Ultimate rewards points (drops to 50K this Wednesday). They earned a total of 208K Ultimate rewards points after completing the minimum spending requirement of $4K in three months. We transferred 100K UR points to Hyatt in 1:1 ratio to book them 5 nights free at the Hyatt Regency Maui Resort and Spa which averages $600 a night. We booked total of 5 nights using 100K UR transferred to Hyatt.

Airline gets interesting. I had them transfer 100K Ultimate Rewards points to Korean Airlines again 1:1 transfer partner of UR. You can book round-trip tickets on Korean Air to fly Delta for 25K miles per person round-trip. Korean transfer takes sometime and booking ticket for family members requires a little legwork but doable, They booked four roundtrip tickets using the 100K Korean miles.

The card also earns $300 travel credit each so between two cards ($600) it very well covers their car rental and some activities in Hawaii. So if you look at the big picture they paid $900 in combined annual fees but with $600 in travel credit each calendar year this couple is actually getting paid to go to Hawaii.

Dont let the 100K bonus go away. You have less than 48 hours before the bonus drops to 50K.

Please consider our affiliate link if you do apply for this card

http://www.creditcards.com/top-credit-cards.php?aid=7575cd76&bid=d6e8919fb061a34d

01/04/2017

Amazing oceanfront room in Honolulu with an even amazing welcome

01/02/2017

On our final leg of the OZ/NZ tour

12/12/2016

Who does not like free food especially when it is this good. Last meal before boarding our flight to Auckland