WealthCrossing

10/15/2026

October is the time to lock in year-end tax moves while there is still room to act.

Whether it's tax-loss harvesting, Roth conversions, charitable giving, estimated tax adjustments, or income deferral strategies, the window to make meaningful tax decisions closes fast. Waiting until December means fewer options and more rushed choices.

If you haven't run a year-end tax projection, now is the moment. Small actions taken in October can create significant tax savings when tax day arrives.

Let's review your situation and identify opportunities before the year ends.

10/14/2026

We're honored to be included on CNBC's 2026 Financial Advisor 100 list.

This is the second consecutive year we’ve received this recognition, and it reflects our continued commitment to integrated financial planning, investment management, and tax strategies built around our clients' goals and values. CNBC's rigorous analysis of thousands of firms examines regulatory records, certifications, assets under management, firm size, and longevity to identify the top 100.

We're grateful for this acknowledgment and remain focused on delivering the transparent, fiduciary guidance our clients deserve. No compensation was paid to be included on or promote this list.

See the full list here: https://www.cnbc.com/2026/10/08/best-financial-advisors.html

10/13/2026

It is not just when you claim Social Security. It is how that decision fits your full income plan.

Your claiming age interacts with your investment withdrawals, required distributions, tax bracket, Medicare premiums, and survivor benefits. A claiming strategy that looks optimal in isolation can create problems elsewhere. Conversely, a slightly lower monthly benefit might be the right choice if it protects your overall tax picture and spousal security.

Social Security is too important to optimize in a vacuum. Let's review it as part of your complete financial plan.

10/06/2026

An exchange fund lets you contribute concentrated shares into a pooled fund alongside other investors diversifying their own single-stock positions. In exchange, you receive a proportional stake in the fund's diversified portfolio, without triggering a taxable sale.

The tradeoff is a required holding period, typically seven years, plus reduced liquidity during that stretch. For individuals wanting to cut single-stock exposure without a large current-year tax bill, that tradeoff is often worth it.

Whether it fits depends on your cash needs, timeline, and investment strategy. Let's evaluate if this approach makes sense for you.



Read more here: https://wealth-crossing.com/reducing-concentrated-stock-position-risk/

10/01/2026

Claiming Social Security at the wrong age can cost a couple tens of thousands over a lifetime.

The difference between claiming at 62 versus waiting until 70, more than just monthly payments, is about total lifetime income, spousal benefits, survivor protection, and how Social Security fits into your broader financial picture. Your break-even point depends on life expectancy, your income needs, and your overall plan.

This isn't a decision to make in isolation or based on a single calculation. Let's review how a claiming strategy fits your full retirement plan.

09/23/2026

Giving up direct control of an asset doesn't have to mean giving up flexibility.

A well-built irrevocable trust can adapt for decades after the gift is made through provisions like limited spousal access and thoughtful asset selection up front.

In our latest blog, Stephanie Stumpf, CPA, PFS, CFP®, CTFA unpacks how SLATs and ILITs can give multi-generational families room to plan without losing the tax and asset protection benefits of an irrevocable trust. https://wealth-crossing.com/irrevocable-trust-wealth-transfer/

An irrevocable trust wealth transfer strategy can move assets out of your estate while keeping flexibility. See how SLATs and ILITs work for HNW families.

09/22/2026

Tax strategy isn't something you do once in April. It's woven throughout your financial life.

Our CPAs and advisors identify opportunities year-round to minimize tax drag, preserve more of your wealth, and align your tax picture with your broader financial goals. From investment management and retirement withdrawals to executive compensation and estate planning, every major financial decision has tax implications.

When tax strategy is integrated throughout your plan rather than treated as an afterthought, the difference compounds over decades.

09/16/2026

Trusts are crucial tools that can help your family thrive across generations.

A trust is the mechanism that protects assets, manages distribution, minimizes taxes, and preserves your values and vision. But the trust itself isn't the destination. What matters is what it enables for your family, your legacy, and the causes you care about.

When estate planning is designed around your actual goals rather than just creating documents, the whole picture becomes clearer and more meaningful.

09/14/2026

You're ambitious, well-compensated, and growing your wealth intentionally. The question becomes: how do you make sure your money takes you where you want to go?

At WealthCrossing, we work with driven professionals and entrepreneurs to create personalized financial roadmaps. From executive compensation planning and tax strategies to retirement readiness and asset accumulation, we handle the complicated financial pieces so you can focus on what matters most.

Whether you're navigating stock options, managing multiple income streams, or planning for the next chapter, we're here to bring clarity and confidence to your financial future.

09/09/2026

After a rocky Q1, markets rebounded sharply in the second quarter. A ceasefire between the U.S. and Iran in April helped calm oil prices and volatility. U.S. stocks climbed 15.52%, while bonds held relatively steady.

Beyond the headlines, economic resilience continued. Manufacturing expanded, services grew for two full years, and employment remained solid. Inflation eased sharply, bringing the trailing twelve-month figure to 3.5%.

The broader lesson remains familiar: markets move quickly on headlines, but a well-constructed plan built around your goals and time horizon is designed to absorb disruption. If recent events have prompted questions about your plan, let's review it together.



https://wealth-crossing.com/q2-2026-market-review-rmd-tax-management/