Sandy Ovalle

Sandy Ovalle Direct lender for home loans

Your credit score isn’t the whole story—but it is an important chapter when it comes to getting a mortgage. The better y...
06/23/2026

Your credit score isn’t the whole story—but it is an important chapter when it comes to getting a mortgage.

The better you understand it, the better you can plan for what’s next.

📈 Let’s take a look at the big picture, not just the number.

Lock & Look is designed for buyers who want more certainty while they search for the right home. This program allows a b...
06/17/2026

Lock & Look is designed for buyers who want more certainty while they search for the right home.

This program allows a buyer to lock an interest rate ahead of time, even before they’re under contract. That rate protection can help buyers focus on finding the right property without worrying about short-term rate changes impacting affordability.

At Supreme Lending, Lock & Look is used thoughtfully, making sure the lock period aligns with realistic home search timelines.

This option may be especially helpful when buyers want payment clarity and rate protection while navigating a competitive or unpredictable market.

Lock & Look is subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates and terms are subject to change.

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Supreme Lending offers USDA 100% financing for existing manufactured homes! That means eligible borrowers may be able to...
06/14/2026

Supreme Lending offers USDA 100% financing for existing manufactured homes!
 
That means eligible borrowers may be able to finance new or pre-owned manufactured homes (2006 or newer) with zero down.*
 
We’re excited to help families find affordable paths to homeownership. Let’s talk about what’s possible.
 
Reach out today to check eligibility or learn more.
 
*Subject to USDA guidelines. Not all applicants will qualify.
 
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Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime.” They’re simply designed for borro...
06/10/2026

Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime.” They’re simply designed for borrowers with more complex income or asset structures.
 
These programs allow lenders to use alternative methods to document income or qualify a borrower, which can be especially helpful for business owners, investors, and high-net-worth clients.
 
At Supreme Lending, Non-QM is about finding the right solution, not forcing a borrower into the wrong loan. When used appropriately, these programs create flexibility and opportunity without cutting corners.
 
Non-QM isn’t for everyone, but for the right borrower, it may open doors that traditional financing can’t.
 
Non-QM loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend.
 
supremelending

5.0 star review received on Experience.com for Sandy Ovalle by Adelaida R - Sandy guided me  through the whole process, ...
06/09/2026

5.0 star review received on Experience.com for Sandy Ovalle by Adelaida R - Sandy guided me through the whole process, great communication quick to respond to any questions or concerns I had. It was great working with her.

Click to see all 3 reviews of Sandy Ovalle, Mortgage Loan Officer

Settlement language matters more than most people realize. From a mortgage standpoint, wording can determine approval or...
06/05/2026

Settlement language matters more than most people realize.
 
From a mortgage standpoint, wording can determine approval or denial.
 
A CDLP review doesn’t change legal strategy.
It ensures the language supports the intended outcome.
 
Sometimes small adjustments prevent very big problems.
 
Note: Mortgage qualification is subject to loan program guidelines, borrower eligibility, and financial review. This is not a commitment to lend. Terms and conditions apply.
 

Buy in summer, move in sooner Longer days, more options… and the perfect time to find your new home Let’s make your move...
06/04/2026

Buy in summer, move in sooner
 
Longer days, more options… and the perfect time to find your new home Let’s make your move happen this season.
 
Let’s make your move happen this season. Get in touch with me today!

5.0 star review received on Experience.com for Sandy Ovalle by Artemio L - Thank you
06/02/2026

5.0 star review received on Experience.com for Sandy Ovalle by Artemio L - Thank you

Click to see all 2 reviews of Sandy Ovalle, Mortgage Loan Officer

5.0 star review received on Experience.com for Sandy Ovalle by Juan S - ⭐⭐⭐⭐⭐I had a great experience working with Sandy...
06/01/2026

5.0 star review received on Experience.com for Sandy Ovalle by Juan S - ⭐⭐⭐⭐⭐
I had a great experience working with Sandy Ovalle my mortgage loan officer. The service was excellent from start to finish, and communication was always clear, prompt, and professional. She took the time to answer all my questions and guided me through every step of the process, making everything smooth and stress-free.

One thing I especially appreciated was that she is bilingual and was able to communicate with me in my native language whenever I preferred.
I highly recommend her services to anyone looking for a knowledgeable, reliable, and professional mortgage loan officer.
I would definitely work with her again in the future.

Thank you for your outstanding service!⭐⭐⭐⭐⭐

Click to see all 1 reviews of Sandy Ovalle, Mortgage Loan Officer

Address

2938 B Hilltop Mall Road
Richmond, CA
94806

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm

Telephone

+15106851779

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