Sandy Ovalle

06/02/2026

5.0 star review received on Experience.com for Sandy Ovalle by Artemio L - Thank you

Click to see all 2 reviews of Sandy Ovalle, Mortgage Loan Officer

06/01/2026

5.0 star review received on Experience.com for Sandy Ovalle by Juan S - ⭐⭐⭐⭐⭐
I had a great experience working with Sandy Ovalle my mortgage loan officer. The service was excellent from start to finish, and communication was always clear, prompt, and professional. She took the time to answer all my questions and guided me through every step of the process, making everything smooth and stress-free.

One thing I especially appreciated was that she is bilingual and was able to communicate with me in my native language whenever I preferred.
I highly recommend her services to anyone looking for a knowledgeable, reliable, and professional mortgage loan officer.
I would definitely work with her again in the future.

Thank you for your outstanding service!⭐⭐⭐⭐⭐

Click to see all 1 reviews of Sandy Ovalle, Mortgage Loan Officer

06/01/2026

Earned Equity Program (EEP) opportunities
 
Helping more clients achieve homeownership with flexible solutions designed for real life
This program offers alternative income documentation, flexible credit evaluation, and expanded pathways for qualified buyers
 
With just 3.5% down for ITIN clients, more families can take a step closer to owning a home
 
DM me “EEP” to learn more or see if you qualify
 
supremelending

05/29/2026

Non-conforming loans are often used when a borrower or property doesn’t align with traditional conforming loan guidelines.
 
This can include higher loan amounts, unique properties, or financial profiles that don’t fit neatly into standard agency requirements. Rather than forcing a borrower into a loan that doesn’t make sense, non-conforming options allow for more tailored solutions.
 
At Supreme Lending, these loans are evaluated with a focus on structure, documentation, and long-term sustainability, not shortcuts.
 
This type of financing may be a strong option when a standard conforming loan isn’t the right fit, but traditional financing is still the goal.
 
Non-conforming loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
 
supremelending

05/27/2026

Living with a disability does not automatically mean homeownership is out of reach.
 
There may be loan options, income considerations, and assistance resources that can help qualified borrowers move closer to their goals.
 
As a Supreme Lending loan officer, I’m here to look at the full picture, not just one piece of the application. My goal is to help you feel informed, supported, and empowered as you explore your home financing options.
 
Loan program eligibility, borrower qualifications, income documentation, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.
 

05/25/2026

The Supreme 100 program is a conventional loan option that includes down payment assistance for eligible borrowers.
 
This program allows qualified buyers to pair a conventional first mortgage with up to 4% assistance, subject to underwriting approval and program requirements.
 
Key points to know:
• Primary residence only
• Credit, income, and education requirements apply
• Program availability varies
• Not all borrowers will qualify
 
If you’d like to review whether this option aligns with your homeownership goals, I’m here to help.
 
Contact me to get started.
 

05/25/2026

05/24/2026

Honored to be recognized as a 2026 NAHREP Top 250 Latino Mortgage Originator! Grateful for my clients, referral partners, and community for their continued trust and support. This recognition means so much, and I’m proud to keep helping families achieve their homeownership goals.

05/22/2026

The Chenoa Fund Down Payment Assistance program is designed to help buyers access FHA financing with support for the required down payment.
 
Eligible buyers may receive 3.5% in down payment assistance provided by CBC Mortgage Agency. The program does not require first-time homebuyer status and does not impose income limits, making it a flexible option for many borrowers.
 
Chenoa offers both forgivable and repayable assistance options, depending on structure and eligibility. Some options may also allow for temporary interest rate buydowns, adding another layer of affordability early in the loan.
 
At Supreme Lending, we help buyers understand how programs like Chenoa fit into their overall homeownership plan.
 
This option may be especially helpful when FHA financing makes sense but saving for the full down payment is a challenge.
 
Chenoa Fund Down Payment Assistance program is subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
 
supremelending

05/21/2026

Custom amortization terms give borrowers more control over how their Conventional mortgage is structured.
 
Instead of defaulting to a 30-year loan, some buyers choose shorter terms to pay down principal faster, reduce interest paid over the life of the loan, or align the mortgage with long-term financial plans. The right term depends on cash flow, goals, and overall strategy.
 
At Supreme Lending, amortization options are reviewed carefully to make sure the loan structure supports both affordability today and financial goals over time.
 
This option may be a good fit when a borrower wants flexibility in loan length and a mortgage structured around long-term planning.
 
Loan program eligibility, terms, and conditions apply. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.