Smitherwood Insurance

Smitherwood Insurance Smitherwood Insurance is an insurance brokerage offering home, auto, life, surety & business services You want to make sure you receive your entitled benefits.

The world of insurance can, at times, be confusing and overwhelming. To make the process more difficult, you must decide between an independent insurance agent and single insurance representative. While both sell insurance, an independent agent and a captive agent function completely differently, and that plays a role in how you interact with the agent. In the end, you want an agent who will not only provide quality insurance, but also someone who can be an advocate when a claim is filed.

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.Our veterans ...
11/11/2024

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.

Our veterans have shown incredible bravery, dedication, and resilience, ensuring our freedoms and security. Whether serving at home or abroad, in times of peace or conflict, their contributions are invaluable.

To all the veterans in our network, thank you for your service.

Happy Halloween! Whether you're dressing up in spooky costumes, carving pumpkins, or indulging in a mountain of sweet tr...
10/31/2024

Happy Halloween!

Whether you're dressing up in spooky costumes, carving pumpkins, or indulging in a mountain of sweet treats, we hope your Halloween is packed with excitement and laughter.

Share in the comments: What is your favorite Halloween tradition? Ours has to be the candy around the office the next day! 🎃🍬

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to ...
10/17/2024

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season.

Here are some tips to keep you safe:

1️⃣ Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas.
2️⃣ Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights.
3️⃣ If driving at dawn or dusk, use your high beams when appropriate to increase visibility.
4️⃣ It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident.
5️⃣ Keep an eye out for more deer. Where there’s one, there are usually more.

If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.

Did you know that one in eight women in the United States will be diagnosed with breast cancer in her lifetime? October ...
10/03/2024

Did you know that one in eight women in the United States will be diagnosed with breast cancer in her lifetime?

October is Breast Cancer Awareness Month, and we invite you to join us in supporting those affected by this disease. Remember that you can make a profound difference by using your voice, educating those around you (especially your loved ones), and offering reminders about the importance of regular screenings.

Feel free to share this post with your network to spread awareness.

Did you know that car seats can reduce the risk of fatal injury by 71% for infants and 54% for toddlers? This week is Ch...
09/16/2024

Did you know that car seats can reduce the risk of fatal injury by 71% for infants and 54% for toddlers? This week is Child Passenger Safety Week — and as many of you may know, one of the best ways to keep kids safe in the car is by choosing the right car seat.

That’s why our team put together a quick guide for you to reference or share. Swipe through the graphics to see the different types of car seats and their uses.

If you have questions about your coverage or replacing a car seat after an accident, don’t hesitate to reach out.

Wishing all of you a fun and memorable Labor Day weekend! 🌞 What are you up to this weekend? Indulging in good food? Enj...
08/29/2024

Wishing all of you a fun and memorable Labor Day weekend! 🌞

What are you up to this weekend? Indulging in good food? Enjoying some well-deserved naps?

Please note that our office will be closed on Monday, September 2, but we'll be back on Tuesday, September 3, eager to assist with anything you need.

As you may know, Hurricane Debby made landfall in Florida on Monday, August 5. Though it is no longer a hurricane, the s...
08/06/2024

As you may know, Hurricane Debby made landfall in Florida on Monday, August 5. Though it is no longer a hurricane, the system remains dangerous. And given that it is threatening our area, we’re sharing some valuable guidance on staying prepared ↩️

If you need any assistance or have insurance questions, please feel free to reach out to us. We hope you and your families stay safe and sound amid the severe weather!

Get ready for the 2024 Summer Olympics! From July 26 to August 11, watch athletes compete in track and field, swimming, ...
07/25/2024

Get ready for the 2024 Summer Olympics! From July 26 to August 11, watch athletes compete in track and field, swimming, gymnastics, and exciting new sports like surfing, skateboarding, and sport climbing. Swipe for ways you can watch ↩️

We would love to know: what sport are you excited to watch? Let us know in the comments!

Just like an umbrella shields you in summer storms, personal umbrella insurance offers an extra layer of protection agai...
07/18/2024

Just like an umbrella shields you in summer storms, personal umbrella insurance offers an extra layer of protection against life's unexpected storms.

Whether you're hosting gatherings, hitting the road for a vacation, or enjoying outdoor activities this summer, an umbrella policy will provide additional coverage for liability claims beyond your primary insurance policies.

Here are a few key benefits of umbrella insurance:

1️⃣ Comprehensive Liability Coverage: Extend beyond the limits of your primary insurance policies, such as auto or homeowners insurance, providing coverage for bodily injury, property damage, and other liability claims.

2️⃣ Legal Protection: In the event of a lawsuit, a personal umbrella policy covers legal fees, court costs, and settlements.

3️⃣ Flexible Options: Coverage limits typically start at $1 million and go up from there, depending on your needs and the insurer.

📞 Reach out by phone or email to learn more about personal umbrella insurance and ensure you have the protection you need for a worry-free summer. Don't let unexpected events ruin your plans!

Happy Independence Day! However you're celebrating, we hope you have a wonderful 4th of July.Please note that our office...
07/02/2024

Happy Independence Day! However you're celebrating, we hope you have a wonderful 4th of July.

Please note that our office will be closed in observance of the holiday. Should you need us urgently, we will be back to assist you when normal hours resume on July 5th.

Today, I would like to send my warmest wishes to everyone as we take a moment to celebrate the father figures in our liv...
06/16/2024

Today, I would like to send my warmest wishes to everyone as we take a moment to celebrate the father figures in our lives who have offered us guidance, wisdom, courage, and love. Whether you are spending time with your loved ones or reminiscing about good times, I hope your weekend is filled with joy and gratitude.

I wish all of you a very Happy Father's Day!

In observance of Memorial Day, our office will be closed on Monday, May 27th. We will resume our regular business hours ...
05/23/2024

In observance of Memorial Day, our office will be closed on Monday, May 27th. We will resume our regular business hours on Tuesday, May 28th.

We hope you have an enjoyable and safe Memorial Day weekend with your loved ones.

Let's take a moment to remember those who have served our country and continue to honor them in our thoughts and actions.

Address

2920 W Broad Street C26
Richmond, VA
23230

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

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