What are the opening hours?

Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

Missouri Farm & Home Mutual Insurance Company

Home
United States
Richmond, MO
Missouri Farm & Home Mutual Insurance Company

We offer a wide range of home and farm insurance products that are customized to your needs!

In February of 1877, a group of local citizens formed The Patrons and Farmers Home Protection Company of Ray County. The need arose due to national stock companies being unwilling to offer insurance in the rural areas. In 1901, the Company was re-incorporated as Farmers Home Insurance Company of Ray County. Since that time, Farmers Home Insurance Company of Ray County has grown to serve the entire

State of Missouri. Today, in order to best serve our insureds, Farmers Home has over 30 independent agents located across the State.

08/22/2026

Water in the basement is one of the most misunderstood things in insurance, and a wet week is when people find out.

It depends on where the water came from. A burst pipe or a sump pump that quit while the power was out is usually a different situation than water that came in over the ground. That second one is flooding, and standard policies do not cover it. That surprises a lot of people.

It is worth knowing which one you are set up for before you are standing in it. Ask your agent to walk you through what your policy actually does when water shows up where it should not be. That conversation goes a lot better dry.

In the meantime, the boring stuff helps. Clear gutters, downspouts pointed away from the house, and a sump pump you have actually tested this year.

08/19/2026

School start dates in Missouri are all over the map. Some districts went back last week. Richmond goes back August 26. Either way, the buses are about to be out there again.

If you drive a gravel road in the morning, you already know the problem. Low sun, dust hanging in the air, and a kid standing at the end of a driveway a quarter mile from the house. The bus stops where there is no shoulder and no good way to see around it. And the kid waiting for it is not watching for you.

The fix is not complicated. Leave a few minutes earlier than you need to. Everything about that stretch of road gets easier when nobody is running late.

Good luck to everybody starting back, whenever your first day falls!

08/13/2026

Homeowners. Dwelling. Mobile home. These get used like they mean the same thing, and they do not.

Homeowners is for the house you live in, and it covers the structure, your belongings, and liability.

Dwelling is usually for a house you own but do not live in. A rental, an inherited place, a house sitting empty.

Mobile home coverage is its own thing, built for manufactured housing, because the risks and the construction are different.

If your situation has changed, and especially if a house has gone from lived in to rented out or standing empty, that is worth a phone call. The coverage that was right five years ago may not be the coverage you have now.

Your local agent can sort it out in about ten minutes.

08/11/2026

We're proud to announce Hannah Finley as one of our 2026 scholarship recipients! Hannah will be attending Missouri State University this fall, where she plans to continue her education and pursue her goals with purpose and passion.

Please join us in congratulating Hannah. We can't wait to see all that you accomplish!

08/07/2026

Nobody in Missouri has ever been satisfied with the rain.

Too much of it in the spring, none of it in July, and then a week like this one, where you cannot get a thing done outside, and the yard needs mowing twice.

Whatever it is doing at your place this week, we hope it is doing something close to what you needed.

08/04/2026

We're proud to announce Sydnee Burnett as one of our 2026 scholarship recipients! Sydnee will be attending the University of Missouri this fall, where she plans to continue her education and pursue her goals with purpose and passion.

Please join us in congratulating Sydnee. We can't wait to see all that you accomplish!

07/30/2026

Having a record of your belongings makes filing a claim much easier if the unexpected happens. Walk through your home and take photos or video of each room. Note the make and model of major appliances and electronics. Keep receipts for valuable items in a safe place or digital folder. Don't forget outbuildings, equipment, and anything stored in garages or barns. Store your documentation somewhere off your property, like a cloud service. A little time now saves a lot of stress later.

07/28/2026

We came home from the Ray County Fair with some very good bacon.

Congratulations to Tru Barham of Lawson 4-H, who brought the top-selling bacon to this year's 4-H and FFA Ham and Bacon Auction. We were proud to be the buyer.

The Ham and Bacon Breakfast and Auction is one of the best traditions the fair has. It takes months of work from these exhibitors and a room full of neighbors willing to show up early and bid. Supporting Ray County youth is a small part of what has kept us here since 1877.

Thank you to the Ray County 4-H and FFA members, their families, the judges, and the volunteers who put the day together. Nice work, Tru!

Photo: The Lawson Review

07/27/2026

One thing that sets Missouri Farm and Home apart is our network of independent agents across the state. These are people who live and work in your community. They know the area, they understand the risks, and they are there when you need them. If you are looking for coverage that fits your life, start by finding an agent near you. Visit missourifarmandhome.com and search by county or zip code. There is probably one closer than you think.

07/25/2026

Missouri Farm and Home has been part of Missouri since 1877. That means we have been here through two world wars, the Great Depression, countless floods and tornadoes, and every change this state has seen over nearly 150 years. Through it all, our mission has stayed the same: protecting the people and places that make Missouri home. As we prepare to celebrate our 150th anniversary in 2027, we are proud of where we have been and excited about where we are going. Thank you for being part of this journey.

Address

400 N Spartan Drive
Richmond, MO
64085

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Website

http://www.missourifarmandhome.com/

Alerts

Be the first to know and let us send you an email when Missouri Farm & Home Mutual Insurance Company posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Missouri Farm & Home Mutual Insurance Company:

Want your business to be the top-listed Finance Company in Richmond?