Kyle Duffer is a Registered Representative and Investment Adviser Representative of, and securities and
investment advisory services are offered solely by Equity Services, Inc. Cornerstone Advisor Group is independent of ESI. ESI is a
Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company (NLIC),
Montpelier, Vermont. National Life Group (NLG) is a trade name
of NLIC and its affiliates. Tax and legal advice
are offered independently of Cornerstone Advisor Group, NLG, NLIC, ESI, and its representatives. For advice
concerning your own situation, please consult with your appropriate professional advisor. Cornerstone Advisor
Group’s agents are independent contractors and are not employees of any National Life Group entity. Kyle Duffer is licensed to sell securities in Virginia and insurance-licensed in Virginia. An endorsement of this
individual is not a referral of them for investment advisory services and may not reflect others’ views or
experiences. TC8726275(0126)3