Professional Governmental Underwriters, LLC

Professional Governmental Underwriters, LLC www.pgui.com Professional Governmental Underwriters, LLC. Professional Governmental Underwriters, Inc.

is a full-service risk management company dedicated to underwriting Public Officials Liability, Law Enforcement Liability and Educators Liability insurance. is a full-service risk management company dedicated to underwriting Public Officials Liability, Law Enforcement Liability and Educators Liability insurance. 804-272-6557

Law enforcement officers are often tasked with managing large-scale events and ensuring public safety while navigating h...
12/23/2024

Law enforcement officers are often tasked with managing large-scale events and ensuring public safety while navigating heightened risks. For insurance agents, understanding these challenges and emphasizing the importance of tailored insurance for police officers is critical.

For insurance agents, understanding these challenges and emphasizing the importance of tailored insurance for police officers is critical.

Today, public officials face a myriad of challenges, from heightened scrutiny to increasingly complex liability risks.
12/16/2024

Today, public officials face a myriad of challenges, from heightened scrutiny to increasingly complex liability risks.

This year-end review explores key developments in public officials liability insurance, emerging trends for 2025, and strategies for

The holiday season brings joy and celebration, but unfortunately, it also brings heightened challenges for law enforceme...
12/02/2024

The holiday season brings joy and celebration, but unfortunately, it also brings heightened challenges for law enforcement agencies.

Law enforcement professional liability insurance is a critical tool to help agencies mitigate these risks and navigate the season with confidence.

With the holiday season comes various festive gatherings at schools, from concerts to winter assemblies to other student...
11/22/2024

With the holiday season comes various festive gatherings at schools, from concerts to winter assemblies to other student activities. While these events bring communities together, they also create unique security challenges.

Active shooter insurance and thoughtful planning can be the difference between a well-protected holiday season and unexpected risks.

As public officials’ responsibilities grow, the need for comprehensive risk assessment and tailored liability insurance ...
11/15/2024

As public officials’ responsibilities grow, the need for comprehensive risk assessment and tailored liability insurance increases. No matter what area of public service, insurance agents working with public sector clients are crucial in managing risks and offering solutions.

With effective risk-assessment strategies and through public officials liability insurance, agents can support public officials in navigating

Ever wonder how well-protected public housing authorities are against unexpected risks? For insurance agents working wit...
10/22/2024

Ever wonder how well-protected public housing authorities are against unexpected risks? For insurance agents working with these organizations, understanding the definition of public entity insurance is key to ensuring they’re covered against liability claims and regulatory challenges.

For insurance agents working with these organizations, understanding the definition of public entity insurance is key to ensuring

Managing public school environments requires more than just teaching — it involves preparing for the unexpected. Crises ...
10/15/2024

Managing public school environments requires more than just teaching — it involves preparing for the unexpected. Crises can arise without warning, putting educators at risk of lawsuits and liability claims. Without comprehensive coverage like educators E&O, public schools lack the protection they need when things go wrong.

Without comprehensive coverage like educators E&O, public schools lack the protection they need when things go wrong.

Halloween may be a fun public holiday for most, but for law enforcement professionals, it’s a night filled with challeng...
10/08/2024

Halloween may be a fun public holiday for most, but for law enforcement professionals, it’s a night filled with challenges and heightened legal risks. From managing large crowds to responding to pranks, officers need the right protection.

Insurance agents specializing in legal insurance for police officers play a vital role in ensuring their clients have the right coverage to handle potential claims and legal issues during this high-stakes night.

As incidents of violence in schools continue to rise, updating school safety plans to address active shooter scenarios h...
10/01/2024

As incidents of violence in schools continue to rise, updating school safety plans to address active shooter scenarios has become a critical task for educational institutions. Insurance agents serving U.S. education providers must ensure that their clients are not only prepared for these emergencies but also financially protected.

The role of active shooter insurance in reinforcing safety plans cannot be overstated. Having the right coverage in place can make

With the start of a new semester comes excitement and challenges. But for educators, it can also mean unexpected legal r...
09/23/2024

With the start of a new semester comes excitement and challenges. But for educators, it can also mean unexpected legal risks. From student behaviors to parent-teacher interactions, the classroom can be a minefield of potential legal issues.

By walking your educator clients through educators legal liability insurance, you equip them for whatever the school year throws their way.

As autumn rolls in, are your public entity clients ready for what this season brings? With changing weather patterns, in...
09/16/2024

As autumn rolls in, are your public entity clients ready for what this season brings? With changing weather patterns, increased public events, and ongoing infrastructure projects, there’s a lot that can easily go wrong.

Understanding public entity insurance and public officials liability insurance can help you better protect your clients against issues.

Field trips provide exciting opportunities for students to learn outside the classroom and enjoy inclusive school experi...
09/09/2024

Field trips provide exciting opportunities for students to learn outside the classroom and enjoy inclusive school experiences. But as much fun as these activities can be, they also come with a heightened responsibility for educators to ensure their students’ safety.

Field trips provide exciting opportunities for students. From off-campus lunch accidents to behavioral issues, the risks can be significant.

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9020 Stony Point Pkwy, Ste 455
Richmond, VA
23235

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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