Tom Pessemier, Mortgage Broker at The Pessemier Team, Edge Home Finance

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12/17/2025

A couple of holiday spending tips from your mortgage broker: 1. Set a gift budget. 2. Park cash gifts in a separate bank account for your down payment. Small moves now equal big keys later. 🗝️🏡 PS, I hope everybody’s having a wonderful Christmas, Hanukkah, holiday season!

12/12/2025

VA buyers — just because you can put $0 down doesn’t mean you always should.
Before you decide, run the numbers. Sometimes keeping cash invested or diversified beats dropping it all into the house.
Realtors: this is a conversation your clients need.
Bottom line: Do the research. Know your options. Make the smartest move for your long-term game.

🦃 Happy Thanksgiving! 🍁Grateful doesn’t even begin to cover it. To my incredible clients and referral partners—thank you...
11/26/2025

🦃 Happy Thanksgiving! 🍁
Grateful doesn’t even begin to cover it. To my incredible clients and referral partners—thank you for every referral, every conversation, and every chance to help someone get into a new home this year. You keep me busier than a turkey on Wednesday night, and I appreciate it more than you know!

Wishing you a joyful, restful, and very well-fed Thanksgiving. 🧡🏡

Tom Pessemier & Team

11/20/2025

Disabled Veteran? Even just 10%? Don’t let your lender sleep on your VA funding fee waiver…PLUS another bonus tip for 100% permanent & total vets. Also, thank you for answering the call to serve. 🇺🇸

11/11/2025

🇺🇸 Honoring Our Heroes 🇺🇸

Especially today, but every day, I’m very grateful for the brave men and women who have served, and continue to serve our country. Your courage, sacrifice, and dedication have helped shape the United States to become the best place on earth to call home.

From all of us at The Pessemier Mortgage Team, thank you to our veterans, active-duty service members, and your families who stand beside you.

Wishing you a happy and meaningful Veterans Day today! 🇺🇸

Happy 250th Birthday to the United States Marine Corps! 🇺🇸To all my Marine clients, friends, and family members who’ve w...
11/10/2025

Happy 250th Birthday to the United States Marine Corps! 🇺🇸

To all my Marine clients, friends, and family members who’ve worn the Eagle, Globe, and Anchor — thank you for your service, sacrifice, and the standard of excellence you carry through everything you do.

It’s an honor to serve those who’ve served. 🫡
Semper Fi!



Photo Credit Cpl. Alexis French

11/07/2025

If you’re an unmarried spouse of a veteran, who was either killed in action or who died from service-related injuries or exposure, you may want to watch this one.

The  #1 mistake that hurts VA (military) buyers.
11/05/2025

The #1 mistake that hurts VA (military) buyers.

11/05/2025

The #1 mistake that hurts VA buyers.

10/09/2025

Chasing the lowest rate without checking fees is like buying a $5 burger with a $20 delivery fee! A low rate with high fees isn’t a deal, it’s a disguise.

10/08/2025

Realtors: your buyers count on YOU to make it happen. Do you have a broker in your back pocket when your plan A doesn’t do the trick?

Address

Richmond, VA
23238

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