Rick Anthony, Loan Officer at Movement Mortgage Nmls#265209

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United States
Richmond, VA
Rick Anthony, Loan Officer at Movement Mortgage Nmls#265209

Senior Loan Officer servicing Virginia Home Buyers and Realtors for over 40 years! 🏦🫱🏾‍🫲🏽 NMLS ID # 39179 (www.nmlsconsumeraccess.org) | 877-314-1499.

NMLS: 265209

6-7-1 Disclosure: While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day extenuating circumstances may cause delays outside of this window. VA-MLO-3017VA | Movement Mortgage, LLC supports Equal Housing Opportunity. Movement Mortgage, LLC is licensed by VA # MC-5112. Interest

rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.

02/26/2024

From Brooklyn to Wall Street, Pioneering Insurance for All. In the face of rampant discrimination and redlining, Ernesta Procope stood as a beacon of hope and resilience. Starting in the 1950s, she opened her own brokerage in Brooklyn, challenging the status quo and ensuring that Black families had access to vital home insurance. Her firm’s growth to a Wall Street powerhouse symbolizes her business acumen and unwavering commitment to marginalized homeowners. As we celebrate Black History Month, we honor Ernesta Procope, a trailblazer whose efforts redefined the insurance landscape and empowered Black homeownership.

01/29/2024

Many economists believed we would see a rate drop in March, but is a June rate cut now the most likely outcome? Tell what you think it’ll be 🤔

Dive into this week’s Market Update to see why an economic “soft landing” could keep rates higher for longer. 📈😪 (Link to the full blog post Can be found in my bio)

01/24/2024

Need help selling a home in a buyer’s market? 🏡🤔

Movement’s new Secure & Sell program allows qualified homeowners to lock in an interest rate for up to 120 days and buy down a rate for the home they’re selling*. 🙌🏾

PLUS, if rates drop, your buyer can float down to that lower rate**. This can help reassure your buyers that they’re getting that competitive rate in today’s market. (Because who doesn’t appreciate a little reassurance every now and then?) 😌

Reach out today and give potential buyers the confidence they need to say “YES!” 🤩

*Seller can negotiate with their buyer to pay up to max seller contributions towards closing costs, excluding funds the seller paid to buy down interest rate, as long as seller enters standby contract with Movement for the Secure & Sell program on a property that is not under contract with buyer. **The float down must occur no later than 15 days, nor earlier than 45 days, prior to the closing date. Pricing includes the seller’s previously paid discount if applicable.

01/17/2024

Looking for extra income? 💸🤔

With the Accessory Dwelling Units (ADUs) rental income allowance, qualified homeowners are now able to rent ADUs on their property for an extra stream of income*. 🤑 Homeowners could use this income to help pay down their mortgage, invest in other properties or even save for retirement! 🏦💰

📲 Reach out today to learn more about how ADUs could help with long-term financial security.

*Cannot be a manufactured home. The home must be factory-built or site-built to use rental income for qualification. Must be a primary single-family residence. If using rental income, the max LTV is 85%. Available for purchase and rate/term refinances. Rental income calculation is determined by Fannie Mae Selling Guide.

01/15/2024

Today is a chance to honor Martin Luther King Jr., a social activist, minister and civil rights leader. ✊🏽✊🏾✊🏿

His efforts remind us how impactful doing things for others can be. Even something as simple as helping your neighbor bring in their groceries can show how much you care. ♥️

As we remember Martin Luther King Jr. today, may we seek out ways to help others and have a positive impact on those around us. 🫶🏾

11/20/2023

Don’t let the lack of a big down payment stand in your way of homeownership! 🙅🏾‍♂️If you’re a first-time homebuyer living in a qualified area, you may qualify for up to $8000 🤑 toward your down payment and closing costs with the Movement Mortgage Community Assistance program.* 🏡💰😌

Contact me today to learn more! 📲

*Only available in certain cities and markets. Reach out to a Movement loan officer for a full list of qualified areas. Program offering is limited and may be subject to availability at the time of lock. Qualification Required.

11/13/2023

DID YOU KNOW: Multifamily loans only require 5% down?? 😲

That’s right! You can say goodbye to hefty down payments because Fannie Mae updated their requirements for multifamily homes, which means starting November 18, 2023, you can purchase a 2-4 unit primary residence with just 5% down*. 🤩 This can offer more affordability when it comes to owning a rental property! 🤑

Interested in how this could work for you? Reach out to me to learn more! 📲

10/30/2023

🤔 As economists look ahead to the Fed announcement next week, a higher-than-expected GDP number is the latest factor that leads experts to believe higher rates could last a bit longer. 📈

Get the details and find out what you need to know in this week’s Market Update 👨🏾‍💻 Find the link in my bio!

10/25/2023

This is BIG! 🤩

Soon, multiple unit homes will be more affordable. Fannie Mae is updating their down payment requirements for multifamily homes, allowing qualified borrowers to purchase a 2-4 unit primary residence with just 5% down! 💸

This is a great way to create steady, passive income. Qualified borrowers can purchase a duplex, triplex or quadplex for only 5% down, live in one unit, and rent out the other units to help pay the mortgage! 🏡🤑

Even better? This update works for both purchase AND limited cash-out refinance transactions. 😌

Contact me today to learn more! 📲

*For qualified borrowers only. At least one unit must be owner-occupied. Not available for second homes or non-owner occupied properties. Suitable for purchase or limited cash-out refinance transactions. Additional restrictions apply.

10/23/2023

Uncertainty caused by the ongoing battle 👊🏽 for the House of Representatives speakership and strong consumer spending are the latest hot button issues for the Fed.🚨Get the latest information about these factors ahead of Jerome Powell’s November 1st speech in Movement’s latest Market Update!

Read the blog by visiting the link in my bio 📲

10/16/2023

Looking to increase your chances of getting approved for a mortgage or getting a better interest rate?🏡💰

1️⃣➡️ Understanding your loan-to-value ratio — aka LTV — is an important first step!

This blog explains what LTV is, how it affects your mortgage + 6 ways to improve it. Visit the link in my bio to read the full post 📲😌

10/09/2023

This morning’s jobs report capped off a week of data the Fed may not have expected to see. 💼🤔 The market is anticipating the Fed’s next move and that may have an effect on rates in the short term.⌚

Find out what you need to know in this week’s Market Update, link in my bio 📲

Address

8720 Stony Point Pkwy Ste 200
Richmond, VA
23235

Website

https://linktr.ee/mortgagemanrick?fbclid=PAAabx1EmMJJgzRaiD4klaWBe8ytbKAQHdch3Pvl3T7Y2cRbbjh9a3hq157Ww

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