Brandon Layne Insurance Agency, LLC

12/16/2025

New tech on your gift list? Don't let accidental drops or spills ruin the fun. Protect nearly all your home electronics with one simple plan and save up to 50% compared to many wireless carrier plans. Unwrap the gift of coverage today! https://instore-amer.likewize.com/farmers/selfenroll?refid=68617483Brne1392&utm_medium=agent https://bit.ly/3Yvy6Q1

11/25/2025

🎅 If Santa’s sliding any new electronics or a shiny new phone under the tree this year, don’t leave them unprotected! Before the holiday chaos hits and accidents happen, click the link and grab Total Device Protection for a fraction of what you’d pay through your phone carrier. Cracks, drops, spills, and surprises happen—but replacing your device shouldn’t drain your wallet. Protect your investment now and enjoy peace of mind all year long! 🎄📱💥

06/06/2025

It's SUMMER VACATION TIME!

One question I am asked on nearly a weekly basis is this.. "I am going out of town and will be renting a car, am I covered by my personal policy?"

Here is my answer:
Yes!... and NO

If you carry liability, comprehensive, and collision coverage on at least 1 of your personal vehicles, then you are covered by those same limits and deductibles on a rental car.

HOWEVER, there are 2 BIG reasons to take the coverage the rental company offers you..

1) Using the coverage they offer allows you to literally walk away if anything happens and you won't have a claim filed against your personal auto insurance.

2) Loss of use is not covered by your personal policy. If you have an accident, the rental company has the right to charge YOU for their "Loss of Use" meaning they can charge you an additional amount for every day they are unable to rent that car out while it is being repaired in a shop. When you take their policy, you don't have to worry about this.

Safe Travels!

05/29/2025

You could be missing out on hundreds in savings. Let’s chat about how switching your auto and home insurance to Farmers could help you save.

11/11/2024

Today and every day, we honor the brave men and women who have served our country. Thank you, veterans, for your dedication and sacrifice.

11/08/2024

One of the best to do it in RVA!! Do yourself a favor, and book a reservation today!

Inspecting the Courtyard dining room. Old Original Bookbinder’s is a fine fining experience and every detail counts

10/30/2024

For more “treats” and fewer “tricks” (or tragedies), watch for kids dashing into the street. Choose costumes that allow visibility and ventilation. Carry a flashlight. Check candy before kids dig in. Stay spooky and safe!

10/14/2024

This serves as a great reminder to insure what matters most—with life insurance.

10/09/2024

Shopping online can make the holidays a breeze (think of all the cookies you can bake with that extra free time). Be sure to keep your identity and financial information safe. Check every website’s URL for the “s” in “https” before sharing your data online. That means it’s encrypted as it travels the web.

10/07/2024

October is Cyber Security Awareness Month! Help keep your business safe with these tips:
👉 Train employees to spot phishing attempts
👉 Update your passwords regularly
👉 Keep your software up to date
👉 Backup your business data and store it securely.

10/03/2024

Don’t have a traditional pension? How else can you get retirement income guaranteed to last as long as you live?
Unlike withdrawals from a 401(k), annuities can offer payments that never run out. Let’s talk about insuring your retirement.