Positive Solutions Financial Services

Positive Solutions Financial Services Your pathway to financial efficiency and peace of mind with expert tax preparation services.

09/11/2025

Two Words: Life Insurance! 🔒Having your own policy is much better than solely relying on your company’s. Here’s a few reasons why you should have your own.

08/15/2025

We’re back with another strategy for paying off debt! Check out this method and learn how you can implement it to secure your financial freedom and live in wealth; debt free!

08/07/2025

Just a reintroduction to our CEO, Deneka Gary-Parham! Come back next week for more tips and insights for financial freedom and literacy.

07/31/2025

Ready to ELIMINATE DEBT?! Here’s a short clip on a method you can use to be debt free. Follow our page for my tips and videos for financial freedom and wealth management!

07/04/2025

Introducing “Financial Literacy Fridays,” with a focus on the topic of “Investing in a 401k vs Personal Savings.” What are some topics you would like to discuss?

06/26/2025

Who’s ready to be DEBT FREE?! Check out this tip for paying off debt & stay tuned for more ways to secure your wealth!

06/19/2025

“Why Do I Pay Back Taxes When I Have No Dependents?!” 🤷🏽‍♀️ Here’s an answer from our CEO that will answer your question AND save you some money!

Just a brief reintroduction to let you know more about PSFS!
06/12/2025

Just a brief reintroduction to let you know more about PSFS!

06/06/2025

Post Season Tip #5:
Track Estimated Taxes

If you're self employed or earn side income, set reminders to pay quarterly estimated taxes on time to avoid penalties interest.

Make sure you're contributing regularly to IRAs, 401Ks, HSAs and/or 529 Plans. These accounts reduce taxable income, whi...
05/29/2025

Make sure you're contributing regularly to IRAs, 401Ks, HSAs and/or 529 Plans. These accounts reduce taxable income, which means a smaller portion of your earnings is subject to tax.

Taxable Income = Gross Income - Allowable Deductions (accounts above)

05/27/2025

JUST AN EXTRA GEM

🗣💎🗣💎🗣💎

Don’t wait until they’re grown—talk to your kids about money now.
Teach them how to save, why credit matters, and how money really works.
These aren’t just lessons—they’re life skills that can shape their future.
Start early. Build wisely.

05/22/2025

QOTW: “What’s the best bank account for students?”

PSFS: Although there isn't a one size fit all banking account for students, there are several factors to consider when selecting an account.

1️⃣ Fees - look for accounts with no or low monthly fees, ATM fees and overdraft fees.
2️⃣ ATM access - review the banks ATM network and locations. Check to see if that reimburse out of network fees or if there's an out of network monthly allowance.
3️⃣ Mobile banking - review mobile app ratings and features for functionality and ease of use.
4️⃣ Interest rates - compare APY's (Annual Percentage Yield) if the stude intends to keep a balance.
5️⃣ Overdraft protection - Determine if the bank offers overdraft protection. Thoroughly understand the banks overdraft policies and associated fees.
6️⃣ Traditional vs. E-banking - determine the needs of the student by deciding if a physical branch with direct interaction with tellers is preferred, or e-banking which offers digital platforms to include apps and websites that can be accessed anywhere.

Follow Positive Solutions Financial Services for more tips!

Address

Richmond, VA

Telephone

+18046254443

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