SBX Insurance Solutions

05/25/2026

Today, we remember. ❤️🤍💙

Memorial Day is a time to honor the courageous men and women who made the ultimate sacrifice for our country. Their bravery and service will never be forgotten.

As we spend time with family and loved ones this weekend, may we also take a moment to reflect on the freedoms we enjoy because of those who gave everything.

From all of us at SBX Insurance Solutions — thank you to our fallen heroes and the families who continue to carry their legacy forward. 🇺🇸

05/24/2026

r📉 More Americans are turning to cheaper “alternative” health plans as ACA premiums continue to rise.

But there’s an important conversation happening behind the headlines:
➡️ Lower monthly premiums can sometimes mean LESS protection when you actually need care.

Some alternative plans may:
⚠️ Exclude pre-existing conditions
⚠️ Limit hospital coverage
⚠️ Have high out-of-pocket exposure
⚠️ Not meet ACA coverage standards

For some people, these plans may fit their situation. For others, they can create major financial risk if a serious medical event happens.

This is why understanding WHAT you’re buying matters just as much as the monthly price.

At SBX Insurance Solutions, we believe in helping people understand the FULL picture — not just the premium.

If your health insurance costs have increased and you’re exploring alternatives, now is the time to review your options carefully.

For More Info: https://link.msgsndr.com/sp/91a7bbc1493

Congress' decision not to extend enhanced marketplace tax credits has boosted the appeal of alternative health coverage with lower monthly premiums.

05/19/2026

📈 Social Security recipients could see a larger COLA increase in 2027 due to inflation.

While a higher COLA may sound like good news on paper, many retirees are still feeling the pressure of rising costs for groceries, utilities, gas, and healthcare.

A bigger check does not always mean more breathing room.

This is why reviewing your Medicare coverage, prescription costs, and overall retirement strategy matters more than ever. Small gaps in coverage can become expensive very quickly during times of inflation.

At SBX Insurance Solutions, we believe education matters just as much as enrollment. Stay informed. Stay prepared. Stay covered.

📰 Read the article here:
https://link.msgsndr.com/sp/43be8da8d46

05/13/2026

The 2026 Social Security payment schedule has officially been released by the Social Security Administration 👀

If you receive:
🔹 Social Security Retirement
🔹 SSDI
🔹 Survivor Benefits
🔹 SSI

…it’s a good idea to save this calendar for your records so you know when to expect your monthly benefits throughout 2026.

A quick reminder:
📌 Payment dates are typically based on your birth date.
📌 SSI recipients generally receive payments on the 1st of the month.
📌 Holidays and weekends can sometimes shift deposit dates slightly.

Knowing your payment schedule ahead of time can help with:
✔️ Budgeting
✔️ Prescription planning
✔️ Medical appointments
✔️ Monthly bill organization

At SBX Insurance Solutions, we believe informed decisions create stronger financial and healthcare confidence — especially when it comes to Medicare and retirement planning.

📲 Save this post for later and share it with someone who may need it.

04/30/2026

🚨 BIG HEALTH INSURANCE NEWS 🚨

Cigna is officially planning to exit the ACA (Affordable Care Act) marketplace by 2027 — and this is NOT a small move.

Let’s break this down in plain English 👇🏽

👉 This impacts hundreds of thousands of people currently enrolled in ACA plans
👉 It reflects a bigger issue: rising costs + shrinking participation in the marketplace
👉 Many carriers are struggling to make ACA plans profitable long-term

We’re already seeing:
📉 Fewer carriers
📈 Higher premiums
⚠️ More uncertainty for consumers

Translation?
What you have today may not be available tomorrow.

Now before anybody panics…
Cigna has stated there will be no immediate disruption to current coverage, and members will be guided through transition options during open enrollment.

But here’s the REAL takeaway 👇🏽

💡 Health insurance is shifting. FAST.
And if you’re just “letting your plan ride,” you could end up:
❌ Overpaying
❌ Underinsured
❌ Or scrambling during open enrollment

⸻

💬 If you’re currently on an ACA plan (or thinking about it), now is the time to:
✔️ Review your options
✔️ Understand what’s actually changing
✔️ Have a real strategy—not guesswork

Because one thing about this industry…
👉 It doesn’t wait for you to catch up.

⸻

📩 If you want a breakdown of what this could mean for YOU specifically, my inbox is open.

Cigna Group executives said the health insurer will exit the Affordable Care Act individual exchange business beginning in 2027.

04/09/2026

We’re excited to be part of a major milestone in our community this weekend! 🎉

Congratulations to Senior Fitness Wit Toi on their Grand Opening Celebration—a huge accomplishment and an exciting expansion to better serve the Richmond community with more access, more movement, and more support.

This event is all about community, connection, and wellness—and that’s exactly where SBX Insurance Solutions aligns.

We’ll be on-site helping individuals and families get clarity on:

✔️ Medicare
✔️ Health coverage options (Marketplace)
✔️ Life insurance
✔️ Making sure you’re not out on missing benefits you

Because let’s be real…a lot of people think they’re covered…until they actually need it 👀

If that’s you—or someone you know—come talk to us.
No pressure. No gimmicks. Just real answers.

📍 9200 Stony Point Parkway, Suite 130A
🗓 Sunday, April 12 | ⏰ 2–5 PM

12/03/2025

Look, I get it — Medicare is confusing, life is busy, and most people don’t think about their health plan until something goes wrong.

But here’s the truth:

AEP is closing soon — and the plan you’re in today might cost you WAY more in 2026 than you realize.

Small changes can mean:

Higher copays

Different drug tiers

Doctors suddenly “out of network”

Lost benefits you assumed were included

A quick, no-cost review can help you:
✔️ Spot hidden costs
✔️ Make sure your doctors are covered
✔️ Price your prescriptions accurately
✔️ Compare better options if they exist

No pressure.
No scare tactics.
Just information that helps you make confident decisions.

If you’ve been waiting for a sign to schedule a review…
👶 this baby has QUESTIONS.

📲 Contact me directly at (804) 334-6813 to schedule your review today.

SBX Insurance Solutions
"Guiding you with care through insurance focused on people."

11/19/2025

🚨🔥 BIG NEWS ALERT! 🔥🚨
Y’all… HALLELUJAH! 🙌🏾 This is the update we’ve been WAITING FOR!

Bon Secours AND Humana have officially reached an agreement — which means starting January 1st, Humana Medicare Advantage and Medicaid members KEEP their in-network access to Bon Secours doctors and hospitals! 🎉🎉🎉

This is a MAJOR win for our seniors, families, and anyone who was stressed about losing their providers. You can finally exhale. SBX Insurance Solutions stays on top of every move so YOU stay protected.

✨ No switching plans.
✨ No scrambling for new doctors.
✨ No surprises.
✨ JUST. GOOD. NEWS.

If you’re unsure how this impacts your coverage or want a quick plan review, SBX has you covered with care. 💙

—
SBX Insurance Solutions
Guiding you with care through insurance focused on people.

Bon Secours announced it has reached an agreement with Humana, allowing patients with Medicaid and Medicare Advantage plans to continue seeing providers at their facilities.

11/11/2025

💙🇺🇸 Honoring All Who Served 🇺🇸💙

Today, we pause to say thank you to the brave men and women who have served and continue to serve our country.
Your courage, sacrifice, and dedication to protecting our freedoms do not go unnoticed.

At SBX Insurance Solutions, we proudly stand with our veterans — not just today, but every day.

🪖 If you or a loved one are a veteran navigating Medicare, life insurance, or healthcare coverage options, we’re here to help ensure you receive every benefit you’ve earned.

📞 Call us today or message us directly — we’re honored to serve those who have served us.

10/30/2025

🚨 Health Alert: Over 140,000 bottles of a popular cholesterol medication have been recalled because they may not dissolve properly, which could make the medication less effective.

If you or a loved one takes medication to manage cholesterol, please double-check your prescription bottle and contact your pharmacist or healthcare provider with any concerns.

Your health and safety always come first — stay informed, ask questions, and take a few minutes to make sure everything in your medicine cabinet is up to date. 💊💙

The FDA and a drug company have recalled at least 140,000 bottles of the cholesterol medication because it may not properly dissolve when taken.