KTL Performance Mortgage Richmond

KTL Performance Mortgage Richmond NMLS #114045. We provide home loans in Ohio, Indiana, Kentucky, and Florida.

🎉 Happy Birthday Christopher Chapa!We’re thankful for everything you bring to the KTL team. Hope your day is wonderful! ...
06/05/2026

🎉 Happy Birthday Christopher Chapa!

We’re thankful for everything you bring to the KTL team. Hope your day is wonderful! 🎂

Ever heard of DTI?➡️DTI stands for debt-to-income ratio, and it plays a BIG role in the homebuying process.It helps dete...
06/04/2026

Ever heard of DTI?

➡️DTI stands for debt-to-income ratio, and it plays a BIG role in the homebuying process.

It helps determine how much home fits your budget, whether you can be approved, what loan options are available to you, and may even impact your interest rate!

👍The good news is you don’t have to figure it out on your own. Your KTL Loan Originator is here to help every step of the way.

Our team works with you on what you can do with your current DTI and how much house payment you can qualify for. If necessary, they'll even guide you on simple ways to lower your DTI and improve your chances of qualifying for a home loan.

Contact us today to get started!

🎉 Happy Workaversary, Craig Allen!🎉As a Mortgage Loan Originator and Branch Manager in Richmond, Craig plays a key role ...
06/01/2026

🎉 Happy Workaversary, Craig Allen!🎉

As a Mortgage Loan Originator and Branch Manager in Richmond, Craig plays a key role in helping our clients achieve their dreams of homeownership.

Cheers to 10 years at KTL and counting! 🥂🏠❤️

Congratulations to Dylan and Kierstin Clark on the purchase of their new home! With baby #2 on the way, and Dylan and K...
05/30/2026

Congratulations to Dylan and Kierstin Clark on the purchase of their new home! With baby #2 on the way, and Dylan and Kierstin knew it was time for a little more room for their growing family!

We're so excited for them as they begin this new chapter in their beautiful new home. Their 3 year-old daughter now has her very own bedroom with space for her big girl bed, and there will be plenty of room for making memories, playing, and growing together for years to come. 💗

A big thanks to Julie Coffman with Parkside Realty LLC., Empire Title Services, loan originators Kristina Heath and Tasha Peters, processor Christopher Chapa, and document specialist Aleah Shilt.

Dylan and Kierstin received their keys on closing day and headed straight to their new home to start cleaning and preparing for their move! It will be a busy few weeks, but they're excited and ready to make this house their home. We wish them many years of happiness and beautiful memories with their growing family.

One of the biggest myths in homebuying is that you need 20% down. In reality, many buyers qualify for loan programs that...
05/28/2026

One of the biggest myths in homebuying is that you need 20% down. In reality, many buyers qualify for loan programs that allow much lower down payments.

The right option depends on your financial goals, credit profile, and the type of loan that fits your situation.

If you’ve been holding off because of the down payment, it might be worth taking a closer look. 🔎

Congratulations to first-time homebuyers Nickolas and Karlie Brown! Thank you for trusting KTL with your home financing ...
05/28/2026

Congratulations to first-time homebuyers Nickolas and Karlie Brown! Thank you for trusting KTL with your home financing needs.🎉🏡

The best part of homeownership? Building equity, creating memories, and investing in your future. ☀️🌻We're so happy for you, and hope you have a fantastic summer settling into your new home sweet home!

A big thanks to Judy Confer with Better Homes and Gardens First Realty Group, Empire Title Services, loan originators Kristina Heath and Tasha Peters, processor Ashlyn Swank, and document specialist Aleah Shilt.

Congratulations to David and Emily Davis on their new home!If at first you don’t succeed with a good home inspection, tr...
05/28/2026

Congratulations to David and Emily Davis on their new home!

If at first you don’t succeed with a good home inspection, try, try again. Home inspections are so important. Sometimes issues come up that can’t be resolved, but those speedbumps may lead to an even better home waiting down the road.

Emily and David experienced this firsthand with the help of their Realtor, Mary Cordle with Berkshire Hathaway HomeServices Indiana Realty-Muncie. Their first contract fell through due to repair concerns, but they kept moving forward and found the perfect home at the perfect price.

Thank you to Alliance Title, Inc. , Mary Cordle, our processing team Aleah Shilt and Christopher Chapa, and loan officers Kristina Heath and Natasha Peters for a smooth closing.

We wish the Davises many years of happiness in their beautiful new home!

➡️Head over to our main page and check out our contest - you could win a free portrait session from Still Shot Photograp...
05/27/2026

➡️Head over to our main page and check out our contest - you could win a free portrait session from Still Shot Photography LLC! Her photos are amazing and it's definitely worth the drive over to Darke County if you win 😉

05/25/2026

Happy Memorial Day 🇺🇸 May we never forget, or take for granted, that the freedoms we have today were earned by heroes that gave their everything.

One of the fastest ways to improve your credit score is by lowering your credit card balances.Your credit utilization, o...
05/21/2026

One of the fastest ways to improve your credit score is by lowering your credit card balances.

Your credit utilization, or how much of your available credit you're using, plays a major role in your score.

Even if you don’t pay the card off completely, reducing the balance can make a noticeable improvement in your score.

If you’re planning to buy a home this year, small steps like this can go a long way!

Address

3363 E. Main Street
Richmond, IN
47374

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17652734711

Website

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