07/30/2025
Did you know that your credit score can differ based on a consumer credit pull versus a lender credit pull? Free credit websites are a great way to review your credit report for credit history and discrepancies, but when you're ready to prequalify for a mortgage it's best to let a lender pull your credit to get an accurate credit score report. Different lender types (auto, credit card or mortgage) weigh categories such as payment history and balance versus limit history differently depending on the type of credit or loan you're requesting. Contact me today to review your creditworthiness!