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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Bill Lucas Insurance

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Richmond Hill, GA
Bill Lucas Insurance

Yes! We Can Insure You! Bill Lucas Insurance specializes in group benefits as well as individual health, life and disability insurance.

The hours above are our office hours, but we are available to meet with you ANY time at your convenience.

06/17/2026

June is Men’s Health Month—a great reminder for our community here in coastal Georgia to stay proactive about health and wellness.

Preventive screenings are often covered by health insurance and can play a big role in catching issues early, when they’re most treatable.

Here are a few important screenings to keep on your radar:

✅ Cholesterol checks starting around age 17, every 4–6 years
✅ Diabetes screening beginning at 35 (or earlier with risk factors)
✅ Prostate cancer screening around age 50, or earlier if recommended
✅ Colorectal screening starting at 45
✅ Mental health check-ins during your annual visits at any age

Every person’s health needs are different, so it’s always best to talk with your doctor about what makes sense for you.

Not sure what your plan covers? Our team at Bill Lucas Insurance is here to help you understand your benefits and make the most of your coverage.

Have you scheduled your annual checkup yet?

06/11/2026

Dental insurance can be confusing, and small misunderstandings can lead to delayed care or higher costs over time. With Oral Health Month here, we’re helping our Richmond Hill community clear up a few common myths and get more value from their coverage.

Here are a few things we often hear:

🔹 “Cleanings aren’t covered.” Many dental plans actually prioritize preventive care, often covering exams and cleanings at a high level to help catch issues early.

🔹 “Waiting saves money.” Delaying treatment usually leads to more complex (and expensive) procedures down the road.

🔹 “Every dentist is in-network.” Networks vary by plan, and going out-of-network without checking can mean higher out-of-pocket costs.

Understanding your coverage is key to protecting both your health and your wallet. Our team at Bill Lucas Insurance is always here to help you review your options and make sense of your benefits.

Have a question about your dental or health coverage? Reach out anytime—we’re happy to help. 🦷

06/09/2026

When it comes to dental insurance, small misconceptions can lead to bigger surprises later. Understanding how your plan actually works helps you make better decisions for both your health and your budget.

Here are a few common myths we still hear from clients across coastal Georgia:

✅ “Dental insurance works just like medical insurance.”
Most dental plans are designed around preventive care, with annual maximums and different coverage levels for preventive, basic, and major services.

✅ “If nothing hurts, I don’t need to go.”
Many dental issues start without pain. Regular checkups help catch problems early—before they become more serious (and more expensive).

✅ “Indemnity plans cover whatever the dentist charges.”
These plans usually pay based on standard fee schedules, not the full billed amount. That difference can sometimes fall back on the patient.

At Bill Lucas Insurance, we help Richmond Hill families better understand their coverage options so there are no surprises. Preventive care and a clear plan can go a long way.

Have questions about your dental coverage? We’re here to help.

06/05/2026

A raise or promotion is something to celebrate—but it’s also a good time to take a closer look at your life insurance.

As income grows, so do financial responsibilities. That could mean a bigger mortgage, more long-term goals, or greater support for your family. Your coverage should keep up with those changes.

At Bill Lucas Insurance, we help individuals and families across Richmond Hill and coastal Georgia make sure their life insurance still fits their current situation—not last year’s.

If your income has recently changed, now is a great time for a quick policy review. Reach out to our team and we’ll walk through your options together.

Have you reviewed your coverage lately?

06/02/2026

June 6 is Visually Impaired People Day, and it’s a good reminder to take a closer look at how Medicare handles vision care.

Original Medicare (Parts A & B) mainly covers medical eye care—things like diagnosing and treating eye conditions. Routine vision services, like eye exams for glasses, are typically not included.

Many Medicare Advantage plans, however, do offer added benefits like routine eye exams and vision coverage.

Understanding the difference can help you avoid surprises and make sure your coverage fits your needs.

If you’d like help reviewing your Medicare options or how your current plan handles vision care, our team at Bill Lucas Insurance is always here to help.

05/28/2026

Mental Health Awareness Month is a reminder that support may be closer than you think.

Many health insurance plans include resources for stress, sleep, and everyday mental wellness—and you don’t have to figure it out on your own.

If you’re feeling overwhelmed or notice your mental health impacting your daily life, reaching out to a licensed professional can make a real difference.

If you’re not sure what your plan covers, our team at Bill Lucas Insurance is here to help you understand your options and connect you with the right resources.

05/25/2026

Graduation season is here, and finding a meaningful gift can be tough.

One option many families don’t think about? Life insurance.

Starting a policy early can help lock in lower rates while your graduate is young and healthy. Over time, it can grow into a long-term financial tool, with flexible coverage options and potential cash value they can access later in life.

It’s a practical way to give something that lasts well beyond the celebration.

If you’re in the Richmond Hill or coastal Georgia area and want to explore options, our team at Bill Lucas Insurance is here to help guide you.

Have you ever considered giving a financial head start like this as a gift?

05/19/2026

Life changes fast—your health insurance should keep up.

Whether you're adding a new family member, changing jobs, or just reviewing your coverage, our team at Bill Lucas Insurance is here to help you stay protected every step of the way.

As a local Richmond Hill insurance agency, we take the time to understand your needs and walk you through your options—so you can feel confident in your coverage.

Have questions about your current plan or thinking about making a change? Reach out to us anytime.

Address

2591 US Highway 17
Richmond Hill, GA
31324

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.billlucasinsurance.com/

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