Bill Lucas Insurance

Bill Lucas Insurance Yes! We Can Insure You! Bill Lucas Insurance specializes in group benefits as well as individual health, life and disability insurance.

The hours above are our office hours, but we are available to meet with you ANY time at your convenience.

June 6 is Visually Impaired People Day, and it’s a good reminder to take a closer look at how Medicare handles vision ca...
06/02/2026

June 6 is Visually Impaired People Day, and it’s a good reminder to take a closer look at how Medicare handles vision care.

Original Medicare (Parts A & B) mainly covers medical eye care—things like diagnosing and treating eye conditions. Routine vision services, like eye exams for glasses, are typically not included.

Many Medicare Advantage plans, however, do offer added benefits like routine eye exams and vision coverage.

Understanding the difference can help you avoid surprises and make sure your coverage fits your needs.

If you’d like help reviewing your Medicare options or how your current plan handles vision care, our team at Bill Lucas Insurance is always here to help.

Mental Health Awareness Month is a reminder that support may be closer than you think.Many health insurance plans includ...
05/28/2026

Mental Health Awareness Month is a reminder that support may be closer than you think.

Many health insurance plans include resources for stress, sleep, and everyday mental wellness—and you don’t have to figure it out on your own.

If you’re feeling overwhelmed or notice your mental health impacting your daily life, reaching out to a licensed professional can make a real difference.

If you’re not sure what your plan covers, our team at Bill Lucas Insurance is here to help you understand your options and connect you with the right resources.

Graduation season is here, and finding a meaningful gift can be tough.One option many families don’t think about? Life i...
05/25/2026

Graduation season is here, and finding a meaningful gift can be tough.

One option many families don’t think about? Life insurance.

Starting a policy early can help lock in lower rates while your graduate is young and healthy. Over time, it can grow into a long-term financial tool, with flexible coverage options and potential cash value they can access later in life.

It’s a practical way to give something that lasts well beyond the celebration.

If you’re in the Richmond Hill or coastal Georgia area and want to explore options, our team at Bill Lucas Insurance is here to help guide you.

Have you ever considered giving a financial head start like this as a gift?

Life changes fast—your health insurance should keep up.Whether you're adding a new family member, changing jobs, or just...
05/19/2026

Life changes fast—your health insurance should keep up.

Whether you're adding a new family member, changing jobs, or just reviewing your coverage, our team at Bill Lucas Insurance is here to help you stay protected every step of the way.

As a local Richmond Hill insurance agency, we take the time to understand your needs and walk you through your options—so you can feel confident in your coverage.

Have questions about your current plan or thinking about making a change? Reach out to us anytime.

If you or someone you care about has been scammed, it can feel overwhelming—but there are trusted resources that can hel...
05/15/2026

If you or someone you care about has been scammed, it can feel overwhelming—but there are trusted resources that can help you take the next step.

Here are a few places to start:

• FTC Fraud Reporting – Report fraud and get recovery steps: https://reportfraud.ftc.gov/

• FBI Internet Crime Complaint Center (IC3) – Report online crimes: https://www.ic3.gov/

• Identity Theft Recovery – Create a recovery plan: https://www.identitytheft.gov/

• AARP Fraud Watch Network – Talk to someone for guidance: https://www.aarp.org/money/scams-fraud/helpline/

If you suspect fraud, reporting it quickly can make a big difference in protecting your identity and finances.

Our team at Bill Lucas Insurance is here to support our Richmond Hill and coastal Georgia community. If you have questions or need guidance on protecting your personal or business coverage, reach out anytime—we’re here to help.

Scams are getting more convincing—but a few simple red flags can still help you spot them early.Here’s what our team at ...
05/14/2026

Scams are getting more convincing—but a few simple red flags can still help you spot them early.

Here’s what our team at Bill Lucas Insurance recommends watching for:

🔵 Urgency or pressure
If a message pushes you to act immediately or threatens consequences, take a step back. Scammers rely on panic.

🔵 Pretending to be someone you trust
Fraudsters often pose as banks, government agencies, or even insurance providers. Always double-check the source.

🔵 Deals that feel too good to be true
Unexpected money, deep discounts, or prizes with fees attached are almost always a scam.

🔵 Poorly written messages
Misspelled email addresses, grammar issues, or broken links are common warning signs.

The best move? Pause and verify.
Reach out directly using a trusted phone number or official website—especially when it involves your personal or insurance information.

If something feels off, trust your instincts. Our local Richmond Hill insurance team is always here to help you think it through and protect what matters most.

Have you seen a suspicious message lately? Share it with us or drop a comment below.

With National Senior Fraud Awareness Day coming up on May 15, our team at Bill Lucas Insurance wanted to share a few com...
05/11/2026

With National Senior Fraud Awareness Day coming up on May 15, our team at Bill Lucas Insurance wanted to share a few common scams we’re seeing across coastal Georgia so you can spot the warning signs early.

• Tech support scams – Someone claims there’s an issue with your device and asks for remote access or payment. Legitimate companies won’t contact you this way.

• Medicare or government impersonation – Calls or messages asking for personal information or payment. These agencies do not reach out unsolicited.

• Family imposter scams – A caller pretends to be a loved one in trouble and pressures you to send money quickly.

• Lottery or prize scams – You’re told you’ve won, but need to pay fees first. Real winnings don’t require upfront payments.

• Romance or investment scams – Someone builds trust online, then asks for money or financial access.

Staying informed is one of the best ways to protect yourself and your family. If something feels off, it’s always worth double-checking.

If you ever have questions or want guidance, our local Richmond Hill insurance team is here to help.

As your family grows, so do the responsibilities that come with protecting it. Life insurance helps create a strong fina...
05/04/2026

As your family grows, so do the responsibilities that come with protecting it. Life insurance helps create a strong financial foundation—so the people who matter most are taken care of no matter what.

Whether you’re starting a family, getting married, or simply reviewing your current coverage, our team at Bill Lucas Insurance is here to help you find the right fit.

Let’s talk through your options and make sure your coverage keeps up with your life. Reach out today for a personalized review.

Address

2591 US Highway 17
Richmond Hill, GA
31324

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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