Preston Laird - NMLS #891696 - BankSouth Mortgage

Preston Laird - NMLS #891696 - BankSouth Mortgage VP, Producing Production Manager at BankSouth Mortgage

Introducing Preston, your seasoned mortgage loan officer, proudly serving Savannah, Georgia, and neighboring communities. With a robust 16-year banking career, Preston's journey began in 2007, initially in retail banking at BB&T, followed by a tenure with The Coastal Bank of Savannah and as a Commercial Banker with Colony Bank. Later, he transitioned into mortgage origination in 2012, contributing his expertise to United Community Bank and Certainty Home Loans.

Friday night lights are back in Richmond Hill! ๐ŸˆThereโ€™s something special about seeing our community come together to su...
08/21/2026

Friday night lights are back in Richmond Hill! ๐Ÿˆ

Thereโ€™s something special about seeing our community come together to support the Wildcats. The packed stands, school spirit, familiar faces, and hometown pride are all part of what make Richmond Hill such a great community to be part of.

Wishing the Richmond Hill High School Wildcats a great game tonight!

Whoโ€™s heading out to cheer them on? Drop a ๐Ÿพ in the comments!

RichmondHill Touchdown Club

Home sweet home! ๐ŸกCongratulations to my wonderful buyers on closing on their new home! It was an honor to guide you thro...
08/07/2026

Home sweet home! ๐Ÿก

Congratulations to my wonderful buyers on closing on their new home! It was an honor to guide you through this exciting milestone, and I'm so grateful you trusted me to be part of your journey.

Wishing you years of happiness, new memories, and countless moments to cherish in your new home. Welcome to your next chapter!

Thinking about buying a home in Richmond Hill or the surrounding area? I'd love to help you get there.

As Richmond Hill Schools welcome students back for another exciting school year, families, including my own, are settlin...
08/05/2026

As Richmond Hill Schools welcome students back for another exciting school year, families, including my own, are settling into new routines, fresh goals, and exciting opportunities.

If buying a home is part of your family's plans this school year, now is a great time to start preparing. Whether you're exploring your options for the first time or you're ready to take the next step, I'm here to help make the mortgage process clear, simple, and manageable.

Here's to a successful school year, new beginnings, and finding the place you'll love to call home.

Ready when you are. Reach out anytime to start the conversation.

Join us on Friday, March 20th from 1-3pm for a complimentary headshot session to refresh your professional image. Along ...
03/16/2026

Join us on Friday, March 20th from 1-3pm for a complimentary headshot session to refresh your professional image. Along with upgrading your brand, enjoy delicious snacks and beverages in a relaxed setting. We look forward to seeing you there! Give me a call or text if you have a preferred time slot and to register.

We've been busy lately!  From supporting our friends at Cure with Shell Out For a Cure, to all our referral partners and...
02/26/2026

We've been busy lately! From supporting our friends at Cure with Shell Out For a Cure, to all our referral partners and builders at the annual HBA Diamond Awards, and celebrating BankSouth's newest branch location onsite at HMGMA (Hyundai Motor Group).

๐Ÿก Weโ€™re honored to be nominated!BankSouth Mortgage is in the running for Best Mortgage/Home Loan Provider in the Bryan C...
12/12/2025

๐Ÿก Weโ€™re honored to be nominated!

BankSouth Mortgage is in the running for Best Mortgage/Home Loan Provider in the Bryan County News' Bryanโ€™s Favoritesโ€”and weโ€™d love your vote!

Weโ€™re proud to serve this incredible community with mortgage experiences that are simple, supportive, and stress-free.

๐Ÿ—ณ๏ธ Voting ends Monday, December 22nd.

๐Ÿ‘‰ Cast your vote here: https://bryancountynews.com/faves2026

Thank you for letting us be part of your homeownership journey! โค๏ธ

The Fed cut short-term rates today, but mortgage rates didnโ€™t drop. Thatโ€™s because mortgage rates donโ€™t follow the Fed. ...
12/10/2025

The Fed cut short-term rates today, but mortgage rates didnโ€™t drop. Thatโ€™s because mortgage rates donโ€™t follow the Fed. They follow long-term bond markets, and those markets already expected this move.

What Iโ€™m telling my clients: focus less on the headline, and more on your timeline. It may be smart to lock in your rate now before more market movement. Let's take a look at it together.

Remember: BankSouth Mortgage offers a complimentary 1-time rate float down.

Thereโ€™s no one-size-fits-all answer. Just good guidance at the right moment. Reach out any time.

Savannah and Richmond Hill buyers are still facing inventory and price challenges, but hereโ€™s the good news: you donโ€™t a...
09/30/2025

Savannah and Richmond Hill buyers are still facing inventory and price challenges, but hereโ€™s the good news: you donโ€™t always have to โ€œwinโ€ by throwing more money at a home.

Here are 3 simple ways buyers can stand out without blowing their budget:
** Get fully pre-approved (not just pre-qualified). This shows sellers youโ€™re serious and ready to close.
** Offer flexibility on timing. Sometimes a seller values an extra 2 weeks to move out more than an extra $5K.
** Lean on lender communication. When I call the listing agent directly to vouch for my buyer, it can make the difference in a multiple-offer situation.

Buying a home shouldnโ€™t feel like a bidding warโ€”it should feel like a puzzle that comes together with the right pieces. If youโ€™re planning to buy this fall, letโ€™s talk about how to make your offer stronger without stretching your budget.

Message me anytimeโ€”Iโ€™ll walk you through the steps so you feel clear, calm, and confident in your next move.

โ€”
โš–๏ธ BankSouth Mortgage Company, LLC, NMLS #690971. Not a commitment to lend; subject to credit and property approval. Equal Housing Lender.

09/17/2025

Your Equity Could Be Your Solution!

โ€ข $11.2 Trillion in U.S. home equity
โ€ข $1.2 Trillion in consumer debt
โ€ข Whatโ€™s your financial opportunity?

Homeowners are carrying record consumer debt โ€” often with sky-high interest. What if your home equity could help you wipe it out? Letโ€™s run the numbers. ๐Ÿก๐Ÿ“‰



๐™”๐™ค๐™ช๐™ง ๐™ฉ๐™ง๐™ช๐™จ๐™ฉ๐™š๐™™ ๐™œ๐™ช๐™ž๐™™๐™š ๐™ž๐™ฃ ๐™๐™ค๐™ข๐™š ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™ฃ๐™œ, ๐™ฅ๐™ช๐™ฉ๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฅ๐™ž๐™š๐™˜๐™š๐™จ ๐™ฉ๐™ค๐™œ๐™š๐™ฉ๐™๐™š๐™ง ๐™จ๐™ค ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™ค๐™ข๐™š ๐™Ÿ๐™ค๐™ช๐™ง๐™ฃ๐™š๐™ฎ ๐™ข๐™–๐™ ๐™š๐™จ ๐™จ๐™š๐™ฃ๐™จ๐™š.

Preston Laird | NMLS: 891696
๐Ÿ“ž (912) 541-4275
๐Ÿ“ง [email protected]
๐ŸŒ banksouthmortgage.com/plaird

Buying a home is one of the biggest financial decisions youโ€™ll ever make. This checklist is a great way to know if youโ€™r...
08/22/2025

Buying a home is one of the biggest financial decisions youโ€™ll ever make. This checklist is a great way to know if youโ€™re ready to take the next step.

If youโ€™re checking most of these boxes, letโ€™s connect and make a plan that fits your budget and goals.

โ€”

๐™”๐™ค๐™ช๐™ง ๐™ฉ๐™ง๐™ช๐™จ๐™ฉ๐™š๐™™ ๐™œ๐™ช๐™ž๐™™๐™š ๐™ž๐™ฃ ๐™๐™ค๐™ข๐™š ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™ฃ๐™œ, ๐™ฅ๐™ช๐™ฉ๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฅ๐™ž๐™š๐™˜๐™š๐™จ ๐™ฉ๐™ค๐™œ๐™š๐™ฉ๐™๐™š๐™ง ๐™จ๐™ค ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™ค๐™ข๐™š ๐™Ÿ๐™ค๐™ช๐™ง๐™ฃ๐™š๐™ฎ ๐™ข๐™–๐™ ๐™š๐™จ ๐™จ๐™š๐™ฃ๐™จ๐™š.

Preston Laird | NMLS: 891696
๐Ÿ“ž (912) 541-4275
๐Ÿ“ง [email protected]
๐ŸŒ banksouthmortgage.com/plaird

Address

28 Laurel Street
Richmond Hill, NY
31324

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