Preston Laird - NMLS #891696 - BankSouth Mortgage

Preston Laird - NMLS #891696 - BankSouth Mortgage VP, Producing Production Manager at BankSouth Mortgage

Introducing Preston, your seasoned mortgage loan officer, proudly serving Savannah, Georgia, and neighboring communities. With a robust 16-year banking career, Preston's journey began in 2007, initially in retail banking at BB&T, followed by a tenure with The Coastal Bank of Savannah and as a Commercial Banker with Colony Bank. Later, he transitioned into mortgage origination in 2012, contributing his expertise to United Community Bank and Certainty Home Loans.

Join us on Friday, March 20th from 1-3pm for a complimentary headshot session to refresh your professional image. Along ...
03/16/2026

Join us on Friday, March 20th from 1-3pm for a complimentary headshot session to refresh your professional image. Along with upgrading your brand, enjoy delicious snacks and beverages in a relaxed setting. We look forward to seeing you there! Give me a call or text if you have a preferred time slot and to register.

We've been busy lately!  From supporting our friends at Cure with Shell Out For a Cure, to all our referral partners and...
02/26/2026

We've been busy lately! From supporting our friends at Cure with Shell Out For a Cure, to all our referral partners and builders at the annual HBA Diamond Awards, and celebrating BankSouth's newest branch location onsite at HMGMA (Hyundai Motor Group).

๐Ÿก Weโ€™re honored to be nominated!BankSouth Mortgage is in the running for Best Mortgage/Home Loan Provider in the Bryan C...
12/12/2025

๐Ÿก Weโ€™re honored to be nominated!

BankSouth Mortgage is in the running for Best Mortgage/Home Loan Provider in the Bryan County News' Bryanโ€™s Favoritesโ€”and weโ€™d love your vote!

Weโ€™re proud to serve this incredible community with mortgage experiences that are simple, supportive, and stress-free.

๐Ÿ—ณ๏ธ Voting ends Monday, December 22nd.

๐Ÿ‘‰ Cast your vote here: https://bryancountynews.com/faves2026

Thank you for letting us be part of your homeownership journey! โค๏ธ

The Fed cut short-term rates today, but mortgage rates didnโ€™t drop. Thatโ€™s because mortgage rates donโ€™t follow the Fed. ...
12/10/2025

The Fed cut short-term rates today, but mortgage rates didnโ€™t drop. Thatโ€™s because mortgage rates donโ€™t follow the Fed. They follow long-term bond markets, and those markets already expected this move.

What Iโ€™m telling my clients: focus less on the headline, and more on your timeline. It may be smart to lock in your rate now before more market movement. Let's take a look at it together.

Remember: BankSouth Mortgage offers a complimentary 1-time rate float down.

Thereโ€™s no one-size-fits-all answer. Just good guidance at the right moment. Reach out any time.

Savannah and Richmond Hill buyers are still facing inventory and price challenges, but hereโ€™s the good news: you donโ€™t a...
09/30/2025

Savannah and Richmond Hill buyers are still facing inventory and price challenges, but hereโ€™s the good news: you donโ€™t always have to โ€œwinโ€ by throwing more money at a home.

Here are 3 simple ways buyers can stand out without blowing their budget:
** Get fully pre-approved (not just pre-qualified). This shows sellers youโ€™re serious and ready to close.
** Offer flexibility on timing. Sometimes a seller values an extra 2 weeks to move out more than an extra $5K.
** Lean on lender communication. When I call the listing agent directly to vouch for my buyer, it can make the difference in a multiple-offer situation.

Buying a home shouldnโ€™t feel like a bidding warโ€”it should feel like a puzzle that comes together with the right pieces. If youโ€™re planning to buy this fall, letโ€™s talk about how to make your offer stronger without stretching your budget.

Message me anytimeโ€”Iโ€™ll walk you through the steps so you feel clear, calm, and confident in your next move.

โ€”
โš–๏ธ BankSouth Mortgage Company, LLC, NMLS #690971. Not a commitment to lend; subject to credit and property approval. Equal Housing Lender.

09/17/2025

Your Equity Could Be Your Solution!

โ€ข $11.2 Trillion in U.S. home equity
โ€ข $1.2 Trillion in consumer debt
โ€ข Whatโ€™s your financial opportunity?

Homeowners are carrying record consumer debt โ€” often with sky-high interest. What if your home equity could help you wipe it out? Letโ€™s run the numbers. ๐Ÿก๐Ÿ“‰



๐™”๐™ค๐™ช๐™ง ๐™ฉ๐™ง๐™ช๐™จ๐™ฉ๐™š๐™™ ๐™œ๐™ช๐™ž๐™™๐™š ๐™ž๐™ฃ ๐™๐™ค๐™ข๐™š ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™ฃ๐™œ, ๐™ฅ๐™ช๐™ฉ๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฅ๐™ž๐™š๐™˜๐™š๐™จ ๐™ฉ๐™ค๐™œ๐™š๐™ฉ๐™๐™š๐™ง ๐™จ๐™ค ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™ค๐™ข๐™š ๐™Ÿ๐™ค๐™ช๐™ง๐™ฃ๐™š๐™ฎ ๐™ข๐™–๐™ ๐™š๐™จ ๐™จ๐™š๐™ฃ๐™จ๐™š.

Preston Laird | NMLS: 891696
๐Ÿ“ž (912) 541-4275
๐Ÿ“ง [email protected]
๐ŸŒ banksouthmortgage.com/plaird

Buying a home is one of the biggest financial decisions youโ€™ll ever make. This checklist is a great way to know if youโ€™r...
08/22/2025

Buying a home is one of the biggest financial decisions youโ€™ll ever make. This checklist is a great way to know if youโ€™re ready to take the next step.

If youโ€™re checking most of these boxes, letโ€™s connect and make a plan that fits your budget and goals.

โ€”

๐™”๐™ค๐™ช๐™ง ๐™ฉ๐™ง๐™ช๐™จ๐™ฉ๐™š๐™™ ๐™œ๐™ช๐™ž๐™™๐™š ๐™ž๐™ฃ ๐™๐™ค๐™ข๐™š ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™ฃ๐™œ, ๐™ฅ๐™ช๐™ฉ๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฅ๐™ž๐™š๐™˜๐™š๐™จ ๐™ฉ๐™ค๐™œ๐™š๐™ฉ๐™๐™š๐™ง ๐™จ๐™ค ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™ค๐™ข๐™š ๐™Ÿ๐™ค๐™ช๐™ง๐™ฃ๐™š๐™ฎ ๐™ข๐™–๐™ ๐™š๐™จ ๐™จ๐™š๐™ฃ๐™จ๐™š.

Preston Laird | NMLS: 891696
๐Ÿ“ž (912) 541-4275
๐Ÿ“ง [email protected]
๐ŸŒ banksouthmortgage.com/plaird

Big momentum shift in housingโ€ฆand itโ€™s already creating market opportunities!๐Ÿ“‰ Mortgage Rates Hit 10-Month Low โ€” Market ...
08/12/2025

Big momentum shift in housingโ€ฆand itโ€™s already creating market opportunities!

๐Ÿ“‰ Mortgage Rates Hit 10-Month Low โ€” Market Opportunities Are Opening Up

Rates drop by 0.25% โ€” lowest in over 10 months

Driven by a softer jobs report + easing tariff concerns

Wall Street now expects 2 Fed cuts by yearโ€™s end (vs. โ€œmaybe 1โ€ just 60 days ago)

What it means right now:

๐Ÿ“ˆ More buyers jumping in โ€” August contracts are set to rise after a slow July

๐Ÿ’ต Affordability improving โ€” average buyer is saving $200/month and has $35Kโ€“$40K more in buying power vs. January

๐Ÿ”„ Refinance opportunities โ€” over 7.5% on a 30-year fixed or 6.5%+ on an ARM? You could save big

โœ… Whether youโ€™re buying, selling, or refinancingโ€ฆthis is the most buyer-friendly stretch in nearly a year. The right move now could save you thousands and position you ahead of the market if rates keep sliding.

04/01/2025

๐Ÿฅณ Savannah, YOU did this!

Weโ€™re beyond honored to be named โ€œBest Mortgage Lenderโ€ by the readers of Best of Savannah HOMES magazine! Thank you for trusting us with one of lifeโ€™s biggest milestonesโ€”your home. Whether you're just getting started or ready to refinance, our team is here for every step.

๐Ÿก Letโ€™s keep making home happenโ€”Savannah style.

03/17/2025

๐ŸŒˆ This St. Patrickโ€™s Day, donโ€™t leave homeownership to luck! Whether youโ€™re buying or refinancing, having the right mortgage partner makes all the difference. With fast pre-approvals and expert guidance, Iโ€™ll help you find the best path to homeownershipโ€”no four-leaf clover required! โ˜˜๏ธ

Letโ€™s turn your home goals into reality. Reach out today!

It was an absolute pleasure helping Dustin with his home buying journey!  It sure makes it easier when you have amazing ...
03/10/2025

It was an absolute pleasure helping Dustin with his home buying journey! It sure makes it easier when you have amazing referral partners in Tammy Frye/Savannah Georgia Realtor that stay engaged all the way through! Can't wait for the next one.

Are you ready to start your home buying journey? Start today!
๐Ÿ“ฑ Apply now link and contact info โžก๏ธhttps://lookbooklink.com/banksouthmortgage-plaird

Address

28 Laurel Street
Richmond Hill, NY
31324

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