Katie Schirmer -Rhonda Urich Insurance Agency

Home
United States
Richland, WA
Katie Schirmer -Rhonda Urich Insurance Agency

Your local licensed risk advisor for Life, Auto, & Home insurance. Protect what matters most! ��

04/21/2026

PSA: Lock In Life Insurance Rates While You're Young! Life is constantly changing and evolving as you age. 🌹

Your life insurance will NEVER be cheaper than it is right now! 🕊️

Every birthday - higher premiums. Every health issue - higher premiums (or denial).

Life policies are more affordable than you think!

• Start at 25: $200/year for $250,000 coverage

• Wait until 35: $400/year for the same coverage

• Wait until 45: $800/year (if you still qualify)

Life insurance isn't just about dying. It's about LIVING with confidence. 🪴

When you start young, you're not just buying protection-you're locking in rates and building a financial foundation that grows with you.

The question isn't "Do I need it now?" The question is: "What's your plan to lock in low rates while you're young and healthy?"

Think about this, if something happened to you yesterday. Who would have to take over all your finances? 🤔

Don't wait for a reason. BE the reason your family never has to worry.❤️‍🔥

Want a quote?
Call me today!
☎️ (509)392-8037

03/16/2026

‼️PSA‼️

Why You Need Life Insurance Outside of Work

Listen up. Your employer-provided life insurance is NOT your safety net-it's their safety net.

Here's the brutal truth most people discover too late.

The Problem with Work Coverage:

You don't own it. You rent it.
When you leave, get laid off, or retire-it's gone. Period. No portability, no control, no protection when life gets messy.

Think about it: "If you had a choice, would you prefer to be in control of your benefits, or have your employer make those decisions?"

The Coverage Gap Reality Check

Most work policies provide $50,000-$100,000.

Sounds good until you do the math:
• $50,000 coverage
• $300,000 mortgage
• Your plan? Leave that debt for someone else to pay?

The standard: You need about 10 times your annual income to maintain quality of life, especially with kids at home.

Why Banks Buy Billions in Life Insurance:

The FDIC reports banks are the largest owners of cash value life insurance. Why?

Because they understand something most people don't- life insurance is a financial asset, not just death protection.

Your Action Plan:

Stop gambling with your family's future.

Here's what you do:
• Calculate your real need: 10x your income minimum
• Get coverage you control: Outside of work, permanent protection
• Start now: Every day you wait, you're one day older and premiums are higher

The Bottom Line:

Work coverage is temporary protection for a permanent problem. Smart people own policies they control.

What's your plan to protect your family if something happens to you?

Meet with me today for a free consultation! Call (509) 392-8037 and ask for Katie 🖤

03/04/2026

💪🔥

03/02/2026

🏆CLASSIC CAR SEASON IS HEATING UP! 🏆

🌸Spring means car shows, cruise-ins, and finally taking that beauty out of winter storage.

But here's what most classic car owners don't realize: Your regular auto insurance treats your 67 Camaro like it's worth the same as a 2015 Honda Civic.

The Problem:
• Standard policies use depreciation tables that don't account for classic car appreciation
• They won't cover your restoration costs or custom parts
• Claims get settled at "book value" - not what you actually invested The Solution: Agreed Value Coverage Instead of fighting over your car's worth AFTER a loss, we establish the value upfront.

Your 69 Mustang is insured for what it's actually worth to YOU. 💯

Plus Classic Car Perks: /Lower premiums (limited mileage = lower risk) / Coverage for spare parts and tools Protection at car shows and events / Restoration coverage options.

Ready to protect your investment properly? 💸

Most classic car owners save money AND get better coverage when they switch.

Text "CLASSIC CAR QUOTE” to (509) 392-8037 for a specialized quote - let's make sure your pride and joy is protected like the investment it really is! 🥳☀️

02/13/2026

This Valentine's Day Give A Gift That Shows You'll Love Her Forever!🌹🖤

Most husbands buy flowers. They die in a week.
Smart husbands buy something that proves their love will protect her even when they can't.

Here's the conversation every married man needs to have with himself:

"Did I marry her for the rest of MY life, or the rest of HER life?" Because this isn't about you. It's about her.

What happens if you get hit by a truck tomorrow?

• The mortgage doesn't care that you're gone
• The bills keep coming
• Your beautiful wife is left to figure it out alone

The Ultimate Valentine's Gift: A life insurance policy that says, "I will take care of you forever, no matter what."

When you hand her those policy documents, you're not giving her insurance. You're giving her the promise that your love will provide for her long after you're gone.

Flowers say "I love you today." Life insurance says "I'll love you forever.”

Which message do you want to send?

Stop by our office this week and let's put a plan in place that shows your wife she's protected for life.

Real love requires real protection!

What would your wife think if she knew you chose flowers over her financial security this Valentine's Day?

Which gift would make her feel more loved - something that dies in a week, or something that protects her for life?

Call us today at (509) 392-8037☎️✨

02/11/2026

Most families think their health insurance covers everything. It doesn't.

When little Johnny breaks his arm on the trampoline, or your dirt bike gets totaled in an accident, the medical bills and replacement costs can destroy your budget overnight.

Your health insurance has deductibles and co-pays that add up fast

An emergency room visit can cost $5,000-$15,000. Most families are one accident away from financial crisis.

Here's what smart families do: They add Medical Payments coverage to their auto policy. It pays medical bills BEFORE your health insurance kicks in. No deductibles. No waiting.

Think of it as insurance for your insurance. Small cost, massive protection.

What would happen to your family's finances if you had a $10,000 medical emergency next month?

Is saving $30/month on premiums worth risking a $50,000+ financial disaster?

Call us today and ask specifically about Medical Payments coverage. Don't let another weekend pass unprotected!

☎️✨(509) 392-8037

02/07/2026

✨Hey friends ✨

My name is Katie and I am your local licensed insurance risk advisor! 🤗

Let me introduce myself!

I am a mom of two beautiful children, a legal guardian of my little sister, and a wife! I have been a homeowner for over four years. I have a passion for serving my community and protecting your most valuable assets! 🏡💸

I have been married to my lovely husband Garret for over five years! 💍🤍

My little sister recently moved to the University of Washington as a freshman! Go Huskies!💜🐾

My daughter is three years old and my son is two years old!🩷🩵

I am beyond grateful to have a position that I love and creates opportunities for my family to work together! I am passionate about my kids learning the importance of serving others and grateful my job allows us to serve as a family! 🙌

I have an incredible team and agent! The saying is true. “If you love what you do, you will never work a day in your life.” ~ Mark Twain.

I am always learning and thankful for an agent that provides many coaching opportunities for me to continue to learn how to best serve you!

Curious about insurance and what I can do for you? Call our team at (509) 392-8037 ☎️

Comment below your profession is and why you love what you do! ❤️‍🔥❤️‍🔥❤️‍🔥

02/05/2026

Is your protection a patchwork? 🤔💭

Having policies scattered is like building a wall with missing bricks.

Bundling isn't just about saving money; it's about building one strong "Wall of Protection" for your family. 🏡💪

We see it all the time: customers save and get better coverage when we bring their auto, home, and especially their life insurance under one roof.

Why juggle multiple companies and coverage?

Text “looking for a quote” to (509) 397-8037 for a quick, free review from a licensed agent.

See what you're missing and how much you could save. 💸💸💸

Are you sure your current coverage protects your family's entire future?

What's your plan if something truly unexpected hits?🏥🩺

Call or text us today! (509) 392-8037☎️✨

02/04/2026

Are you a college student looking for a real financial edge? 💸💰

Lock in life insurance rates now! ❤️

You're young, you're healthy - this is the cheapest it'll ever be. 🏥🩺

It's not just protection; it's a smart savings "bucket." Imagine a "self-funded college plan" for your future kids, or a tax-free financial cushion for you. 💰💰💰

Don't wait until it's expensive. Future you will thank you. 📈

See what a lifetime of protection and savings looks like for your budget today! 💸

Call or text (509) 392-8037 today! ☎️✨

Address

712 The Parkway
Richland, WA
99352

Telephone

(509)3928037

Website

https://ridewithrhonda.com/

Alerts

Be the first to know and let us send you an email when Katie Schirmer -Rhonda Urich Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Katie Schirmer -Rhonda Urich Insurance Agency:

Shortcuts

Want your business to be the top-listed Finance Company in Richland?