Daniel Lacic NMLS 2102856

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Daniel Lacic | Loan Officer | Branch Manager
NMLS: #2102856 | LO-2004452 | Branch License #2647867
📞 (509) 591-5517
🌐 https://www.myrateisgreat.com
Licensed in WA, OR, TX, AZ
Loan Factory NMLS #320841 | BK-2005457
Equal Housing Lender I am a Loan Officer at Loan Factory
http://www.myrateisgreat.com
https://www.myrateisgreat.com/privacy
https://www.myrateisgreat.com/state-licenses
https://www.myrateisgreat.com/disclosure

06/02/2026

Thinking about buying your first home? Make sure you understand your loan options, down payment assistance, and closing costs before you start shopping.

Reach out to me if you’d like to discuss your options and put together a game plan.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

I’m grateful for every client who trusts me to be part of their homeownership journey. Helping families find the right l...
06/01/2026

I’m grateful for every client who trusts me to be part of their homeownership journey. Helping families find the right loan program and move into a home they love is something I never take for granted. Thank you for your trust and support.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

Not every borrower fits into the same box, and that’s why there are different loan programs designed for different situa...
05/31/2026

Not every borrower fits into the same box, and that’s why there are different loan programs designed for different situations. Whether you’re an investor, business owner, retiree, or first-time buyer, reach out and let’s find the loan that fits your goals.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

DSCR loans can be a great tool for investors who are running into DTI issues or want to keep growing their portfolio wit...
05/31/2026

DSCR loans can be a great tool for investors who are running into DTI issues or want to keep growing their portfolio without using traditional income documentation. If you’re buying a rental property, reach out and let’s see if a DSCR loan is the right fit for your goals.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

A good loan officer does more than quote a rate. They help you understand your options, avoid surprises, and create a pl...
05/30/2026

A good loan officer does more than quote a rate. They help you understand your options, avoid surprises, and create a plan that fits your goals. If you’re thinking about buying a home, reach out and let’s have a conversation.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

Stop waiting for the “perfect time.” Sometimes the first step is just getting a plan and knowing your options. Reach out...
05/29/2026

Stop waiting for the “perfect time.” Sometimes the first step is just getting a plan and knowing your options. Reach out and let’s see what homeownership could look like for you.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

A lot of people think they need an 800 credit score to buy a home. The truth is, there are loan programs available for m...
05/28/2026

A lot of people think they need an 800 credit score to buy a home. The truth is, there are loan programs available for many different situations and credit profiles. Reach out and let’s talk through your options.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

Realtors, if you want daily mortgage rate updates delivered straight to your inbox, send me a message with your email an...
05/28/2026

Realtors, if you want daily mortgage rate updates delivered straight to your inbox, send me a message with your email and I’ll get you set up. It’s a simple way to stay informed and better serve your clients with current market info.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 www.myrateisgreat.com
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender.

Thinking jumbo loans require 20% down, monthly PMI and really High Rates? Not always.Here’s an example of a $1.2M home p...
05/28/2026

Thinking jumbo loans require 20% down, monthly PMI and really High Rates? Not always.

Here’s an example of a $1.2M home purchase with 10% down and no PMI:
• Loan Amount: $1,078,800
• Estimated Principal & Interest: approximately $7,171/month
• Estimated Taxes: approximately $750/month ($9,000/year)
• Estimated Insurance: approximately $167/month ($2,000/year)

Estimated total monthly payment: approximately $8,088/month before HOA (if applicable).

If you’re looking at higher price points and want to explore your options, reach out to us. We’ll walk you through the numbers and help you find the right loan strategy for your situation.

Daniel Lacic | Loan Officer | Branch Manager
NMLS #2102856 | LO-2004452
📍 603 Knight St C-3, Richland, WA 99352 (by appointment only)
📞 (509) 591-5517
🌐 [www.myrateisgreat.com](http://www.myrateisgreat.com)
Loan Factory NMLS #320841 | BK-2005457 | WA Branch NMLS #2647867
Equal Housing Lender

*Example scenario only. Payment estimates based on a 30-year fixed jumbo loan at 6.99% interest rate and 7.085% APR with 10% down payment. Taxes, insurance, interest rates, APR, and loan terms are estimates and subject to change without notice. Subject to credit approval and underwriting guidelines. Actual payment and loan terms may vary.*

Dreaming of owning your own home but think a manufactured home is out of reach? Think again! 🏡 There are more financing...
05/28/2026

Dreaming of owning your own home but think a manufactured home is out of reach? Think again! 🏡 There are more financing options available for manufactured homes than you might realize, making homeownership more accessible. Whether you're looking to purchase or refinance, we can explore flexible programs that might be a great fit for your goals.

Ready to see what's possible? Send me a message to start the conversation!



Daniel Lacic | NMLS #2102856 |
Loan Factory | NMLS #320841 | BK-2005457

Address

Richland, WA

Website

http://www.myrateisgreat.com/disclosure, http://www.myrateisgreat.com/privacy, http://www

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