Wes Finances Real Estate

Wes Finances Real Estate Located in Dallas, Texas.

Legacy25 Capital is a debt advisory firm that sources optimal financing solutions for commercial real estate, aviation, life insurance premium finance, and other lending services.

02/01/2026

I talk to real estate investors everyday.

Fun fact:

If you communicate well with your lender and make your lender a part of your business, they will walk across hot coals for you.

If you ignore your lender and treat him / her like a tradeable commodity... they will treat you similarly... and you need them more than they need you.

I talk with real estate investors everyday.Not every deal goes exactly as planned. When the deal doesn't go as planned.....
01/31/2026

I talk with real estate investors everyday.

Not every deal goes exactly as planned. When the deal doesn't go as planned... what's your plan?

I talk with real estate investors every day.These are the 5 different types of capital every real estate investor should...
01/31/2026

I talk with real estate investors every day.

These are the 5 different types of capital every real estate investor should have available at all times.

1. Your own money: Nobody will believe in you more than you. It is feasible to get started in real estate investing with no money, but it is a long and hard road. Having money of your own is a good start.

2. Friends and family money: When you have been investing for a while and have had some success, friends and family will start to ask how you do what you do... and/or they may be a little more receptive to a conversation about investing. It is good to have friends / family.

3. Private money: These are investors that are not friends and family, but they aren't institutional money either. They are plentiful, and it takes intentional networking to find and develop relationships with them, but it is time well spent.

4. Hard money: These lenders are like private money, but they are a little more structured. They have lending requirements and typically have a defined lane that they like to invest-in, along with specific requirements for the kind of deals they prefer.

5. Bank/credit union money: Everybody knows what a bank / credit union is. They are on every corner. They will lend on a wide range of deals, and typically provide the most cost effective capital, but have the most stringent requirements for lending.

Each source of capital is like a different tool in your tool belt... and it takes tools to get deals done.

I talk with real estate investors everyday.Below are 5 things that will ensure you get the best overall terms when you a...
01/28/2026

I talk with real estate investors everyday.

Below are 5 things that will ensure you get the best overall terms when you are financing your real estate deals:

1. Bring a great project to your lender. A great project has a LOT of margin for error so that even if the project doesn't go well, it still makes money.

2. Demonstrate the experience that you have executing the kind of project that you want financing for. The more experience you have executing the deal you are looking to finance, the lower the perceived risk of the deal. A document (PowerPoint slides, Excel spreadsheet, WORD document, etc) that shows the deals you have done over time is very helpful.

3. Actively manage your credit. Your credit score, for better or for worse, is a leading indicator of how you manage your life and your finances. Life happens to all of us and it can impact your credit score, so there is NO finger pointing taking place here. It is a simple fact that it is critical to do what you can do to make your score as sterling as it can be when you are shopping for financing.

4. Liquidity: The more cash and liquid assets (assets that you can push a button and the cash shows up in your account tomorrow) you have at your disposal, the more comfortable your lender will be. In short, if you are in real estate for any length of time, not every deal you do will go exactly as planned. Having liquid assets available allows you to manage through the headwinds to move your project forward. This helps lenders sleep well at night, which POSITIVELY impacts your terms.

5. Net Worth: Similar to point #4, if you have a project that doesn't go well, your net worth is important. The greater your net worth, the less risky the lender perceives you / your project to be.

I talk with real estate investors everyday.This is 1 thing that every real estate investor should know about financing r...
01/28/2026

I talk with real estate investors everyday.

This is 1 thing that every real estate investor should know about financing real estate:

From a financing perspective, lenders are working to match the RISK of the investment with the terms for the investment. What does this mean? In simple terms...

The LOWER the risk, the BETTER the terms you will receive from lenders.

The HIGHER the risk, the WORSE the terms.

If you have a great project, incredible experience executing similar projects, a great credit score, very liquid assets (cash and cash equivalent assets) and good net worth, you will get very good terms for your project.

If you have a mediocre project, limited experience executing similar projects, mediocre credit, limited liquidity and limited net worth, you will get mediocre terms.

It is a very unusual scenario where a mediocre risk will see incredible terms... and likewise, it is an unusual scenario where sterling risk will see mediocre terms.

New office space in development at Legacy25 Capital. In a few short months, we have already outgrown our office space. W...
01/23/2026

New office space in development at Legacy25 Capital. In a few short months, we have already outgrown our office space. We are looking forward to a completed buildout by March 2026, which will double our footprint.

In the meantime, we are stacking growth-on-top-of-growth by understanding our client's capital needs and structuring financing solutions to manage and grow their real estate portfolios. From horizontal development, to vertical development, to commercial acquisitions and refis, our debt advisory solutions leverage the resources of 7000+ lenders that include banks, credit unions, life insurance companies, agency lenders, private capital, and family offices.

The new office is the next step to new possibilities and expanded relationships.

Here are the specific scenarios and optimal times to engage a commercial loan broker:1. In the Early Stages of a Transac...
01/21/2026

Here are the specific scenarios and optimal times to engage a commercial loan broker:

1. In the Early Stages of a Transaction

Before Signing a Purchase Agreement: A broker can help you understand your borrowing capacity, determine the best loan type for your needs, and structure the deal to be more attractive to lenders.

When You Lack Existing Relationships: If you do not have strong, existing relationships with commercial lenders, a broker provides immediate access to a wide network of banks, credit unions, and private lenders.

For Complex Deals: When seeking non-recourse loans, bridge loans, or construction financing, a broker’s expertise is crucial to navigate the complex, high-stakes negotiations.

2. When Time and Efficiency Are Priorities

To Avoid Multiple Applications: Instead of filling out several applications yourself, a broker streamlines the process by submitting one comprehensive package to multiple lenders simultaneously.

To Save Time: A broker handles the legwork of comparing lender terms, saving you from having to contact numerous banks individually.

3. During Challenging Financial Situations

Following a Loan Denial: If you have been turned down by a bank, a broker can help identify the reason, improve your application, and connect you with alternative lenders.

When Facing Tight Deadlines: For acquisitions that must close by a specific date, a broker can leverage their relationships to expedite the process.

For Special Projects: If you need specialized financing (SBA loans, franchise loans, equipment financing), a broker specializing in that area can navigate the unique requirements.

4. For Strategic Portfolio Growth

For Ongoing Financing Needs: Building a long-term relationship with a broker can lead to better financing terms on future investments, as they understand your business goals and financial situation.

When You Need Market Insights: A good broker provides data on market conditions, interest rates, and lender behavior, helping you make informed decisions, especially in fast-moving markets.

New Year, New Start!I am excited to announce that, I am starting a new leg of my career in debt advisory effective immed...
01/04/2026

New Year, New Start!

I am excited to announce that, I am starting a new leg of my career in debt advisory effective immediately. What does that mean?
I have joined forces with Legacy25 Capital in Richardson, TX where I will be operating as an independent advisor with a network of over 7000 lenders to finance real estate (commercial, residential and other), lines of credit and everything in between.

What does THIS mean?

Imagine making a single phone call to finance ANY investment deal, from single-family residential, to multi-family, to RV Parks, Horizontal Construction, Self Storage, Marinas, Jets (yes airplanes), short-term financing for business operations, lines of credit, etc. ONE PHONE CALL.

How does this work?... It's very simple:
1. We have a short conversation.
2. I clarify your needs over the course of the conversation, then
3. I take your financing needs to our network of lenders to generate the best overall terms for the financing scenario you are needing to solve.

While Texas is Home and Dallas is my home market, our lender network operates in every market in the US and includes banks, hard money lenders, private lenders, and other alternative sources.

I'm sharing this post to get the word out.

If you have investment financing needs, let me know if I can be helpful.

Address

740 E Campbell Road , Suite 530
Richardson, TX
75081

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12148431402

Website

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