Ridgegate Investment Management

05/14/2026

If you or someone in your family is still in school—or heading back in the fall—now is the time to make sure your FAFSA form is in.

A few things worth knowing:
⏰ The federal deadline is June 30. State and school deadlines are often earlier.
⏰ Many types of aid are first-come, first-served. Waiting could cost money.
⏰ You can make corrections after submission, but the form needs to be in first.

Don't let a deadline get in the way of money that's already available to you.

05/07/2026

Tax reminder! Your second-quarter estimated income tax payment is due on June 16, 2026.

If you're self-employed or earn income that isn't subject to withholding, now is the time to make sure your payment is on track. Don't wait until the last minute—a missed or underpaid estimated tax payment can mean penalties come filing season.

Not sure how much to pay? A good rule of thumb is to pay at least 90% of what you'll owe this year, or 100% of last year's tax liability—whichever is smaller. If you want more specific information, check with your tax, legal, or accounting professional.

05/04/2026

A common online security tool is now being used in a new type of scam.

Cybercriminals are increasingly using fake CAPTCHA prompts — the familiar “I’m not a robot” checks — to trick users into taking actions that can compromise their devices.

Instead of a simple verification, these prompts may ask users to click “Allow,” enable notifications, or follow additional steps that can lead to persistent pop-ups, phishing attempts, or unwanted software.

These scams often appear through ads, suspicious links, or redirected web pages, making them harder to spot at first glance.

Security experts note that legitimate CAPTCHA tests do not require enabling notifications, downloading files, or entering system commands — making those requests a potential red flag.

As these tactics evolve, staying cautious when interacting with unexpected prompts can help reduce exposure to online threats.


Source:

Cybercriminals are increasingly using fake CAPTCHA prompts to trick users into enabling malware and scam notifications Security experts warn the ta

01/08/2026

In my opinion, this ⬇️is a far better proposal for the American Homeowner than a 50 year Mortgage. Get is done!- JP

Trump says U.S. to ban large investors from buying homes

"I am immediately taking steps to ban large institutional investors from buying more single-family homes," Trump said.

12/31/2025

🕰️The countdown to the New Year begins tonight!

Are you ready for what the next year has in store?

Or are you contemplating a fresh start on your finances regarding retirement, estate, or even about money in general?

We’re here to help! Send us a DM or comment the words “New Year” to get connected.

12/18/2025

Maybe she is just a Highly Skilled Investor; maybe not...........

11/11/2025

Our deepest gratitude goes out to all the veterans today for the service they give and gave for our country. Happy Veterans Day and thank you!

09/17/2025

Just In: Fed Cuts Interest Rate by 0.25%. This puts the overnight funds rate in a range between 4.00% - 4.25%.

07/04/2025

06/19/2025

If you inherited an individual retirement account (IRA) in 2020, you're 5 years in.
That means you have just 5 years left to deplete the account if you want to avoid penalties.

What should you do now?
✅ Review the remaining balance
✅ Evaluate your tax bracket
✅ Start or adjust your withdrawal strategy
✅ Consider changes coming in down the road

📞 Don’t guess. A financial professional can help you make smart moves from here.



Source: IRS.gov, August 26, 2024
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary