SBA Capital

SBA Capital SBA-Capital offers SBA loans to business owners nationwide. Creating CUSTOM FINANCING SOLUTIONS for borrowers is my passion.

As a Dallas, Texas based company, our lending team has been providing quality service for our customers since 1982 It may be welcoming the first overnight hotel guest to a newly designed and furnished room (made possible with our FF&E loan), a ground-up hotel construction loan, or a carwash running the first car through its tunnel, I get a thrill of satisfaction knowing that SBA-Capital helped to

make it happen! Business Development is in my blood and my entire career has been centered around owning and operating my own business. Upon graduating from college, I started a construction and land development company. We converted land that appeared to have little purpose into planned communities, housing thousands. My company was a borrower for many years as we were developing and constructing “planned residential communities” and commercial projects. Because of my experience a group ask me to join them in 1982 to apply for a Pavillion Bank Charter. My position changed from a borrower to a borrow and lender. In 2008, after retiring from my developing and constructing company, my focus has been 100% devoted to lending. SBA lending has become my favorite over the past few years due to all the befits my borrowers receive from SBA Guaranteed loans. It is not uncommon to secure a SBA Ground up hotel construction loan or a loan to purchase an existing hotel, and simultaneously secure a FF&E loan (Furniture, Fixture, & Equipment) for the same borrowers five-year-old hotel. Additional paper work is involved for SBA but, once you understand the requirements, the extra work we do for our customers provides them with a much superior loan. Anything we can do to give our borrowers an edge supports my personal slogan
“Business Financing is what I do – Creating custom solutions is who I am”.

Manage volatile Interest Rates with our 25 Year Fixed Rate Debenture. http://xpkiu.mjt.lu/nl3/FqMQ-LuCaYL-HzWFn8ay8Q?hl=...
06/02/2026

Manage volatile Interest Rates with our 25 Year Fixed Rate Debenture. http://xpkiu.mjt.lu/nl3/FqMQ-LuCaYL-HzWFn8ay8Q?hl=en

Analytical Tools we use to select your best loan:
👉Stress Test your future and present loans - http://xpkiu.mjt.lu/nl2/xpkiu/s533.html?hl=en
👉EBITDA Analysis and Debt Coverage Ratio - https://rpst.page.link/61aV
👉Business Loans | Customized Business Loans - https://rpst.page.link/UmjQ
👉Hospitality Library $2M to $25M - https://rpst.page.link/q21s

📍Missing out on our newsletters? Sign up here https://lnkd.in/eDTkh2U

SBA 504 program allows you to Increase your loans and reduce your total debt service; see more at 504 loan opportunities...
06/02/2026

SBA 504 program allows you to Increase your loans and reduce your total debt service; see more at 504 loan opportunities ➡️ http://xpkiu.mjt.lu/nl2/xpkiu/slrt.html?hl=en

Please get in touch with us for an SBA- 504 loan review and analysis for your specific financing needs.

Stay up to date on all the newest SBA Programs and Deals 📌 https://sba-capital.com/blog

You can cash out your equity with our re-fi program and remain a limited or full partner. Securing 100% financing to ren...
06/02/2026

You can cash out your equity with our re-fi program and remain a limited or full partner. Securing 100% financing to renovate or expand can minimize risk.

Analytical Tools we use to select your best loan
👉 Stress Test your future and present loans -

👉 EBITDA Analysis and Debt Coverage Ratio- https://rpst.page.link/61aV

👉 Customized Business Loans - https://rpst.page.link/UmjQ

👉 $2M to $25M Hospitality Library - https://rpst.page.link/q21s

Missing out on our newsletters? Sign up here 💌 https://rpst.page.link/hx4Y

Give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

Reduce your debt to service cost with an SBA 504 Debenture, enjoy a low 25 year fixed rate, with up to 100% financing.  ...
06/02/2026

Reduce your debt to service cost with an SBA 504 Debenture, enjoy a low 25 year fixed rate, with up to 100% financing. Request your blending rate to purchase, cash out + expand or Refinance.

Contact Hershel for a quick and free EBITDA loan analysis for a Re-Fi or a new loan. We pre-qualify you and the collateral within 48 hours.
A comprehensive list of case studies is available for your use. https://sba-capital.com/blog

Business Loan Library ➡️https://sba-capital.com/loan-options

EBITDA Analysis➡️https://sba-capital.com/free-car-wash-ebitda-software-analysis-used-by-lenders-to-analyze-underwrite-your-loan.html

Business Financing is what we do.
Creating custom solutions is who we are.
Also give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

Take advantage of fixed rates - Refinance your existing   loan now. Have special finance needs? We are experienced in of...
06/01/2026

Take advantage of fixed rates - Refinance your existing loan now. Have special finance needs? We are experienced in offering custom solutions to your finance needs. Our debt restructuring provided fixed rate financing with cash out and our borrower enjoyed long term financing, lowering their debt service! Fill out an application and let's get started today! ➡️ https://form.jotform.com/72715493284160

Learn about our debt restructuring ➡️ http://xpkiu.mjt.lu/nl2/xpkiu/1h6z.html?hl=en
📞 Contact Hershel for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

The data from your car wash proforma inserted into our EBITDA software ( learn more ➡️ https://sba-capital.com/free-car-...
06/01/2026

The data from your car wash proforma inserted into our EBITDA software ( learn more ➡️ https://sba-capital.com/free-car-wash-ebitda-software-analysis-used-by-lenders-to-analyze-underwrite-your-loan.html ) provides quantifiable information that allows the investor to make investment decisions based on electronic calculations as opposed to emotions or guesswork.


Don't Miss Our Monthly Newsletters packed with KNOWLEDGE!

Read Now ➡️ http://xpkiu.mjt.lu/nl2/xpkiu/i8z.html?hl=en

Join our list 📰 https://sba-capital.com/blog

Looking for helpful solutions to securing your SBA loan? Click here ! ➡️ https://sba-capital.com/solutions-to-some-commo...
05/31/2026

Looking for helpful solutions to securing your SBA loan? Click here ! ➡️ https://sba-capital.com/solutions-to-some-common-reasons-why-car-wash-loans-are-not-approved.html

Our article includes:
✅How to describe your collateral
✅How our EBITDA analysis will assist you in determining the real value of the wash you want to purchase
✅How your local car wash distributor’s proforma is invaluable when analyzing a major renovation project

📞 Contact Hershel for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

🚀 Expansion Made Simple with SBA-Capital!We love hearing stories like this from our clients. Whether it’s your first ven...
05/31/2026

🚀 Expansion Made Simple with SBA-Capital!

We love hearing stories like this from our clients. Whether it’s your first venture or expanding your business, we’re here to help you make it happen.

Check out our latest newsletter to explore:
🔹 A real success story from Chris P.
🔹 Tools we use to secure your expansion loan:
✔ Value Evaluation Software
✔ Stress Testing for Loan Stability
✔ Leasing Considerations
✔ Avoiding Risky Loan Structures

📖 Read more: https://xpkiu.mjt.lu/nl3/r0_BA3LcUQYyK2pZflYEUw?hl=en

Ready to start your next business chapter? Let’s talk!

💼 Contact Us

Address

Richardson, TX
75080

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