SBA Capital

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SBA Capital SBA-Capital offers SBA loans to business owners nationwide. Creating CUSTOM FINANCING SOLUTIONS for borrowers is my passion.

As a Dallas, Texas based company, our lending team has been providing quality service for our customers since 1982 It may be welcoming the first overnight hotel guest to a newly designed and furnished room (made possible with our FF&E loan), a ground-up hotel construction loan, or a carwash running the first car through its tunnel, I get a thrill of satisfaction knowing that SBA-Capital helped to make it happen! Business Development is in my blood and my entire career has been centered around owning and operating my own business. Upon graduating from college, I started a construction and land development company. We converted land that appeared to have little purpose into planned communities, housing thousands. My company was a borrower for many years as we were developing and constructing β€œplanned residential communities” and commercial projects. Because of my experience a group ask me to join them in 1982 to apply for a Pavillion Bank Charter. My position changed from a borrower to a borrow and lender. In 2008, after retiring from my developing and constructing company, my focus has been 100% devoted to lending. SBA lending has become my favorite over the past few years due to all the befits my borrowers receive from SBA Guaranteed loans. It is not uncommon to secure a SBA Ground up hotel construction loan or a loan to purchase an existing hotel, and simultaneously secure a FF&E loan (Furniture, Fixture, & Equipment) for the same borrowers five-year-old hotel. Additional paper work is involved for SBA but, once you understand the requirements, the extra work we do for our customers provides them with a much superior loan. Anything we can do to give our borrowers an edge supports my personal slogan
β€œBusiness Financing is what I do – Creating custom solutions is who I am”.

This is Rob's success story when he renovated his car wash in California. Loans are available now! SBA-Capital is your g...
10/16/2026

This is Rob's success story when he renovated his car wash in California.

Loans are available now! SBA-Capital is your go-to nationwide lender, so give Hershel a call today.

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There's a right way and a wrong way to go after an SBA loan. I've been doing this since the 80s and I can tell you β€” mos...
10/14/2026

There's a right way and a wrong way to go after an SBA loan. I've been doing this since the 80s and I can tell you β€” most declines are completely preventable.
Here's the fast track to getting it done right:

β†’ Get prequalified first β€” know exactly how much you can borrow before you make an offer
β†’ Choose the right SBA loan type β€” 7(a) for business acquisitions, 504 for real estate and equipment
β†’ Work with a lender who specializes in SBA β€” not a generalist who dabbles in it
β†’ Build an informative loan package from the start β€” not an afterthought
β†’ Nail the DSCR β€” your Debt Service Coverage Ratio needs to hit 1.25 or better. I'll show you exactly how to get there
β†’ Don't skip due diligence steps β€” each shortcut is a potential decline
β†’ Compile your EBITDA spreadsheet, projections, and resume before the lender asks

The difference between a deal that closes in six weeks and one that drags on for months? Almost always the loan package.

I'll build yours β€” and run a free EBITDA analysis to start. No cost. Just results.
πŸ“ž Text Hershel: (214) 726-9000 | βœ‰οΈ [email protected] | 🌐 https://rpst.in/nOYO0

We closed an $8.5M SBA 504 business loan β€” secured with a 25-year low fixed-rate debenture. And this one is a textbook e...
10/12/2026

We closed an $8.5M SBA 504 business loan β€” secured with a 25-year low fixed-rate debenture. And this one is a textbook example of what innovative, strategic SBA lending looks like when it's done right.

I've been doing this since 1982, and deals like this are exactly why I love this work. Two experienced business partners needed long-term capital to scale their operations. The right loan structure made it happen.

Here's what made this deal work:
β†’ SBA Preferred Lender Status β€” my underwriting ensured a smooth, fast close
β†’ Premium location with visibility and access to major national anchors
β†’ Experienced management team with a proven track record
β†’ Long-term fixed-rate capital that protects them for 25 years

Whether you're acquiring a business, expanding operations, or refinancing to free up equity β€” I offer all types of business loans starting at $500K. SBA 7(a) and 504 financing available.

Re-Fi with fixed rates and pay off your existing loan with cash out existing equity. This works best if your current loa...
10/09/2026

Re-Fi with fixed rates and pay off your existing loan with cash out existing equity. This works best if your current loan is three years old or more!

Click here to see our newsletter ➑️ https://rpst.in/rct0f

Learn how to get your existing      approved and closed. Visit our blog for great resources. https://rpst.in/JYZ4V
10/07/2026

Learn how to get your existing approved and closed. Visit our blog for great resources. https://rpst.in/JYZ4V

Check out how converting your your wash to an Express Tunnel can increase the amount of cars you can service! https://rp...
10/05/2026

Check out how converting your your wash to an Express Tunnel can increase the amount of cars you can service! https://rpst.in/ABOjw

πŸš€ BUSINESS OWNERS: Stop leaving money on the table! πŸš€Your SBA 7(a) loan could be holding back your growth potential. Our...
10/02/2026

πŸš€ BUSINESS OWNERS: Stop leaving money on the table! πŸš€
Your SBA 7(a) loan could be holding back your growth potential. Our newest blog post reveals how refinancing to a 504 loan might be your ticket to:

βœ… Accessing millions in additional capital
βœ… Enjoying fixed interest rates
βœ… Extending your loan term up to 25 years
βœ… Improving monthly cash flow

What would YOUR business do with millions in fresh capital? Expand? Upgrade equipment? Acquire competitors?

Click the link to learn if refinancing is right for you! Your future self will thank you. https://rpst.in/SV47T

Also give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

Visit our Business Loan Toolbox for info regarding a free EBITDA analysis of your business loan. Request an invaluable f...
09/30/2026

Visit our Business Loan Toolbox for info regarding a free EBITDA analysis of your business loan. Request an invaluable free Proforma from your local car wash distributor. The manufacturers' local distributor is a valuable resource, and they will become your best friend. The Proforma is relied upon by investors and lenders Nationwide. Learn More: https://rpst.in/Uzwhz

A comprehensive list of case studies is available for your use. https://rpst.in/S6BZ8

Business Loan Library ➑️https://rpst.in/FuWET

EBITDA Analysis ➑️https://rpst.in/ThSMK

Business Financing is what we do.
Creating custom solutions is who we are.

Also give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

SBA-Capital meets the financial needs of car wash owners nationwide with its short and long term programs. Contact us to...
09/28/2026

SBA-Capital meets the financial needs of car wash owners nationwide with its short and long term programs. Contact us today to get your business going!

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Richardson, TX
75080

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