SBA Capital

SBA Capital SBA-Capital offers SBA loans to business owners nationwide. Creating CUSTOM FINANCING SOLUTIONS for borrowers is my passion.

As a Dallas, Texas based company, our lending team has been providing quality service for our customers since 1982 It may be welcoming the first overnight hotel guest to a newly designed and furnished room (made possible with our FF&E loan), a ground-up hotel construction loan, or a carwash running the first car through its tunnel, I get a thrill of satisfaction knowing that SBA-Capital helped to

make it happen! Business Development is in my blood and my entire career has been centered around owning and operating my own business. Upon graduating from college, I started a construction and land development company. We converted land that appeared to have little purpose into planned communities, housing thousands. My company was a borrower for many years as we were developing and constructing “planned residential communities” and commercial projects. Because of my experience a group ask me to join them in 1982 to apply for a Pavillion Bank Charter. My position changed from a borrower to a borrow and lender. In 2008, after retiring from my developing and constructing company, my focus has been 100% devoted to lending. SBA lending has become my favorite over the past few years due to all the befits my borrowers receive from SBA Guaranteed loans. It is not uncommon to secure a SBA Ground up hotel construction loan or a loan to purchase an existing hotel, and simultaneously secure a FF&E loan (Furniture, Fixture, & Equipment) for the same borrowers five-year-old hotel. Additional paper work is involved for SBA but, once you understand the requirements, the extra work we do for our customers provides them with a much superior loan. Anything we can do to give our borrowers an edge supports my personal slogan
“Business Financing is what I do – Creating custom solutions is who I am”.

Re-fi existing hotels and cash out equityRefinancing: Under certain circumstances, an SBA 504 loan can be used to refina...
06/25/2026

Re-fi existing hotels and cash out equity

Refinancing: Under certain circumstances, an SBA 504 loan can be used to refinance existing hotel loans with a new term, freeing up additional cash flow for working capital needs.

A comprehensive list of case studies is available for your use. https://sba-capital.com/blog

Business Loan Library ➡️https://sba-capital.com/loan-options

EBITDA Analysis➡️https://sba-capital.com/free-car-wash-ebitda-software-analysis-used-by-lenders-to-analyze-underwrite-your-loan.html

Business Financing is what we do.
Creating custom solutions is who we are.
Also give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

💼 Refinance Your Senior Living Community with Confidence! 💼📈 Cut Your Monthly Debt with SBA 25-Year Fixed Rate Debenture...
06/24/2026

💼 Refinance Your Senior Living Community with Confidence! 💼

📈 Cut Your Monthly Debt with SBA 25-Year Fixed Rate Debentures!

If you own a senior living community or other business, now is the perfect time to refinance. Take advantage of low, long-term fixed rates and give your business the financial flexibility it deserves.

🔑 Benefits include:
✅ Lower monthly payments
✅ Improved cash flow
✅ Long-term stability

Secure your future and reduce financial stress with a smart refinancing strategy.

📩 Contact us today to learn how SBA loans can transform your business.

🌐 https://sba-capital.com/loan-options
📞 (214) 726-9000

📬 This Month's SBA Insider: Unlock Your Business's Hidden PotentialThis month's newsletter reveals a game-changing strat...
06/24/2026

📬 This Month's SBA Insider: Unlock Your Business's Hidden Potential

This month's newsletter reveals a game-changing strategy that many of our clients have used to fuel remarkable growth. https://xpkiu.mjt.lu/nl3/uMIRvk93KrzC0neRmYqSdg?hl=en

🗝 The Key to Unlocking Hidden Capital
If your business has an SBA 7(a) loan, you could be sitting on a significant opportunity to access substantial additional funds. In our featured article, we reveal how refinancing to an SBA 504 loan allowed one manufacturing client to:

Transform their $5M loan into $12M in total financing
Increase annual revenue by 65% within 18 months
Improve profit margins by 12%
Fund major equipment upgrades and facility expansion

Is this strategy right for your business? Our article breaks down:

➡ Who makes an ideal candidate for refinancing
➡ The step-by-step refinancing process
➡ Strategic ways to deploy your new capital
➡ Additional benefits beyond the cash-out advantage

📩 Don't Miss Out on Future Growth Opportunities!

Know someone who could benefit from SBA financing insights? Forward this email and invite them to join our community of forward-thinking business owners.
[Subscribe to SBA Insider] 👉 https://sba-capital.com/blog

Manage volatile Interest Rates with our 25 Year Fixed Rate Debenture. http://xpkiu.mjt.lu/nl3/FqMQ-LuCaYL-HzWFn8ay8Q?hl=...
06/23/2026

Manage volatile Interest Rates with our 25 Year Fixed Rate Debenture. http://xpkiu.mjt.lu/nl3/FqMQ-LuCaYL-HzWFn8ay8Q?hl=en

Analytical Tools we use to select your best loan:
👉Stress Test your future and present loans - http://xpkiu.mjt.lu/nl2/xpkiu/s533.html?hl=en
👉EBITDA Analysis and Debt Coverage Ratio - https://rpst.page.link/61aV
👉Business Loans | Customized Business Loans - https://rpst.page.link/UmjQ
👉Hospitality Library $2M to $25M - https://rpst.page.link/q21s

📍Missing out on our newsletters? Sign up here https://lnkd.in/eDTkh2U

Click here to see six actual car wash renovation strategies for your car wash business! ➡️ https://sba-capital.com/car-w...
06/23/2026

Click here to see six actual car wash renovation strategies for your car wash business! ➡️ https://sba-capital.com/car-wash-renovations-rapidly-growing-profitable-market.html

JOIN this rapidly growing industry. Reach out today to discuss how SBA-Capital can serve you.

📞 Contact Hershel for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

Don't Miss Our Monthly Newsletters packed with KNOWLEDGE!

Read Now ➡️ http://www.carwashmag.com/index.php?id=35145&cHash=c8b63474ae91d9b8afcfd49d5639893a&tx_ttnews%5btt_news%5d=54505

Join our list 📰 https://sba-capital.com/blog

You can cash out your equity with our re-fi program and remain a limited or full partner. Securing 100% financing to ren...
06/23/2026

You can cash out your equity with our re-fi program and remain a limited or full partner. Securing 100% financing to renovate or expand can minimize risk.

Analytical Tools we use to select your best loan
👉 Stress Test your future and present loans -

👉 EBITDA Analysis and Debt Coverage Ratio- https://rpst.page.link/61aV

👉 Customized Business Loans - https://rpst.page.link/UmjQ

👉 $2M to $25M Hospitality Library - https://rpst.page.link/q21s

Missing out on our newsletters? Sign up here 💌 https://rpst.page.link/hx4Y

Give us a call! ☎️ for a 48-hour EBITDA loan analysis 214-726-9000 or [email protected].

Car wash renovations are a rapidly growing and profitable market - don't miss out!SBA-CAPITAL SPECIALIZES in car wash re...
06/23/2026

Car wash renovations are a rapidly growing and profitable market - don't miss out!
SBA-CAPITAL SPECIALIZES in car wash renovation loans.
Our Free EBITDA Analysis will determine if 100% Financing is available for your Renovation.
Reach out to Hershel today to find out how you can customize a loan for your next wash reno!

Don't Miss Our Monthly Newsletters packed with KNOWLEDGE!

Read Now ➡️http://xpkiu.mjt.lu/nl2/xpkiu/93w.html?hl=en
Join our list 📰📰 https://sba-capital.com/blog

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Richardson, TX
75080

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