Montgomery Insurance Agency / Farmers Insurance

07/28/2026

An empty house for a week or two is exactly the kind of thing home insurance is built for — but it's also worth knowing what is and isn't covered while you're away (a burst pipe is very different from a stolen package). It's also a good time to make sure you have an updated home inventory in case you ever need to file a claim.

Heading out of town this summer? Let's make sure your policy is travel-ready. Call (972) 671-7039 before you pack your bags.

07/28/2026

07/23/2026

A lot of people assume their homeowners or auto policy covers their boat, jet ski, or other watercraft. Usually, it doesn't — or only covers it minimally. Boats and personal watercraft typically need their own policy or an endorsement to be properly covered for damage and liability.

Got a boat, jet ski, or other water toy? Let's make sure it's actually covered before your next trip to the lake.

07/21/2026

With school out, teens are logging way more driving hours — and unfortunately, more accidents happen as a result. Adding a teen driver to your policy usually raises your premium, but there are ways to soften the blow, including good student discounts and defensive driving course credits.

Got a new driver in the house this summer? Let's find every discount available before you add them to your policy.

07/16/2026

A backyard pool is a magnet for fun — and for liability. If a guest gets hurt on your property, your standard homeowners liability limit might not be enough to cover a serious claim or lawsuit. This is exactly why umbrella policies exist: extra liability protection that sits on top of your home and auto coverage for relatively little cost.

Pool, trampoline, or just a yard full of summer guests? Let's talk about whether an umbrella policy makes sense for you.

07/14/2026

Summer is peak road trip season, and that means more miles, more traffic, and more chances for a flat tire in the middle of nowhere. Many Farmers auto policies offer optional roadside assistance and towing coverage — a small add-on that can save you from a very long, very hot wait on the shoulder.

Heading out this summer? Let's make sure you're covered before you go.

07/12/2026

Happy Birthday, Peggy. We hope your day is filled with cake, celebration, and everything that makes you smile. Thank you for bringing so much positivity to our team.

07/07/2026

Grilling fires send thousands of people to the ER every summer, and the property damage isn't cheap either. Your homeowners policy typically covers fire damage to your home and replacing damaged property — but only if your coverage limits actually match what it would cost to rebuild today. A lot of policies are underinsured without anyone realizing it.

Not sure if your coverage keeps up with today's rebuild costs? Send us a message or call (972) 671-7039 for a free policy check-up before the next cookout.

07/04/2026

Wishing everyone a safe and happy Fourth of July. Enjoy the celebrations, fireworks, and time with loved ones. If you have insurance questions, call us. We are here to help.

07/01/2026

Fireworks-related injuries and property damage spike every Fourth of July. If a stray firework damages your home, fence, or a neighbor's property, your homeowners policy's dwelling and liability coverage may help — but rules vary by state and policy, so it's worth knowing before something goes ""boom"" instead of ""ooh.""

Happy 4th of July from our team! Stay safe out there, and if you ever have questions about what's covered, we're one call away.