Starting Gate Financial

Starting Gate Financial Fast, Reliable Efficient Capital Solutions

Small-balance SBA 7(a) loans — the $50K to $500K range — have grown 86% since 2021 and are still the fastest-growing pie...
09/02/2026

Small-balance SBA 7(a) loans — the $50K to $500K range — have grown 86% since 2021 and are still the fastest-growing piece of the SBA portfolio.

That's not a coincidence. It's exactly the ticket size most Main Street businesses actually need, and lenders have taken notice.

If you've assumed SBA financing means a mountain of paperwork for a huge loan, this segment says otherwise.

Commercial real estate lending is waking back up. Industry forecasts have total commercial mortgage originations climbin...
08/31/2026

Commercial real estate lending is waking back up. Industry forecasts have total commercial mortgage originations climbing toward $805 billion this year — a sharp rebound after two slow years.

If you've been sitting on a building purchase or refinance, the deal flow (and lender appetite) is picking back up around you.

Worth a conversation before the window gets more competitive.

North Texas isn't just where we're based — it's one of the strongest SBA lending markets in the country.More lenders com...
08/28/2026

North Texas isn't just where we're based — it's one of the strongest SBA lending markets in the country.

More lenders competing for deals here means more flexibility on terms for local business owners. That's the home-field advantage we bring to every deal we structure.

Richardson, TX proud, and it shows in how we work.

Financing 101: feast-or-famine cash flow isn't a reason to take on long-term debt.The SBA's CAPLines program is a revolv...
08/26/2026

Financing 101: feast-or-famine cash flow isn't a reason to take on long-term debt.

The SBA's CAPLines program is a revolving line tied to your receivables, inventory, or contracts — you draw what you need and repay as cash comes in.

Builders, retailers, and service businesses lean on this the most. If your busy season doesn't line up with your bill due dates, this one's worth knowing about.

Big news for growth-stage businesses: effective July 2026, the SBA doubled its combined 7(a) and 504 loan limit from $5 ...
08/24/2026

Big news for growth-stage businesses: effective July 2026, the SBA doubled its combined 7(a) and 504 loan limit from $5 million to $10 million — the largest single increase in the program's history.

For manufacturers, contractors, and logistics companies outgrowing the old ceiling, this opens real room to expand without stepping outside SBA-backed terms.

If your growth plans got shelved because the numbers didn't fit before, it might be worth another look.

Rates just hit their lowest point since 2022 — and small-balance SBA 7(a) loans are picking up fast among Main Street bu...
08/17/2026

Rates just hit their lowest point since 2022 — and small-balance SBA 7(a) loans are picking up fast among Main Street business owners here in North Texas.

If your business needs $50K–$500K for equipment, working capital, or expansion, tools like this one are often overlooked because people assume SBA loans are only for huge sums.

Curious if it fits your business? Learn more: https://startinggatefinancial.com/?utm_source=facebook&utm_medium=social&utm_campaign=q3_rate_window&utm_content=sba_rate_window

Another Friday in Richardson, another file that almost got declined somewhere else.This week: helped a North Texas contr...
08/14/2026

Another Friday in Richardson, another file that almost got declined somewhere else.

This week: helped a North Texas contractor restructure debt instead of taking on new pressure at a worse rate. Same goal, smarter path.

That's the whole job — read the deal the way the lender will, before they do.

What's the deal you've been sitting on? DM us.

Most owners think SBA loans = mountains of paperwork for millions of dollars. Wrong.The fastest-growing SBA segment righ...
08/12/2026

Most owners think SBA loans = mountains of paperwork for millions of dollars. Wrong.

The fastest-growing SBA segment right now? $50K–$500K loans — exactly the size Main Street actually needs.

Swipe through: what "small-balance 7(a)" means, who qualifies, and why rates at their lowest since 2022 make this the window to move.

Check your numbers with our free loan calculator — link in bio.

Address

Richardson, TX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12149231694

Website

Alerts

Be the first to know and let us send you an email when Starting Gate Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Starting Gate Financial:

Shortcuts

Share

Category