Synergy One Lending - Jim Hirrlinger Team

08/09/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Rory K - June did what seemed impossible

Click to see all 85 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

08/09/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Garrett D - Jim got everything through on the deal despite a few challenges. We had a tight deadline for closing and he worked hard to get it done.

Click to see all 84 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

07/30/2025

Ever hear someone say “I needed this” and wonder what this actually is?
📲 For first-time homebuyers, it’s a financial planning app that finally makes saving, budgeting, and prepping for a mortgage make sense.
🏠 For homeowners, it’s tapping into a home equity line of credit to fund renovations, investments, or life goals.
🤝 And for realtors? It’s having a loan officer who actually gets their clients approved (and fast).
Whether you're buying, owning, or helping someone do both, I’ve got you!
Just send me a message 💬

07/26/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Christian S - I had an incredible experience working with Bennett and Jim at Synergy One Lending. They were both professional, knowledgeable, and made the entire process smooth and stress free. Communication was always clear and timely, and I felt supported every step of the way. They worked hard to make sure everything stayed on track and handled everything with efficiency and care. I couldn’t have asked for a better team.

Click to see all 83 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

07/25/2025

Congratulations Mr Jared Jenks, now you can finally be popular with all the kids with your new Mt Dew Carhart blanket and Berry Oil hat!!

Thanks Old Faithful Beverage!

Don’t miss your chance to enter for some cool prizes. Stop in and find out how!

07/14/2025

Down Payment Assistance 101 🤓💰 Don't let down payment stand in your way of homeownership! There are many programs available (especially for first time homebuyers) that help cover the initial costs of buying a home. Not sure where to start? Take the first step by downloading the S1FinFit app. It’s perfect for anyone looking to take control of their finances and manage their homeownership goals in one place. Message me to get the app 📲

07/03/2025

Don’t let these common myths hold you back from making the most of your home’s value 🤫 Understanding home equity can empower you to make informed financial decisions and take control of your future 🏡🔑 Share this with someone you know or tag them in the comments below! Have questions? Send me a message 💬

06/27/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Lincoln H - Jim was great !

Click to see all 82 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

06/16/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Nicole M M - Jim Hirrlinger and his team at Synergy One Lending worked so hard to make sure everything was perfect for us! Calling us after hours to answer our questions, and kept us updated throughout the entire process. Everyone we talked to from his office was so kind and helpful and made us the number one priority always! We had the best experience with them!

Click to see all 80 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

06/14/2025

5.0 star review received on Experience.com for Jim Hirrlinger by Lacey T C - Great communication- helpful answers- satisfied clients- and deadlines all met!

Click to see all 79 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

06/14/2025

5.0 star review received on Experience.com for Jim Hirrlinger by George W - Jim is the best!!!

Click to see all 78 reviews of Jim Hirrlinger, Loan Officer | NMLS # 92605

06/13/2025

Credit Score 101 📊🤓 Credit score is an important factor when buying a home. It helps determine your creditworthiness for loan approval and interest rate. The higher the credit score, the easier it is to qualify for a mortgage. Let’s break down how it works!
➡️Payment History: This is the most significant factor. It includes your record of on-time payments, late payments, and any defaults or bankruptcies.
➡️Credit Utilization: This refers to the ratio of your current credit card balances to your credit limits. Lower utilization rates are better for your score.
➡️Length of Credit History: This considers the age of your oldest account, the age of your newest account, and the average age of all your accounts. A longer credit history can improve your score.
➡️Inquiries: This includes the number of recently opened accounts and the number of recent inquiries into your credit report. Opening many new accounts in a short period can negatively impact your score.
➡️Credit Mix: This looks at the variety of credit accounts you have, such as credit cards, mortgages, and installment loans. A diverse mix can be beneficial.
Message me to get the S1FinFit app and follow for more helpful mortgage content 🏡