Loyce M. Cheatson NMLS #2278008

06/03/2026

🏡 NEW LISTING IN BATON ROUGE! 🏡

7172 Kodiak Dr • Baton Rouge, LA

This beautiful 3-bedroom, 2.5-bath home offers modern living, an open-concept layout, spacious living areas, and a stylish kitchen designed for everyday comfort and entertaining.

Thinking about making a move? Let's connect!

📲 Call or Text Loyce M. Cheatson, NMLS #2278008
678-777-2339
loycecheatson.com

🏠 Schedule your private tour with Sonya L. Johnson, REALTOR®
225-993-1809
LPT Realty LLC

05/28/2026

✨ JUST LISTED ✨

Beautiful well-loved home now available in one of Zachary’s most sought-after areas! 🏡💕

📍 1257 Rockport St
Zachary, LA 70791

✔ USDA Eligible
✔ 100% Financing Available
✔ FHA • VA • Conventional Options
✔ Open Floor Plan
✔ Beautiful Kitchen & Cozy Living Space
✔ Fast Pre-Approvals Available

This home is the perfect blend of comfort, style, and opportunity! Whether you’re a first-time buyer or looking for your next move, we’re here to help make homeownership possible. 🔑

📲 Call or text today to get pre-approved and schedule your private showing!

Loyce M. Cheatson
NMLS #2278008
📞 678.777.2339
🌐 loycecheatson.com

Listed by: Sonya L. Johnson | LPT Realty, LLC

05/14/2026

Closing day in New Iberia, LA! 🏡💗

So happy for my 1st new young homeowners as they begin this exciting new chapter together. Moments like this remind me why I love what I do. Helping families and first-time buyers achieve homeownership my passion!

Congratulations on the beautiful new beginning. 🎉🔑

They received the keys 🔑 12 days from approval🔥

Loyce M. Cheatson
NMLS #2278008
loycecheatson.com

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05/13/2026

🔥 Another client officially CLEARED TO CLOSE in just 10 days! 🔑✨Filed was approved the SAME day!

Client is USDA approved and bringing less than 1K to the table for closing!🎊🎉

Helping clients get to the closing table is always my main goal - 🏡💖

Loyce M. Cheatson
Mortgage Strategist
NMLS #2278008

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04/29/2026

🚨 HOT OFF THE PRESS 🚨

Lenders are now accepting VantageScore 4.0 for pre-approvals — not just FICO.

This is a major shift in the mortgage world.

What this means for buyers:

✨ More ways to qualify
✨ More flexibility with credit profiles
✨ More approvals for clients who were previously overlooked

Translation?

More people are about to become homeowners. 🏡
As your Mortgage Strategist, I don’t rely on one path —
I leverage multiple lenders and now multiple scoring models to structure approvals the RIGHT way.

If you’ve been told “no”…
or you’re unsure if you qualify…
📩 Let me review your file before you apply.
Because it’s not always your credit…
it’s how the deal is structured.

Loyce M. Cheatson
NMLS #2278008
📞 678.777.2339
📧 [email protected]
🌐 loycecheatson.com

04/15/2026

Exactly why I offer a no cost credit analysis 📑📈

Recent actions include a 1.8 billion distribution to victims of major firms like Lexington Law & CreditRepair.com.

04/15/2026

Closing Day never gets OLD🏡

Another client officially a homeowner‼️

✔️Keys 🔑 in hand
✔️Dreams unlocked 🔓
✔️Client Wins

✨️AL✨️FL✨️GA✨️LA✨️TX

04/11/2026

Lol 😆 🤣 but so true!

04/09/2026

I'm still here just busy submitting loans🗂

‼️1 day Approval and Cleared To Close in 5 days ‼️

Most lenders submit files.
I structure them.

That’s why my deals don’t fall apart halfway through underwriting.

Before a file is ever submitted,

I’ve already:
✔ Reviewed credit for positioning
✔ Structured income correctly
✔ Anticipated underwriting conditions

So when we go to contract…
We’re not hoping it closes.
We already know it will.

Realtors — if you’re tired of: ❌

Last-minute surprises
❌ Deals falling apart
❌ Lenders “figuring it out” mid-process

Send me your next deal.

Loyce M. Cheatson
NMLS #2278008
🔥

03/20/2026

💥The file they thought was a NO 💥

Most people don’t get denied because they can’t qualify. ❌

They get denied because no one took the time to structure the deal correctly. 🧠📊

The file came to me after another lender said no. 🚫

What I saw: 👀
– Fixable credit 🔧
– Income that wasn’t presented properly 📄
– A deal that just needed strategy ♟️

What happened next? ⬇️

✔ Approved. ✅

This is why Realtors send me their tough deals. 🤝

If it’s been denied before…
that doesn’t mean it’s dead. 🔁

📩 Let’s review it the right way. ✨