Angelo Oliveira- Mortgage Loan Officer

03/31/2023

Tax season is here! Don’t forget to consult your tax advisor for any tax deductibility!

03/16/2023

If you're currently house hunting and need to find solutions to lower your monthly mortgage payments, our Buydown Program is worth exploring! With this program, buyers can now reduce their payments at the beginning of their loan with 2-1-0 and 1-0 buydown options available.
🏡2-1-0 Buydown has a 2% reduction interest rates for the first year then a 1% reduction in the rate the second year.
🏡1-0 Buydown is a 1% reduction for the first year then the note rate.
Get in touch with us today to learn how this program could benefit you! Terms and conditions apply. This is not an offer for an extension of credit or a commitment to lend. Subject to underwriting approval.
https://www.harboronemortgage.com/terms-and-conditions

03/03/2023

Attention Veterans! In an effort to make mortgage costs a little more bearable, the U.S. Department of Veterans Affairs (VA) is lowering the VA Funding Fee for loans that close on or after April 7, 2023. Get in touch today to learn more!

Reducing Funding Fee rates apply to loans made to purchase or construct a dwelling with a Downpayment of 5% or more of the purchase price. Reduced Funding Fee rates do not apply to refinance loans. This is not an offer for an extension of credit or commitment to lend. Terms and conditions apply.

03/01/2023

HUGE MORTGAGE ALERT! 🚨 The Federal Housing Administration has announced the reduction of insurance premiums for FHA loans! The reduced costs help to make homeownership more accessible and affordable for homebuyers and could result in big savings!

For the average borrower purchasing a single-family home with a down payment of 3.5% and a mortgage amount of $467,700 (the national median home price as of 12/2022), FHA's annual MIP reduction will save them more than $1,400 in the first year!

Take advantage of these huge savings and get in touch with us today to see if an FHA loan is good for you!

Savings are based on a FHA borrower purchasing one-unit single family home with a $467,000 loan amount. This is not an offer for an extension of credit or commitment to lend. Terms and conditions apply.

02/08/2023

BIG NEWS for first-time homebuyers! Our longtime partners, Fannie and Freddie are now offering pricing incentives for those purchasing a primary residence. Buyers with a qualifying income at or below 100% of the Area Median Income (120% in high-cost areas) are eligible to have most Loan Level Price adjustments waived. Get in touch with us today to see how this program could benefit you.
Subject to underwriting approval. This is not an offer for an extension of credit or a commitment to lend. Terms and conditions may apply.

01/12/2023

Our new Buydown Program can be a useful tactic for buyers to reduce their payments at the beginning of their loan. We are now offering both 2-1-0 and 1-0 buydown options.

2-1-0 Buydown has a 2% reduction interest rates for the first year then a 1% reduction in the rate the second year.
1-0 Buydown is a 1% reduction for the first year then the note rate.

Get in touch with us today to learn how this program could benefit you! Terms and conditions apply. This is not an offer for an extension of credit or a commitment to lend. Subject to underwriting approval.

https://harboronemortgage.com/terms and conditions

01/12/2023

Are you looking into purchasing a new home this year and already thinking ahead? With our Safe Harbor Refinancing Program, buyers can save big by purchasing a home today and refinancing later with no lender's fees*. Get in touch with a Loan Officer today to learn more about this great program.

https://www.harboronemortgage.com/terms-and-conditions

01/05/2023

The start of a new year comes with a clean slate. It’s an opportunity to set goals, resolutions, or intentions for the year ahead. Let's make 2023 the year you move into your dream home. 💪

01/04/2023

01/03/2023

Every home buyer has a wish list in mind when shopping for a new home. Whether it's a certain price, size, style or location, preferences are important. It's essential to go into your home search with an open mind and evaluate all the aspects of the home that can be changed to your liking. For example, if the paint and floors aren't your style, remember that is something that can be changed over time. Want to start the search for your next home? Get in touch with a Loan Officer today at harboronemortgage.com/contact.

12/21/2022

Purchasing a new home and already thinking ahead? Refinancing can be a great way to help you save money on your home loan and we want to help take it one step further! With HarborOne Mortgage's Safe Harbor Refinancing, borrowers can purchase a home today and refinance with no lender’s fees.*

Get in touch with a Loan Officer today to learn more.

https://www.harboronemortgage.com/terms-and-conditions