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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm

Sebastian Rivera at Intercoastal Mortgage NMLS# 190984

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United States
Reston, VA
Sebastian Rivera at Intercoastal Mortgage NMLS# 190984

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Branch NMLS ID # 56323. https://activecomp.ly/nmls/190984

10/27/2026

Forget ghosts, goblins, and haunted houses... even pumpkins have nightmares about high mortgage rates!

The good news? Unlike a Halloween horror movie, your mortgage doesn't have to be scary. With the right financing strategy, there is usually more than one way to carve out a deal. 🔪Happy Halloween! 👻🎃

Disclosure: This video was created using AI. All mortgage products, rates, terms, and qualifications are subject to lender review, underwriting approval, and program requirements. Just in case you didn't notice, the pumpkin isn't real and yes, I'm required to write this in for compliance purposes 😂. Apparently some people get confused by talking pumpkins and may confuse said talking pumpkin, with a credit approval decision. No, I'm not kidding.

10/09/2026

Sometimes, you just need a strong ARM! 😂 An Adjustable Rate Mortgage (ARM) can be a great financing option for the right buyer, but it’s not for everyone.

ARMs typically offer a fixed interest rate for an initial period, usually 3, 5, 7, or 10 years, before the rate becomes adjustable. Depending on market conditions, they usually offer lower starting rate than a 30 year fixed mortgage.

The key is understanding how they work, how much your payment could change, and whether an ARM makes sense for your financial goals.

When it comes to mortgages, it’s not always about finding the lowest rate. It’s about finding the right strategy!

09/29/2026

$1,000,000 reward?! I'm turning myself in. 🤠💰

Although based on exhibit B, they may need to catch me first. 🐂

Another awesome Fall Festival in the books! Cowboy themed this year. Great time with an even better crew, and a marketing team with a little too much creative freedom. 🤣

Looking forward to next year!

09/21/2026

Mortgage rates stressing you out? Apparently it's all about perspective. 🤣
The piñata would like a word with anybody complaining about a 7% interest rate.

08/20/2026

Turns out Odysseus and I have been searching for the same thing... ⛵️

The mythical 2.9% Fixed Rate! After 6 years at sea, I'm starting to think I may have taken this a bit too far 😂

Don't spend years waiting for the perfect interest rate, when the right opportunity may already be right in front of you.

08/04/2026

A few years ago in Santorini, I asked Corine Farhat de Rivera ☾🧿 to marry me. What nobody knows is that this proposal had more plot twists than a Hollywood movie!

Plan A was an art gallery with a custom painting. Then war broke out, so that plan disappeared overnight.

Plan B was spectacularly bad. Imagine romantic Kenny G… played through a speaker that sounded like it had survived 3 world wars. The “1,000€ professional photographer” turned out to be a sloppy teenager with an iPhone. The venue was nowhere near the famous Santorini sunset. It was empty. Corine's dreams of watching the perfect sunset evaporated behind my blunder of bringing her there.

She was upset. “Can we PLEASE go to the real sunset now?”

Little did she know, she’d just unknowingly canceled her own proposal.

So we left.

Plan C was completely improvised. The next day we squeezed our way to the very tip of Santorini with about 600 people waiting for one of the world’s most famous sunsets. I had no photographer. No music. No setup. No backup plan. Just a ring in my pocket and a dangerously high level of confidence.

The funny part?

I’ve spoken in front of hundreds of people without the slightest bit of fear. Like a complete genius I decided it would be a fantastic idea to binge watch failed marriage proposals online. They were BRUTAL. Rings dropped into lakes. People getting rejected. Awkward silence. Public humiliation. Guys hearts breaking on camera. My confidence was evaporating by the minute.

Then sunset arrived. I took one deep breath and yelled: "MAY I HAVE EVERYONE’S ATTENTION, PLEASE!”

About 600 people turned around in unison. I froze. Corine looked at me with complete confusion.

For the first time in my life, a horrifying feeling entered my head… Panic!

“What if she says no? If that happened I’d probably be trending on FailedProposals.com before dinner!

My carefully prepared speech instantly vanished.

Every word... Gone. I went blank...

So I did the only thing I could do. I spoke from the heart. She said yes. ❤️

The crowd exploded cheering. Every girl rushed over to Corine to congratulate her. Every guy wanted to toss me off that cliff. 😂

You know w

07/29/2026

Been searching town after town, for that mythical 3% interest rate. 🤠 Legend says it's hiding somewhere out west.

Some folks spend years chasing the perfect rate. Others spend those years building equity. Which trail are you riding partner?

07/23/2026

0 to preapproved in... okay my compliance dept says I can't put a number here. 😂

Pit stop fast. Closing day smooth. 🏎️🏁

07/13/2026

Be honest... how many numbers can you see? 👀

I've worked with plenty of buyers who've spent years waiting for "the perfect interest rate." The problem is that while they've been waiting, home prices never got the memo and kept increasing. Why? Strong demand, it's a fantastic hedge against inflation and proven to be a solid investment.

The right time to buy isn't when rates are perfect. It's when you're financially ready, the payment makes sense, and the right home comes along.

So let's be honest... how many numbers do you see?

07/07/2026

I had to jump in on this trend 🤣... When your friends ask you who to call for a mortgage...

Address

11911 Freedom Drive #500
Reston, VA
22190

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

+15712666506

Website

https://sebastian.icmtg.com/

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