Brian Shotwell NMLS # 131920

07/01/2025

A PCS move is a significant event in a military servicemember's career. Check out a list of the best PCS moving tips to make the transition less stressful.

05/15/2025

So happy to get Dakenah "Dak" to closing & funded using a POA for his wife in Japan! Meeting here at an event in MD.

03/27/2025

Moving? Spring cleaning? Come out to see us this Saturday & stop by my AAFMAA Mortgage Services table!

03/21/2025

Stop by tomorrow & see me at the AAFMAA Mortgage Services table. An event offering services & appreciation for our military families.

02/17/2025

I greatly appreciate my company's recognition & clients 5-Star review. Congrats Ben & Claire! It was a pleasure working with you & Susannah!

Congratulations to our first-time homebuyers who successfully closed on their Virginia home this week! Despite competing with three offers over list price, the sellers chose their offer after a conversation with our Military Mortgage Advisor Brian Shotwell, who provided expert insight into the VA loan process and put their concerns at ease.

A huge shoutout to Susannah Palik of Realty One Group for her role in making this a smooth transaction. Even with a Reconsideration of Value request to the VA and a required pest treatment, Brian and Susannah worked through every challenge and closed in just three weeks.

"Amazing customer service and always on the ball with answering the phone and communicating any issues that came up. In your corner and always wanting you (the client) to be able to close the deal. Highly recommend!" – Ben, VA Homebuyer (February 2025)

This is what Mortgages. Military Made. is all about—expert guidance, clear communication, and results that help military families achieve homeownership.

01/07/2025

Message me if interested.

Today's Mortgage Rates Get a Quick Quote Disclaimer: these are sample rates and terms based on daily pricing that fluctuates and is subject to change and credit approval. Parameters: 720+ FICO, Single-Family Residence, $300,000 loan amount, State = NC, County = Wake, Discount Points range from 0.0%....

01/07/2025

Happy New Year to our Members!

We look forward to working with you, our prospective and existing AAFMAA Members, in the coming New Year… and for many more years to come!

12/22/2024

The Federal Housing Finance Agency (FHFA) has announced a 5.2% increase in conforming loan limits (CLLs) for 2025. The new baseline limit for one-unit properties is now $806,500, up from $766,550 in 2024. For high-cost areas, the loan limits rise to $1,209,750, ensuring greater accessibility to financing for homes in more expensive markets.

This increase applies to VA Home Loans as well, making homeownership more accessible for Veterans in high-cost areas. Learn more and explore the details here: https://www.benefits.va.gov/HOMELOANS/resources_circulars.asp

For questions or assistance, reach out to one of our AMS Military Mortgage Advisors to discuss how these updates could help you.

12/22/2024

Have you ever considered refinancing your home? Maybe you’ve wondered when would be the best time to do that. Many people assume that you must save a certain percentage for a refinance to be worth the effort. Some think that they must lower their mortgage rate at least 1% or 2% to justify the cost...

12/22/2024

I've gotten mortgage clients to the closing table in under three weeks. This one took a little longer but with great pride in achievement.

Repeat clients came to me looking to help their adult disabled son purchase his first home. We went with an FHA Mortgage using his parents as Non-Occupant Co-Borrowers, which involved two applications for three borrowers. They also have five properties with HOA's/Condo Assoc's and seven sources of income to document with liquidation of some retirement funds towards down payment. Then an unexpected death in the family required a Power of Attorney closing.

End Result: He proudly received keys to his new Condo in less than 30 days and his mom explained to me how this has boosted his confidence with independence. Oh & a very happy Mortgage Loan Originator helping anyone achieve their goal of home ownership. This is why I love my job.

11/11/2024

November 11 is special for another reason too –

Remembrance Day, also known as Armistice Day or Poppy Day, recognizes the end of World War I (which occurred at 11:00 AM on the 11th day of the 11th month in 1918), and lets us honor the fallen from all wars.

11/11/2024

Happy Veterans Day to all who have served and those who continue to serve!

Today, we pause as a nation to salute our brave men and women who have served and continue to serve to protect our freedoms.