Spencer Ray - Financial Coaching

Spencer Ray - Financial Coaching I help people find financial freedom! I work with you to set financial goals and create a plan to re

This is a great article for those who are on the fence about keeping debt or those who are struggling with living payche...
09/22/2021

This is a great article for those who are on the fence about keeping debt or those who are struggling with living paycheck-to-paycheck.

Financial coaching can help you achieve your financial goals. Contact me if you have any questions.

People in debt always have excuses for being in debt. But the truth is, debt keeps you broke! We’re debunking these 12 common reasons people stay in debt.

08/09/2021

I haven't posted in a while because I have been struggling on the direction of my financial coaching. So, please stay with me and read this all the way through.

Money is a sensitive topic, and I understand that. However, I have a passion to help people get out from under the weight of debt and achieve financial freedom. That is why I paid to go through the Ramsey Solutions Financial Coach Master Training Program to become a financial coach.

There is a stigma and negative emotions concerning reaching out for help, especially when it concerns money. It is very personal and intimate. Plus, many people feel that coaching should be free. They wonder how they can expect to have more financial freedom when they are paying someone for help? I understand this, but you wouldn't ask a fitness coach to volunteer their time to help you get fit.

Just like fitness, it takes time for a good coach to put together a plan to help a client be successful. The client must work the plan and provide feedback so adjustments can be made to make the plan successful. That is why I am not ashamed to require payment for my coaching services. It takes a lot of work.

Can I discount my regular coaching session rate? Yes, if the situation calls for it. This is not my full-time career, so discounting a session is not a make-or-break situation for me. You just have to ask, and I will review your situation and see what can be done.

Please hear my heart as I try not to ramble, because I have too many thoughts swimming through my mind. I want to help people who are struggling financially, don't have a plan, or are drowning in debt. However, I am struggling getting past my inner circle to find clients who understand my time and commitment is worth compensation. It is making it hard to stay motivated and keep moving forward, but I will not give up.

If you need help or know someone who does, please reach out so we can talk. I will do a complementary 30-minute consultation over Zoom to determine how to help and if I would be a good fit as your coach. All information discussed in a consultation or coaching session will stay confidential between me as a coach and you as my client. So no one will ever hear about your finances from me, unless you want me to share your success story.

As I wrap this up, all I ask is that you please be patient and understanding as I pray, plan, and consider what direction and how much time I can pour into my financial coaching. Thank you for your support and understanding! Here's to a brighter, debt-free future!

07/19/2021

There is no such thing as good debt.

Don't be a slave to debt any more. Ask me how financial coaching can start you on a path to freedom from the ball and chain of debt.

06/18/2021

If you use a fitness coach for your body, why not use a financial coach for your money.

Let me be your guide to finding financial health.

Message me for details and pricing.

06/17/2021

You can't expect to get rich when you keep going into debt.

Let me be your financial coach and help break the debt cycle.

Message for details and pricing.

05/27/2021

Taking a vacation this year? Why not pay cash and not have to worry about the credit card bill when you get back.

Ask me how financial coaching can help you make a plan for a debt and stress free vacation.

05/19/2021

You are free to win. Win in life, career, and finances. Don't let anyone tell you otherwise.

Financial coaching can help you make a roadmap to financial victory. Ask me how financial coaching can help you.

05/17/2021

You work too hard to be broke.

Financial coaching can help you make a plan and develop healthy money habits. Ask me how.

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