Ashley Turner - Clear Choice Lending

Ashley Turner - Clear Choice Lending Hi! I’m a mortgage loan officer with Clear Choice Lending, a Division of Seattle Mortgage Brokers, LLC (NMLS #761615). NMLS #2294555

Contact me for a fast and free loan consultation! I'm a local to the PNW mortgage broker, ready to help you finance your next real estate purchase, or support you with a refinance. A division of Seattle Mortgage Brokers, LLC (NMLS #761615)
Clear Choice Lending - Ashley Turner (NMLS #2294555)

This was a special one. This client just purchased her first home at almost 60 years young. searched high and low…then ...
03/16/2026

This was a special one. This client just purchased her first home at almost 60 years young. searched high and low…then high and low again…and high and low AGAIN to find the right home that our client and her grandson can call home in Bonney Lake. We strategized and won, overcame some obstacles along the way, and ultimately became part of changing someone’s life. That feels pretty special.

02/07/2026

Happy closing day to my Seattle-to-Spokane relocation clients! 🥂

From navigating market differences to shopping from across the state, it’s been a journey.

Spokane has become an appealing option for many buyers looking for space, lifestyle, and opportunity outside the higher priced market near Seattle.

These buyers scored a 3,000 square foot house for near half the price of what it would cost on the west side and now are launching into their real estate ownership era to build serious equity.

Congrats to them on officially making the move. Cheers to comfort, community, family, and all the exciting things ahead!

If you’re curious about what it takes to make a cross-state move like this work in today’s market, drop a comment or send a message.

You have some stuff to figure out when you’re buying a house. When agents and lenders are aligned, clients feel supporte...
02/02/2026

You have some stuff to figure out when you’re buying a house.

When agents and lenders are aligned, clients feel supported from first question to final signature.

Trusting your team is a non-negotiable.

A group text chat is too 😀

It’s a great time to be a buyer again! 🏡If you’ve been waiting for a sign to move up… this is it.Let’s chat about your n...
10/11/2025

It’s a great time to be a buyer again! 🏡
If you’ve been waiting for a sign to move up… this is it.

Let’s chat about your next home and how to build wealth through smart mortgage planning.

DM me to start the conversation. I’ll walk you through what’s possible in today’s market.

These prospective clients were truly refreshing 🙌They’ve been smart with their finances for years and had saved a very h...
08/03/2025

These prospective clients were truly refreshing 🙌

They’ve been smart with their finances for years and had saved a very healthy down payment 💰 - even met with a couple of lenders, yet no one had ever taken the time to explain the basic things every homebuyer deserves to know.

During our discovery call, they asked great questions (and apologized for asking so many 😅). But helping a young family feel confident in their next steps? That’s exactly why I love this work. 💛

After an hour+ of talking through everything, they asked again:

“Are you sure you don’t charge for this? We learned so much.”

Nope. I don’t.

Because every buyer deserves to feel educated, empowered, and excited to buy their first (or next!) home. 🏡

👉 Buying in Washington State? I’d love to hop on a discovery call with you, too.

No pressure. No bad questions. Just real guidance.

📲 DM me “CALL” to get started!

I believe in simple analogies, so here we go. I get asked all the time - “what’s the difference between an interest rate...
07/25/2025

I believe in simple analogies, so here we go. I get asked all the time - “what’s the difference between an interest rate and the APR? Are they supposed to be the same?” I’ll get to the movie connection in a sec.

They won’t be the same! But the bigger the gap, the more you should wonder. You want to be armed with the knowledge of the difference before you talk to a lender.

🏠 Interest Rate = What you pay to borrow the money
🏠 APR = The total cost of the loan (including fees, points, etc.)

Think of it like this:
👉 Interest rate = the 🎥 ticket
👉 APR = full cost of the outing with 🍿 and 🥤

I guess some people will go to the movies and not buy any snacks, but let’s be real - you’re probably going to buy something! And it at least took you some gas to drive to the theater 🤣

When comparing lenders, look for TRANSPARENCY in communication about the impact of points and fees. No sneaky business!!

🙋🏻‍♀️ DM me with questions about interest rates…or movies, but if it’s a movie I’ve seen I probably fell asleep 😉 .


Let’s say you bought a home for $600,000 just 12 months ago.With an appreciation rate around 6%, that home could now be ...
07/24/2025

Let’s say you bought a home for $600,000 just 12 months ago.

With an appreciation rate around 6%, that home could now be worth $636,000.
That’s $36,000 in equity — just by owning your home and making your payments. 💰

Owning a home shouldn’t simply be a task on your to-do list 📋 Having a goal of homeownership and achieving it? That hits different.

💡 The takeaway: Buying isn’t just about a place to live — it’s about building long-term wealth.

📲 DM me “BUY” and I’ll show you what your buying power looks like today.

Thinking of holding off on buying until the market “gets better”? Let’s look at the numbers:🏡 A $600,000 home appreciati...
07/24/2025

Thinking of holding off on buying until the market “gets better”? Let’s look at the numbers:

🏡 A $600,000 home appreciating 6% annually could go up by 3% over just 6 months. This means the same house would cost $618,000 if you wait.
That’s $18,000 more 😳

💰 That means a higher down payment, bigger loan amount, and higher monthly payment — just for waiting.

Are there situations where it makes sense to wait? Absolutely! But don’t wait to meet with a lender who can go over pros and cons. ✅✅✅

The market doesn’t wait. Neither should your game plan.

📲 DM me “TIMING” and I’ll break down your options with zero pressure — just honest math.

What if I told you 7% might be a better mortgage rate?🤯Refinancing from 3.5% to 7% sounds crazy… until you do the math. ...
07/24/2025

What if I told you 7% might be a better mortgage rate?🤯

Refinancing from 3.5% to 7% sounds crazy… until you do the math. 📊💰

Let’s say you have $20,000 in credit card debt at 22% interest. That’s over $10,000 in interest if you make just minimum payments 🤯

Now imagine refinancing your mortgage to roll that debt in — yes, your new rate is higher, but your monthly cash flow improves and you save thousands in interest overall. 💸
More financial breathing room. Less stress. Real savings.

➡️ Refinancing isn’t one-size-fits-all — but if you’re feeling buried by credit cards, it’s worth exploring. Let’s break down your options together.

📲 DM me “REFI” for a no-pressure debt payoff strategy that actually works.

🏡 Get Pre-Approved Today! 🔑Thinking about buying a home? Step one is getting pre-approved—and it’s easier (and faster) t...
07/24/2025

🏡 Get Pre-Approved Today! 🔑

Thinking about buying a home? Step one is getting pre-approved—and it’s easier (and faster) than you think! 💼✨
Whether you’re a first-time buyer or moving up to your next dream home, a pre-approval shows sellers you’re serious and gives you a clear budget before house hunting.

📲 Message me “PREAPPROVED” to get started today!

The news headlines cause fear, and so does everyone’s Uncle Barry who preaches about how we should be grateful because w...
08/23/2023

The news headlines cause fear, and so does everyone’s Uncle Barry who preaches about how we should be grateful because we weren’t buying houses in 1981 at 18% interest.

Let me tell you - this environment is rough. For buyers, potential sellers, and even those of us who work in the industry.

The truth is, no one knows the future. We listen to economic experts, who thankfully anticipate rates coming down. When exactly? It depends who you ask.

What we do know is -

🏠 There are always people who need to buy and sell homes.

🏠 Real estate is historically a very safe investment - even past 1981 😉

🏠 Even though rates are high, there are options and opportunities for those who want to find them.

🏠 Refinancing is SO easy. Buy now, refinance later.

I’m here to help if you have home loan questions.

(206) 412 - 2225
[email protected]

Address

Renton, WA
98058

Telephone

+12064122225

Website

https://www.nmlsconsumeraccess.org/

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