Gutwein & Risner Insurance Agency

Gutwein & Risner Insurance Agency Independent Insurance Agency writing Personal, Commercial, Farm, Crop, Life and Health insurance.

Back-to-school season is here, and many families across Rensselaer and Monticello are settling into new routines. Whethe...
08/06/2026

Back-to-school season is here, and many families across Rensselaer and Monticello are settling into new routines. Whether your house suddenly feels a little quieter or you are juggling busier mornings, our team at Gutwein & Risner Insurance Agency hopes the transition has been a smooth one.

If this time of year has you thinking about updates to your auto, home, or life insurance, or if you are reviewing coverage for your farm or business, we are always here to help. Give us a call anytime—we are proud to support families and local businesses throughout Northwest Indiana.

How is back-to-school season going for your household?

As students get ready to head back to campus, it’s a great time to double-check that their insurance coverage still fits...
08/04/2026

As students get ready to head back to campus, it’s a great time to double-check that their insurance coverage still fits their needs. Whether they’re just starting college or already settled into their routine, a quick review can go a long way in protecting their belongings and giving your family peace of mind.

Here are a few coverages worth revisiting before the school year begins:
• Personal property protection
• Auto insurance updates
• Liability coverage and umbrella options

At Gutwein & Risner Insurance Agency, our team is here to help families across Rensselaer, Monticello, and surrounding rural communities make sure everything is squared away before move-in day. Have questions or want us to review your policies? Give us a call at (219) 866-5854 and let’s walk through your options together.

What coverage questions are you thinking about as your student gets ready for fall?

Summer can be a busy season for many businesses, with more customers through the door, more seasonal staff on the floor,...
07/30/2026

Summer can be a busy season for many businesses, with more customers through the door, more seasonal staff on the floor, and more events that could expand your liability exposure.

That means now is a good time to review your commercial coverage and ensure it keeps pace with your business. Our team is here to help you do just that.

Give us a call today, and we can talk through additional coverage options that could make sense for you and your team.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Protect your business with Commercial Auto insurance. If you don’t have any company-owned vehicles, you may still be lia...
07/22/2026

Protect your business with Commercial Auto insurance. If you don’t have any company-owned vehicles, you may still be liable for employees using personal vehicles to visit job sites, make sales calls, or run company errands - you need hired & non-owned auto coverage: https://ow.ly/3Wv830sXn7s

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

The dog days of summer have officially arrived, and our team at Gutwein & Risner Insurance Agency just wanted to check i...
07/15/2026

The dog days of summer have officially arrived, and our team at Gutwein & Risner Insurance Agency just wanted to check in and say hello.

We hope you're enjoying the sunshine, staying cool when you can, and making the most of these long Indiana summer days.

If there's anything we can help you with before the season winds down – whether it's reviewing your home, auto, farm, or business coverage – we're here whenever you need us. Give us a call or stop by our Rensselaer or Monticello office anytime.

Boating season is right around the corner here in Northwest Indiana, and our team at Gutwein & Risner Insurance Agency h...
07/08/2026

Boating season is right around the corner here in Northwest Indiana, and our team at Gutwein & Risner Insurance Agency has been helping more clients review their coverage before heading back out on the water.

This is a great time to take another look at your boat insurance, especially with more families spending time on local lakes and rivers. We put together a quick overview of common boating accidents, liability concerns, and how the right policy can protect you all season long.

If it’s been a while since you checked your coverage—or if you’re looking to set up a dedicated boat policy—we’re here to help. Reach out anytime and start the conversation with your local insurance agency in Rensselaer and Monticello.

This July marks a once-in-a-lifetime moment as our nation celebrates its 250th anniversary, and our team at Gutwein & Ri...
07/03/2026

This July marks a once-in-a-lifetime moment as our nation celebrates its 250th anniversary, and our team at Gutwein & Risner Insurance Agency is grateful to share this milestone with our communities in Rensselaer, Monticello, and across Northwest Indiana.

We hope you enjoy a safe, meaningful, and memorable Fourth of July with the people who matter most.

Please note that our offices will be closed on Friday, July 3rd. We’ll reopen Monday, July 6th, and our team will be ready to help with any early summer insurance questions — from home and auto to farm and business needs.

How are you celebrating this historic holiday?

Address

119 W Harrison Street
Rensselaer, IN
47978

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+12198665854

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