Tomi Fratto - NMLS ID# 320485

Tomi Fratto - NMLS ID# 320485 Licensed in Nevada to assist with financing for home purchases and refinances.

Loan Originator committed to helping you find Your Path Home - Licensed in Nevada and California. NMLS #320485 Nevada NV License #10933

NEXA Lending Corporate Address: 3100 W Ray Road #201 Office #209 Chandler, AZ 85226 NMLS #1660690

https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1660690

Our lenders have proprietary reverse mortgages with a minimum age limit of 55 in most states and allow home values up to...
08/10/2026

Our lenders have proprietary reverse mortgages with a minimum age limit of 55 in most states and allow home values up to $10 million.

If you want to access home equity without increasing your required monthly mortgage payments, a first or 2nd lien reverse mortgage may just be the life-changing icing on your cake.

These programs can also benefit eligible home buyers who want to use a reverse for purchase.

Want more details? Reach out to me!

Fannie and Freddie conventional loans have a great deal for First Time Home Buyers whose income is below certain amounts...
06/12/2026

Fannie and Freddie conventional loans have a great deal for First Time Home Buyers whose income is below certain amounts which varies by county. New limits are going into effect tomorrow and for most of our nearby counties, the limits increased. This is not a down payment assistance program, just better pricing/rates!

We've Moved to a beautiful new office as of May 25th !!
05/25/2026

We've Moved to a beautiful new office as of May 25th !!

HOT program for Summer 2025! Our 3% down conventional loans now come with up to $7000 that you can use towards your dow...
06/12/2025

HOT program for Summer 2025! Our 3% down conventional loans now come with up to $7000 that you can use towards your down payment. Even better news - the $7000 does not have to be repaid, it is a grant!

These loans follow FreddieMac Home Possible and FannieMae HomeReady guidelines. No clue what that means? You just need to know they are two of the best conventional home buying programs available.

We know all the details - Ask us!!

NEW today higher income limits allowed on First Time Buyers who can take advantage of reduced rates on conventional loan...
05/19/2025

NEW today higher income limits allowed on First Time Buyers who can take advantage of reduced rates on conventional loans for owner occupying homes.

Great help on manufactured homes and condo loans which otherwise would have agency adjustments that increase our pricing due to property types!

Limits vary by county across the U.S. - contact us for those not shown below.

Happy Halloween!
10/31/2024

Happy Halloween!

USDA zero down loans with income limits allowed as high as $153,600? Yes! This is how they compare to FHA loans...ps. I...
10/25/2024

USDA zero down loans with income limits allowed as high as $153,600? Yes! This is how they compare to FHA loans...

ps. If you're looking for loan officers who will never ghost you... contact us!

Address

1325 Airmotive Way Suite 175U
Reno, NV
89502

Telephone

+17757712393

Website

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