Stephanie Hanna, Senior Mortgage Consultant, NMLS 188917

11/03/2026

Candy, candy canes, candy corn, syrup… AND DONUTS! 🍩

Buddy the Elf is coming to town, and you’re invited!

Mark your calendars for December 5th because we’re bringing a little North Pole magic to town. Save the date, more details to come… because the best way to spread Christmas cheer is… well, you know the rest! 🎅🏼

11/02/2026

New month. New pinned profile post.

11/01/2026

Ugh… the dreaded end of Daylight Saving Time. 😩

It’s that time of year when we drive home from work in the dark, put on our pajamas before dinner, and start questioning whether 6:30 p.m. is an acceptable bedtime.

But really, don’t forget to move your clocks back an hour! At least we gain one extra hour of sleep.

Here’s to surviving the next couple of months until the days finally start getting longer again.

10/31/2026

Looking forward to sponsoring this again. Holy smokes, can’t believe it’s been 10 years since we brought this idea to Somersett!

Website by HOA Sites

10/31/2026

🎃 Real Estate 2026: Full of Tricks AND Treats! 👻
If my costume tells you anything, it’s been a bit of a rough year in the mortgage and real estate world. Interest rates up, home sales down, refinances practically extinct... and this loan officer has definitely taken a few hits along the way. 😂

But here’s the treat hiding behind all those tricks: People are still buying homes!

Life doesn’t stop because interest rates go up. People are relocating to Northern Nevada, growing families need more space, empty nesters are ready to downsize, and plenty of first-time homebuyers are finding their way into homeownership. And honestly? My numbers are tracking pretty close to last year. In a market like this, I’ll take that as a pretty sweet treat!

It’s been a good reminder that real estate isn’t just about interest rates or market headlines. It’s about people, life changes, new beginnings and helping families find their way home. So, while this loan officer might look a little beat up, I’m counting my blessings and feeling pretty grateful for another great year.

But, if anyone wants to send w**e, the back of the clipboard has the details. 🤣🍷

Happy Halloween! Stay safe out there, and don’t let the market scare you away from your real estate goals!

10/30/2026

When my friends at Royce Burger Bar found out that my dad, whose name is also Royce, had been having some health issues, they were quick to show us both a little love. Thank you so much for the hat and T-shirt. Can’t wait to give them to Royce this weekend (well, truth be told, I’m probably keeping the T-shirt for myself 😉). Hoping he will be well enough to come and get himself a delicious Royce burger one of these days. It’s things like this that remind me that Reno does really have the best people living here.

10/23/2026

A shout-out to a great local business and an even better guy!

One of the things I value most in business is knowing who I can trust to take care of the people I send their way. That’s why I want to give a shout-out to Josh Nelson, owner of PuroClean of South Reno.

I know Josh personally, and he’s the kind of guy you want in your corner. He’s honest, has a ton of integrity, and genuinely cares about doing right by people. I’ve referred several of my own friends to him, and I never have to worry that they’ll be taken advantage of or pressured into something they don’t need. I know Josh will take good care of them.

So, what does PuroClean do? They help homeowners and businesses when the unexpected happens, including:

• Water damage from leaks, burst pipes, or flooding
• Fire, smoke, and soot cleanup
• Mold removal and remediation
• Biohazard cleanup
• Air duct and vent cleaning

Basically, when your property has a problem that feels overwhelming, they help get things cleaned up, dried out, and restored so you can get back to normal.

You hope you never need some of these services, but if you do, having someone you can trust makes a stressful situation that much easier.

If you’re looking for a reliable restoration company in Northern Nevada, I’d absolutely recommend giving Josh and his team a call.

PuroClean of South Reno
📞 775-446-4646
📱 PuroClean of South Reno

Good people doing good work. That’s always worth a shout-out!

10/22/2026

👻 Did that house that’s been sitting on the market just get a little more interesting?

Just because a home hasn’t sold in the first week or two doesn’t mean it’s haunted, or that’s something is wrong with it. It might just mean there’s an opportunity waiting for the right buyer.

🏡 Sellers may be more willing to negotiate on price.
🎃 You might be able to negotiate seller credits to help with closing costs or a rate buydown.
💰 And with the right strategy, you could find a home that fits your budget better than you expected.

Here’s the thing: not every seller is willing to negotiate, and not every home that’s been sitting is a hidden gem. But longer days on market can give buyers a reason to take a second look and start a conversation.

So before you ghost your home search because of interest rates or assume that a house must be haunted because it hasn’t sold, let’s look at the possibilities.

The scariest thing might be passing up a home you could have negotiated a great deal on. 👻
Thinking about buying? Let’s talk about what’s possible in today’s market.

Helping you find your way home. 🏡


Credit to Sam Britt for letting me use the photo of his amazing Halloween house.

10/22/2026

Round 2 of exploring fun things in our own Northern Nevada backyard this fall. 👻

This time, John and I took Colton and a few of his friends to darkprisonhaunt at the old Nevada State Prison in Carson City. And you guys… so much fun, and so many screams.

First of all, this isn’t your typical walk-through haunted house. There are THREE separate haunts, and we spent almost an HOUR making our way through them. The actors were fantastic, the costumes and sets were incredible, and the whole experience was absolutely worth the money.

I ended up in the very back of our group. John took the lead, and I quickly learned that being in the back might actually be the WORST spot. More than a handful of times, one of those creepy characters snuck up behind me and made me scream like a little girl.

10/10 recommend making the trip to Carson City for Dark Prison!

I love that we have so many fun things to do right here in our own backyard. Sometimes we get so caught up in work, school, and everyday life that we forget to take advantage of what’s practically in our own backyard.

10/18/2026

Let’s talk about that interest rate for a minute.

I hear it all the time now: “I’m waiting for rates to come down before I buy.”

Meanwhile, you’re paying $3,000 a month in rent. That’s $36,000 a year going toward your landlord’s investment, not yours (and $180,000 after just 5 years! 😳).

Now, I’m not saying buying is right for everyone, and renting definitely has its place. But if you’re financially ready to buy, don’t let the interest rate be the only thing keeping you on the sidelines.

Your rent doesn’t build your equity. Your landlord gets that benefit.

And here’s the thing about mortgage rates: you can always explore refinancing if rates drop and it makes financial sense. You can’t go back and build equity in the home you didn’t buy.

Stop waiting for the perfect rate and start looking at the whole picture. Your future self might thank you.

Not sure what buying would look like for you? Let’s run the numbers. No pressure, just a plan.