Kevin Areia - Mortgage Advisor

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Kevin Areia - Mortgage Advisor Mortgage Broker and Co-Author of "Straight Talk Home Loans" helping homebuyers, homeowners & investors throughout Northern Nevada & all 50 states.

I compare loan options from multiple lenders to help you find the best fit for your goals. 🏠💼 Read what real customers are saying about us here: https://msat.stratmorgroup.com/FinanceOfAmerica/KevinAreia

10/18/2026

Self-employed borrower: "I make REALLY good money!" 💰💅

Underwriting: "Your tax returns would like a word." 👀😂

Not a bad week around here! 😎🏡FIVE loans funded across THREE states, and a little bit of everything!🏝️ FLORIDA: Todd & L...
10/16/2026

Not a bad week around here! 😎🏡

FIVE loans funded across THREE states, and a little bit of everything!

🏝️ FLORIDA: Todd & Lori added another investment property to their portfolio!

🏡 CALIFORNIA: Jennifer & Janver purchased another investment home!

🌄 NORTHERN NEVADA: Tina added a new investment property of her own!

🔑 CARSON CITY → RENO: Jim & Candy decided it was time for a home that better fits their lifestyle and made the move to Reno!

⚡ AND THIS ONE WAS FUN! A client called us on SUNDAY wanting a HELOC. By FRIDAY, we had it CLOSED! Five days, start to finish. Yep, we can do that! 😎

A big thank you to our clients for trusting us, and to all the Realtors and partners who helped make it happen. We appreciate you! ❤️

10/16/2026

🏡 Perfect location. Great price. Kitchen straight out of 1982. 😂

Before you swipe past that fixer-upper, let's talk!

Did you know there are loan programs that may allow you to buy a home AND finance the renovations with one mortgage?

That outdated kitchen might not be a dealbreaker after all!

🔨 Our latest YES, YOU CAN blog explains how it works and what improvements may qualify.

👉 https://bit.ly/buyafixerupper

10/15/2026

🏡 Waiting for mortgage rates to come down before buying a home?

You're probably not the only one!

Here's something to consider: If rates improve, more buyers could jump back into the market. And more buyers means more competition for the same homes.

Right now, buyers may have a little more negotiating power than they realize.

💡 Sometimes the opportunity isn't just about the interest rate. It's about how much competition you're facing.

After all these years of marriage, we've learned a few things...One of us handles the mortgages. Neither of us should ha...
10/15/2026

After all these years of marriage, we've learned a few things...

One of us handles the mortgages. Neither of us should handle the scissors. ✂️😂

10/14/2026

🏡 Home prices dropped 2.4% in September. Sounds like good news for buyers, right?

Well... not so fast! ✋

There's a BIG difference between a drop in the median home price and a drop in actual home values.

And understanding that difference matters, whether you're buying, selling, or just keeping an eye on the market.

10/13/2026

🏡 What if the seller could help you get a lower mortgage rate?

With more homes available and fewer selling above asking price, buyers may have a little more room to negotiate.

And that doesn't always mean asking for a lower price!

💡 Seller credits can sometimes be used to buy down your mortgage rate. It's one more option worth exploring before making an offer.

Would you rather negotiate on price or your interest rate?

10/13/2026

😂 Be honest… how many houses have you looked at online and wondered, “Could I actually afford that?”

You might be surprised at what's possible. And there's only one way to find out!

🏡 Sometimes a quick conversation is all it takes to get started. 775-500-1932

10/11/2026

😂 Nothing makes a mortgage lender's eye twitch faster than hearing, "Oh, I forgot to tell you something..."

Did you buy a car? Quit your job? Co-sign for your cousin? Open 3 new credit cards?! 😳

PLEASE tell me before closing day. My blood pressure (and your loan approval) will thank you. 😂

10/10/2026

🏡 A 3% mortgage rate in today's market? YES, PLEASE!

But before you get too excited about taking over a seller's low mortgage rate, there's a catch. Actually, a few of them. 😉

Coming to you from the Mortgage Mechanic's garage today! 🔧🚗

I broke it all down in my latest blog. 👇
https://bit.ly/assumealoan

Address

1170 S. Rock Boulevard, Suite 201
Reno, NV
89502

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 7pm
Sunday 10am - 7pm

Telephone

+17755001932

Website

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