Robert Tinnin - Primary Residential Mortgage, Inc

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United States
Reno, NV
Robert Tinnin - Primary Residential Mortgage, Inc

NMLS #1701096 PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Terms and conditions apply.

Credit and collateral are subject to approval. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Consumer Voice-https://www.primeres.com/consumer-voice. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act 4130403. A copy of our Privac

y Policy and Notice is accessible by going to Primary Residential Mortgage's website and clicking on the "Privacy Policy" link located at the bottom of the page. https://www.primeres.com/privacy-policy. Nevada-Mortgage Lending Division #349.

12/09/2025

Everyone deserves a place to call home. Owning a home isn’t just about finances — it’s about stability, pride, and a sense of belonging. At PRMI, we believe every first-time homebuyer deserves the chance to turn their dream into reality.

Whether you’re just starting out, building your future, or finding a space that truly feels like yours, we’re here to guide you every step of the way with compassion, understanding, and flexible loan options that fit your life.

Let’s make homeownership possible together.

12/08/2025

Ready to bring your home vision to life? With an FHA 203(k) renovation loan, you can buy or refinance a home and roll the cost of improvements into one easy mortgage. That means you can tackle projects like updating your kitchen, replacing the roof, or making energy-efficient upgrades without needing separate financing.

This program has become even more flexible, making it easier to turn “almost perfect” homes into your dream home. Whether you’re buying a fixer-upper or breathing new life into your current space, a 203(k) loan can help make it happen.

At Primary Residential Mortgage, Inc., we’ll walk you through every step, from planning your renovations to unlocking the funds you need to get them done.

Turn potential into possibility. Let’s talk about how a 203(k) loan can work for you! Send a message or comment below today to get started.

12/07/2025

Would you take a 50-year mortgage? There’s been a lot of buzz over the past few weeks about the idea of extending home loans to 50 years, potentially making monthly payments a bit lower, but stretching out your loan (and total interest) for decades longer.

While it could make homeownership more affordable for some buyers upfront, it also means paying more over time and building equity more slowly.

Before you decide, talk with a trusted lender to understand how a longer term could fit into your goals and financial future.

At PRMI, I can help walk you through every option to find what works best for you.

12/06/2025

Mortgage Term to Know: Debt-to-Income Ratio (DTI)

Your DTI is the percentage of your monthly income that goes toward debt payments, including credit cards, car loans, and your potential mortgage. Lenders use it to see how comfortably you can handle a new loan.

Tip: A lower DTI means more financial flexibility and a stronger chance to qualify for a mortgage. Keeping debts manageable can get you closer to your homeownership goals!

12/05/2025

Your home isn’t just where life happens, it’s also a powerful tool for your financial goals! With a HELOC from PRMI, you can tap into your home’s equity to:

- Renovate or upgrade your space
- Consolidate high-interest debt
- Cover education or other big expenses
- Handle life’s unexpected moments

PRMI makes it simple and stress-free. We’ll help you figure out how much you can borrow, create a plan that fits your budget, and guide you through every step of the application process. No hidden fees, no surprises—just smart, flexible financing that works for you.

Ready to turn your home’s value into opportunity? Connect with me today and see how a HELOC could make your plans possible!

12/04/2025

Mortgage Term to Know: Closing Costs

Closing costs are the fees and expenses you pay when finalizing your home purchase. Think of them as the costs to officially transfer ownership. They can include things like appraisals, title insurance, lender fees, and taxes.

Tip: Closing costs typically range from 2–5% of your loan amount, so planning ahead can help you avoid surprises at the finish line. Knowing what to expect makes your home buying journey smoother!

12/03/2025

Mortgage basics: DO get prequalified!

If you’re thinking about buying your first home, getting prequalified is one of the smartest moves you can make. It gives you a clear picture of what you can afford, helps you narrow your home search, and makes your offer stand out to sellers.

Realtors love working with prequalified buyers since it means less guesswork and more confidence all around!

At PRMI, we make prequalification quick, simple, and stress-free so you can start your home search with a solid plan and real buying power.

Let’s get you one step closer to your new home!

12/02/2025

Mortgage Term to Know: Title

A title is the legal document that proves ownership of a property. When you buy a home, the title transfers from the seller to you, officially making you the owner.

It’s used in every real estate transaction to confirm who legally owns the property and if there are any claims or liens against it. Title companies help ensure everything is clear before closing day.

Protecting your title means protecting your home ownership rights, so title insurance is always a smart move!

12/01/2025

Self-employed? Your business can help you buy your next home!

Being your own boss shouldn’t hold you back from homeownership. In fact, it can open new doors. With the right loan program, you may be able to use business funds and alternative documentation (like bank statements) to qualify for your next home purchase.

At PRMI Reno, we specialize in helping entrepreneurs, freelancers, and small business owners navigate flexible mortgage options that fit real-life income and not just W-2s.

Let’s make your business success work for you. 🏡✨
Message us to learn how to use your business funds toward your next purchase!

11/30/2025

Mortgage Terms to Know: Amortization

Amortization might sound complicated, but it’s simply how your loan is paid off over time. Each monthly payment covers both interest and principal, slowly reducing your balance until your mortgage is fully paid.

The longer your amortization period, the lower your monthly payments, but the more interest you’ll pay over the life of the loan. Shorter terms mean higher payments, but you’ll own your home faster!

Understanding amortization helps you make smarter decisions about your loan and your long-term financial goals.

11/29/2025

Renting vs. Buying: which one wins for you?

When you rent, uncertainty can be part of the package: rent increases, lease renewals, or sudden moves can disrupt your plans.

Owning a home, on the other hand, brings stability and security: your monthly payments build equity, and you have control over your space.

Tip: Even small steps toward homeownership can turn that uncertainty into a long-term investment in your future.

11/28/2025

Why are FHA loans a game-changer for homebuyers?

Looking to buy your first home? An FHA loan could be your ticket in! With low down payment options (as little as 3.5%) and more flexible credit requirements, these loans make homeownership more accessible than ever.

Whether you’re just starting out or getting back on your feet financially, an FHA loan can help you turn renting into owning and start building equity sooner.

Tip: FHA loans also allow higher debt-to-income ratios, making it easier for many buyers to qualify.

Address

1575 DeLucchi Lane Suite 157
Reno, NV
89502

Website

https://www.primeres.com/rtinnin

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