Edward Jones - Financial Advisor: Chris Craft

09/30/2021

Changing jobs can spark the question: What do I do with my 401(k)? There are four options to consider. Let’s talk about the right one for you.

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07/21/2021

Need help setting and sticking to a budget? Try using a budgeting app. Apps can be helpful tools that keep you on-track with your financial goals and hold you accountable. Learn more about how you can make budgeting apps work for you.

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Making a budget and living that budget are two very different things, and it can often be challenging to stick to a spending plan. According to a National Payroll Week survey, 34% of Americans say it would be very difficult to meet their financial obligations if their paycheck were delayed by a w

07/19/2021

Still searching for a summer getaway? Here are some financial tips for traveling post-pandemic.

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With the COVID vaccine rollout gaining steam, travel is beginning to seem possible again. While there are still safety precautions to keep in mind, everyone could use a vacation after enduring the …

04/30/2021

Have you ever wondered about those three letters or numbers that appear after the name of a bond? This is called a bond credit rating, and it’s important for knowing the quality of a bond. Have you determined what your rating means?

Determine your bond’s quality

04/29/2021

Making a list of all your assets can be complicated. An asset is anything in your possession that adds financial value. There is so much to include, from physical assets to financial assets. Let’s chat about organizing your assets so you can better determine your budget for the future.

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Financial assets are intangibles such as bonds, bank deposits and stocks, whose values are determined by what they represent, unlike tangibles.

04/28/2021

FIRE – Financial Independence and Retire Early – is a long-term lifestyle goal that requires immediate modification of your short-term financial behaviors. Learn more about how to maximize your current income to help you retire earlier.

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Today's investment decisions fuel independence to retire when you want to

04/27/2021

Before agreeing to become a financial caregiver, it’s important to understand the expectations and decisions you’ll be required to make. Our resources can help you and your loved one explore the right questions when it’s time to put a financial caregiver in place.

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Learn more about the responsibilities of caring for another person's financial wellbeing.

04/26/2021

This week we are defining a key term you’ll need to know when taking out a loan: principal. A financial principal is the amount a borrower takes before interest is accrued.

If you’re trying to determine the principal amount that will work for your next big investment, send me a message and we can dive into the details of determining your initial ask.

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04/26/2021

Do you know the difference between a fixed rate and a variable rate? When you take out a loan, a fixed rate will ensure a steady interest rate that will never change throughout the borrowing period. A variable rate, on the other hand, will change over time. If you’re applying for a private loan, you will need to choose which rate best fits your financial goals. Here’s how to decide between a fixed rate and a variable rate.

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04/24/2021

Congratulations on your decision to buy a home! Learn more about the upfront and ongoing costs of homeownership and how they might fit with your other expenses.

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Home ownership is a core financial strength

04/23/2021

Your credit score can have a big impact on your financial life.

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Managed debt strengthens credit scores and opens doors

04/19/2021

Your Annual Percentage Yield, or APY, refers to your measurement of interest rates over a year. Knowing your APY allows you to compare your rates across different bank accounts. If you’ve begun your saving or investing journey with a bank, this term has probably come up. Read here to learn more about how APY works and how it impacts your finances.

[EDJ2021]

APY, short for annual percentage yield, measures your interest rate over a year, including the effects of compounding.