Maria T. Alcala

05/29/2026

☀️ New day. New goals. New house keys? 🔑🏡

If you’ve been thinking about buying a home, this is your sign to stop scrolling and start planning! 👀✨

With today’s programs, homeownership may be more possible than you think:

🏠 Low down payment options
💰 Fixed low interest rates
📈 FICO scores starting at 640
🔑 Financing for single family & multifamily homes up to 4 units
🎉 Loan amounts up to $832,750

Whether you’re tired of renting, need more space, want a bigger backyard, or are ready to start building wealth through real estate… I’d love to help you explore your options 💙

And yes — I promise the mortgage process doesn’t have to be scary 😄

Message me today before someone else gets the house you’ve been dreaming about! 🏠🔥

📩 [[email protected]](mailto:[email protected])
📞 775-334-8637

Call now to connect with business.

04/30/2026

🌸 May is the month to make moves! 🏡✨

Spring is here, flowers are blooming, and it might just be the perfect time to plant roots in a new home! 🌷🔑

With our affordable entry into homeownership program, you could qualify with:

✨ Fixed low interest rate – 5.875% (APR 5.908%)
✨ FICO scores as low as 680
✨ Up to 95% loan-to-value
✨ Loan amounts up to $832,750 for conforming loans
✨ 30-Year Fixed Rate Mortgage
✨ Primary residences, single family & multifamily homes up to 4 units

May is all about fresh starts—and what better fresh start than becoming a homeowner? 🎉

If buying a home has been on your vision board, let’s make it happen this month! Don’t wait for “someday”… let’s talk today 💙

📞 775-334-8637

Let’s turn those house goals into house keys! 🔑🏠

04/13/2026

✨ Ready to stop renting and start owning? ✨

Homeownership might be closer than you think! With options like:
🏡 Up to 95% financing
💰 Low fixed rates
📊 Credit scores starting at 640
🔑 Loan amounts up to $832,750

You could be moving into your own place sooner than you imagined 💛

Right now rates are around **6.125% (APR 6.158%)** let’s see what that looks like for YOU!

Message me anytime… I love helping families find their way home 🏡✨

04/09/2026

When you’re ready, it’s always the right time to buy. Great rates paired with downpayment assistance for qualifying rural Nevada buyers.

Available in all 17 Nevada counties, plus the rural parts of Clark and Washoe. Your mission begins at https://na2.hubs.ly/H04Cddt0

03/23/2026

If you are wondering, “Is now really a good time to buy a home?” 🤔
Here’s the honest answer in today’s economy: it depends on your strategy, not just the market.

Right now, I’m seeing a lot of buyers hesitate because of rates… but what many don’t realize is:

* Sellers are more willing to negotiate
* Closing cost credits are more common
* Less competition = more opportunity to actually win the home you love

I work with borrowers every day, and the ones who are winning aren’t waiting for the “perfect” rate, they’re making smart moves now and refinancing later when the market shifts.

The truth is, you can always refinance a rate…
You can’t go back and buy a home at yesterday’s price.

If you’ve been on the fence, this market might actually be working in your favor more than you think.

Message me if you want a real breakdown of what buying could look like for YOU, no pressure, just clarity. 🏡

03/18/2026

03/16/2026

Cada hogar es diferente, y el proceso también lo es. 🏠

El Programa de Climatización comienza con una evaluación energética profesional para identificar oportunidades de mejorar la eficiencia, seguridad y comodidad del hogar. Además, se revisan los requisitos de ingresos para asegurar que los recursos se asignen de manera justa y responsable.

Este enfoque ayuda a que las mejoras respondan a las necesidades reales de cada vivienda. 💙

Conozca más sobre el Programa de Climatización aquí:
[ENLACE] https://housing.nv.gov/Programs/Weatherization/
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02/19/2026

❄️ Snow is falling… and rates are too ❄️

If you’ve been waiting for the “right time,” this might be it.

We’re offering a 30-Year Fixed Rate at 5.75% (5.787% APR) making homeownership more affordable than it’s been in months.
Here’s what that means:

• Up to 95% loan-to-value
• FICO scores starting at 640
• Loan amounts up to $832,750 (conforming)
• Primary homes, second homes, and even 1–4 unit investment properties eligible

While everything outside is covered in snow, this could be the season you step into something new.

Lower rate. Predictable payment. Long-term stability.

If buying in 2026 is even on your heart, let’s talk now so you’re positioned ahead of the spring rush. I’ll walk you through numbers clearly and honestly so you know exactly what makes sense for you.

Message me and let’s see if this lower rate can work in your favor 🤍🏔️

02/09/2026

If you’ve been thinking about buying a home. And wondering “Is that even realistic for me right now?” you are not alone. Most people I talk to are just looking for clarity, not pressure. That is honestly my favorite place to start.

There is a 30-year fixed loan option through Greater Nevada Mortgage that can work for first-time buyers, vacation homes, and even investment properties.

• Rates as low as 5.875% (APR 5.908%)
• Up to 95% financing
• Loan amounts up to $832,750
• Credit scores starting around 640

If you are just curious, have questions about down payment assistance, or want someone to walk through the numbers with you, I am happy to help. No rush, no obligation, just a conversation.

🤍 Maria