Jeff Bravo NMLS 1375033

Jeff Bravo NMLS 1375033 Proud to serve the community with New American Funding NMLS #6606 as a Sr. Loan Consultant! Contact me today!

With 30+ years in banking and finance, I offer professional, personalized loan solutions for homebuyers, investors, and partners.

If you saw my post yesterday about the cost of waiting, Federal Reserve Chairman Kevin Warsh’s speech today may signal t...
08/28/2026

If you saw my post yesterday about the cost of waiting, Federal Reserve Chairman Kevin Warsh’s speech today may signal that interest rates will go up before they go down.

While the linked article doesn’t relate directly to the Fed Chairman’s speech, it does give some food for thought and again raised the question, “what are you waiting for?”

Read the full article to stay in the know....

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Waiting for lower mortgage rates, or lower home prices, isn’t a strategy, it’s a hope. Here is a look at the median home...
08/27/2026

Waiting for lower mortgage rates, or lower home prices, isn’t a strategy, it’s a hope. Here is a look at the median home prices in the Reno-Sparks area with corresponding average interest rates.

The single-family home median prices tracking through the Sierra Nevada Realtors (SNR) and local MLS data were:

August 2023: $615,000 for the city of Reno proper (The combined Reno-Sparks median was $575,000). Average 30-yr fixed rate 7.15%

August 2025: $585,000 for the Reno/Sparks single-family market (Reno single-family standalone benchmarked near $632,000). Average 30-yr fixed rate 6.45%

July 2026: $715,000 for standalone single-family homes in Reno (Breaking the $700,000 threshold for the first time; the all-types median including condos was $591,250). Average 30-yr fixed rate 6.40%.

It is true that interest rates came down, but you missed out on $100,000 in home value appreciation while you waited.

What are you waiting for?

Read the full article to stay in the know

Your dog deserves a yard.And you deserve a payment that fits your budget.A buydown can help lower your monthly payments ...
08/26/2026

Your dog deserves a yard.
And you deserve a payment that fits your budget.
A buydown can help lower your monthly payments during the early years of your loan, making homeownership feel more attainable. Reach out to learn how your options could make buying a home more affordable.

Some design trends deserve a comeback, while others are probably better left in the past. 🏡 Updating dated finishes can ...
08/25/2026

Some design trends deserve a comeback, while others are probably better left in the past. 🏡 Updating dated finishes can give your home a fresh look, make your space more enjoyable, and even help boost its appeal to future buyers. If a bigger refresh or renovation is on your wish list, it may be worth exploring the financing options available to help bring your plans to life.

If you're in the market for a new home and you run across a home that you like but it needs updating, you can also finance your updates into the loan you use to purchase that home.

Send me a message and let’s talk about what might work for your home and your budget!

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage un...
08/24/2026

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage units, double-moving costs, or financial juggling. NAF Cash cuts out the chaos:
• Straight Shot: Move directly from your current home to the new one.
• Stability: Keep the kids in their routine during the transition.
• Zero Pressure: Sell your old home when the right offer hits.

Upgrade the home. Not the stress level. Get Started.

Still waiting for interest rates to go down? $40T in U.S. debt doesn’t give interest rates any incentive to go lower and...
08/21/2026

Still waiting for interest rates to go down? $40T in U.S. debt doesn’t give interest rates any incentive to go lower and home values keep rising year over year.

Time to buy now? Let’s talk!

Read the full article to stay in the know...

Summer plans don't have to be put on hold. ☀️A temporary buydown could help lower your monthly mortgage payments during ...
08/21/2026

Summer plans don't have to be put on hold. ☀️
A temporary buydown could help lower your monthly mortgage payments during the first 1–3 years, giving you more breathing room while you settle into your new home.
Let's talk about whether it's the right fit for your homebuying journey.

Keeping your finances steady is key when you're in the home-buying process 🏡💸. A sudden move—like switching jobs or open...
08/20/2026

Keeping your finances steady is key when you're in the home-buying process 🏡💸.

A sudden move—like switching jobs or opening new credit cards—can derail your mortgage approval. The goal? Smooth sailing to closing day! ✅

Let’s chat to make sure you're on the right track. 📲 Reach out anytime!

The right home improvements can make your space work better for you today and for years to come. 🏡 Thoughtful updates th...
08/18/2026

The right home improvements can make your space work better for you today and for years to come. 🏡 Thoughtful updates that prioritize safety, accessibility, and comfort can help you stay in the home you love as your needs change over time.

If renovations are part of your long-term plan, it may also be worth exploring the financing options available to help make them possible. Send me a message and let’s talk about your goals and the options that may be right for you!

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Reno, NV

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+17759963944

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