The Musico Agency - Goosehead Insurance

08/26/2026

08/14/2026

We’re proud to be a preferred insurance vendor for Keller Williams The Marketplace.

If you’re buying a home anywhere in Southern Nevada—from and to , , and the communities in between—Keller Williams agents and The Marketplace offer trusted resources to help make the process smoother.

As part of their vetted vendor network, The Musico Agency - Goosehead Insurance is here to help you explore insurance options that fit your new home, needs, and budget—so you can find MORE OPTIONS and GREATER VALUE.

Explore this valuable resource : https://www.kwthemarketplace.com/marketplace-magazine
and connect with us today.

The Musico Agency - Goosehead Insurance
(702) 267-6207

08/14/2026

📢 ATTENTION HOA HOMEOWNERS & CONDO OWNERS: Major financial changes are hitting community associations nationwide on January 4, 2027, and they could directly impact your wallet and your property values.

If you live in an HOA, here is what you need to know right now. 👇

🏢 What is Changing?

Fannie Mae and Freddie Mac—the giants that back most conventional U.S. mortgages—are tightening their rules. Starting in January 2027, they will require condominium and housing cooperatives to allocate at least 15% of their annual budgeted income to reserve funds (up from the current 10%).

⚠️ Why Does This Matter to You?

If your HOA or condo board does not meet this new 15% baseline requirement:

Lending May Freeze: Future buyers won't be able to secure standard mortgages to buy homes in your community.

Property Values Could Drop: If buyers can't get financing, selling your home becomes incredibly difficult, hurting your equity.

Dues & Assessments May Rise: To hit the 15% mark by the deadline, many boards will have to raise monthly dues or issue special assessments to make up the financial gap.

🛡️ The Insurance Angle: Protect Yourself!

When HOA budgets get tight, or if structural and financial disclosures are lacking, it can affect the entire community's risk profile.

As your trusted insurance brokerage, we strongly recommend taking these steps today:

Ask Your Board: Attend your next HOA meeting and ask: "Is our community on track to meet the 2027 15% reserve requirement?"

Review Your Policy: Ensure you have Loss Assessment Coverage added to your personal condo (HO-6) or homeowners policy. If your HOA levies a special assessment on owners due to a covered insurance loss or emergency repair gap, this coverage can help protect you from paying thousands out of pocket.

Don't wait for 2027 to catch you by surprise. Today may be a good time to shop for new insurance. Reach out to our team today to review your coverage and ensure your home is fully protected! 💼🔒

08/13/2026

The current wildfires burning across the Western US, and close to home in Northern Nevada and California are an urgent reminder...

If you don’t already have a detailed home inventory, take a few minutes today to record a video walkthrough of your belongings. Having clear documentation can make a critical difference in recovering after a partial or total loss.

08/04/2026

Sometimes a quick check can save you unnecessary worry and financial distress.

You do not have to wait until a policy renewal to shop your insurance. Call The Musico Agency - Goosehead Insurance today for a review...

(775) 460-2644
(702) 267-6207

CA Agency Lic #6008386
NV Agency Lic #3804381

08/04/2026

Wildfire is often viewed as a California issue, but it is becoming a growing concern across many markets we serve, including California, Nevada, Idaho, New Mexico, and Arizona. Insurance carriers are paying close attention, and homeowners are seeing the impact through underwriting, coverage decisions, and risk mitigation efforts.

What many people do not realize is that wildfire risk extends well beyond traditionally high-risk areas and is now affecting communities around the world.

Whether you live in a high-risk zone or not, it is important to understand how wildfire exposure may affect your insurance coverage. Taking steps to protect your home may not only improve safety, but could also influence the discounts or premiums you pay.

Insurers are turning to catastrophe bonds to pass on historic levels of wildfire risk to the capital markets. Issuance of cat bonds that include exposure

07/30/2026

“I’m insured” does not equal “I’m covered.”

With construction costs still climbing in 2026, many homes now cost far more to rebuild than when their policies were written. If your dwelling limit is based on old prices—you could be underinsured and on the hook for tens of thousands in out‑of‑pocket expenses after a loss.

Quick check:
- When was your last rebuild-cost review?
- Does your Coverage A match today’s local costs, not yesterday’s... or yesteryear's?
- Do you have extended replacement cost?

Don’t let a covered peril become a financial crisis. Call or message our team for a fast, no‑pressure coverage check.



Licensed in AZ, CA, ID, NV, NM, OH TN
CA Agency Lic # 6008386
NV Agency Lic # 3804381

(775) 460-2644
(702) 267-6207