Kate Bennett Coaching

Kate Bennett Coaching I help women and couples pay off debt & budget without sacrificing the things they love! �
� Baltimore, Maryland

Prioritize the debt that…👉🏻Eats at your heart the most👈🏻I know you have at least one debt that you can say - I hate that...
12/08/2021

Prioritize the debt that…

👉🏻Eats at your heart the most👈🏻

I know you have at least one debt that you can say - I hate that I have this 🥺

The payment you dread every month. The lingering balance owed to a family member or a simple mistake you made in the past.

There’s one that is soul crushing to you.

Why else would you start this tough journey to financial freedom?

If you’ve listed out your debts and feel overwhelmed by that list, it’s time to evaluate each and every debt.

Take a moment to reflect on how you accumulated each debt and why ✨

Your shift in mindset and motivation changes things moving forward! You’ve paid off that debt you can’t stand and now the rest is so silly to have that you’re ready to be free of it!

Do you have a debt that eats at your heart? I sure did! 🙃

✨Money and Marriage✨⠀⠀⠀⠀⠀⠀⠀⠀⠀Even though we're not technically married yet, we sometimes act like an old married couple ...
11/02/2021

✨Money and Marriage✨
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Even though we're not technically married yet, we sometimes act like an old married couple so that counts for something, right? 🤷🏼‍♀️
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Money fights are far and few in between for us and I think we owe that to:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
✨Talking about money early in our relationship
✨Budgeting together
✨Setting financial goals together
✨and considering our debt as one and not "his or hers"
⠀⠀⠀⠀⠀⠀⠀⠀⠀
We do it all together. There will always be something you don't see eye to eye on, but that's the beauty of working side by side with your partner.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What has talking about money looked like for you and your spouse?

I have a secret to share.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀Budgeting by paycheck is soooo much better 🤭⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀Here's why:⠀⠀⠀⠀...
10/27/2021

I have a secret to share.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Budgeting by paycheck is soooo much better 🤭⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Here's why:⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏻 You're constantly checking in with your money and updating your budget.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Whether you're getting paid weekly or bi-weekly, you're looking at your finances AT LEAST twice a month. 👌🏻⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Want to know a huge reason of why clients come to me in the first place?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
🥺They feel like they have no money😫⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Budgeting by paycheck is a SURE WAY to open your eyes to your financial situation. And guess what - you probably have more money than you think!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
👉🏻 One of my favorite reasons for loving paycheck vs. monthly is that you can project your upcoming expenses soooo much better!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Do you know what you're doing a month from now? 🤔⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Yeah, probably not!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
With budgeting by paycheck, you have the control of dictating what your schedule looks like and a clearer picture of what money is coming in and most importantly - coming out.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
💸 What's your take on budgeting? Do you prefer monthly or by paycheck? 💸

I've freaked out in times like these!😱⠀⠀⠀⠀⠀⠀⠀⠀⠀Maybe it's the day before payday or a random Tuesday night for you, but e...
10/19/2021

I've freaked out in times like these!😱
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Maybe it's the day before payday or a random Tuesday night for you, but either way it's unsettling when you feel like you literally have no money...
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Here are the steps you can take to get out:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
💸 CHECK IN WITH YOUR BUDGET
Before you make any changes, you need to actually see where your money is going. Are you spending way too much on dining out? Have you been traveling a lot? We need to find the root cause of why your money is disappearing!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
💸 RE-EVALUATE YOUR SPENDING
I'm not saying we can't spend any money because restriction works for hardly anyone. But, we can shift our focus to become more intentional on what we spend our money on.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
💸 KEEP TRACKING
We can't improve what we don't track, right? Challenge yourself to track all of your spending every week for a month. You will start to notice trends in your spending and can make improvements as you go!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The next time you find yourself going down the rabbit hole, try these three steps to get the clear picture of where you're at! 😘
⠀⠀⠀⠀⠀⠀⠀⠀⠀
How do you handle times like these?👇🏻

Do you know your number? 🤔⠀⠀⠀⠀⠀⠀⠀⠀⠀Calculating your monthly financial obligations can take time, especially when if you ...
10/13/2021

Do you know your number? 🤔
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Calculating your monthly financial obligations can take time, especially when if you haven't looked at your finances in a hot minute. 🥺
⠀⠀⠀⠀⠀⠀⠀⠀⠀
AND there may be obligations you had no idea you have! Sign up for a free account with Credit Karma to track any lingering debts or medical bills you didn't know about!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Like I said, this process takes time - but it's completely worth it and here's why:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
✨When you realize how much money you owe every single month, you can start to imagine the possibilities.✨
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You can save that $200 credit card payment towards a new vacation or car or quite frankly - anything you freaking want. 👏🏻
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Once it's all laid out in black and white, you can begin creating a solid plan towards no monthly financial obligations.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Your money will be yours again.
👇🏻👇🏻👇🏻⠀⠀⠀⠀⠀⠀⠀⠀⠀
Are you going to get to calculating?

Charleston was AMAZING. 👏🏻Spending the weekend with my girls was exactly what the doctor ordered! Chatting all about fut...
10/05/2021

Charleston was AMAZING. 👏🏻

Spending the weekend with my girls was exactly what the doctor ordered! Chatting all about future goals and our wedding (33 DAYS PEOPLE!)

I’m counting all my blessings this week and grateful for the epic women in my life!

I love traveling to new places! How about you? 🤔

Did you miss it?⠀⠀⠀⠀⠀⠀⠀⠀⠀I've got a new FREE resource for you right in time for the holidays!⠀⠀⠀⠀⠀⠀⠀⠀⠀Use the Holiday Gi...
09/30/2021

Did you miss it?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I've got a new FREE resource for you right in time for the holidays!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Use the Holiday Gift Budget Tracker plan out your gifts for loved ones this holiday season WHILE staying on budget!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
No need to pull out that credit card for a last minute gift purchase if you already have it planned for, right?!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Don't start your New Year off in a tough spot!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Download your free tracker today at the link in my bio!

Is your money ready for the holidays? 🎁⠀⠀⠀⠀⠀⠀⠀⠀⠀I wasn't too surprised to hear that 31% of consumers take on debt to pay...
09/30/2021

Is your money ready for the holidays? 🎁
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I wasn't too surprised to hear that 31% of consumers take on debt to pay for holiday expenses. I mean... gifts ain't cheap, right?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I don't want you starting off 2022 with lingering credit card debt, which is why I created the Holiday Gift Budget Tracker! 🎄
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Download yours today for FREE and get started on brainstorming gifts for you loved ones!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
It's never too early to financially plan for the holiday season.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Are you prepared for the holidays? 🎅🏼

I have some terrifying facts for you.⠀⠀⠀⠀⠀⠀⠀⠀⠀Millennials are literally putting their life on hold because of student lo...
09/28/2021

I have some terrifying facts for you.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Millennials are literally putting their life on hold because of student loan debt.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
A detailed survey was conducted by TD Ameritrade about the affects that debt has on young millennials.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
And while a lot of these statistics are shocking, they're not that surprising.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I too have considered putting huge events off because of money. It's difficult trying to make-it-all-happen with the lingering black cloud of student loans over your head!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You feel me?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
There may be fun trips or big vacations that may need to be put on hold, but not these big milestones.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Create a financial plan that works for you and stick to it! 👏🏻
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Are you a victim of this statistic too?

I know this hits home for you. 🙃⠀⠀⠀⠀⠀⠀⠀⠀⠀Even reading this myself I'm double thinking - is this too harsh?⠀⠀⠀⠀⠀⠀⠀⠀⠀But h...
09/22/2021

I know this hits home for you. 🙃
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Even reading this myself I'm double thinking - is this too harsh?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
But honestly, some of us (just like me) need this kind of reality check!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
When we take our current situation and put it into a bigger perspective, something in your brain starts to shift.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Your priorities change.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
And when you're on a journey to financial freedom, your priorities do NEED to change!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You know you don't want to pay your student loans until you're 60 or have a lingering credit card balance.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Take this as a sign that if this hit home for you like it does me, make a change.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Little by little progress adds up! 👏🏻
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What are you going to shift in your priorities starting today?🤔

Would you believe me if I told you this was true?⠀⠀⠀⠀⠀⠀⠀⠀⠀How can we put our money to good use when we don't actually kn...
09/20/2021

Would you believe me if I told you this was true?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
How can we put our money to good use when we don't actually know where it's going?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I know it's Friday, but it's also the middle of September (how the heck did we get here?!!) 😱
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I'm challenging you to find a way that works for YOU to track YOUR spending.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Start today.🙌🏻
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Find that killer spreadsheet, grab your favorite pen, or search for an awesome budgeting app.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Whichever way you decide, make sure you're using a system that works for your lifestyle!!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
✨And remember - literally no one will see your numbers so that guilt trip is NOT needed girl! (we've all started somewhere)✨
⠀⠀⠀⠀⠀⠀⠀⠀⠀
How often would you check in with your budget if you found the perfect system for you?👇🏻

Are you one to set goals or go with the flow?⠀⠀⠀⠀⠀⠀⠀⠀⠀I need a clear vision to get anything done, but often what’s more ...
09/16/2021

Are you one to set goals or go with the flow?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I need a clear vision to get anything done, but often what’s more important than a goal is how I’ll treat myself when I reach it!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Right now, I’m aiming to create amazing resources so you can live your best financial life in 2022, and my light at the end of the tunnel?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
An impromptu vacation!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Setting goals is so much more fun when there’s an incentive at the other end.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Tell me, what are you working toward, and more importantly, how will you reward yourself when you get there?

Address

Relay, MD

Alerts

Be the first to know and let us send you an email when Kate Bennett Coaching posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kate Bennett Coaching:

Share

Category