John Berner - Shore United Bank

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John Berner - Shore United Bank Thirty-year veteran of the lending industry. Time tested provider of "drama free" home mortgage loan solutions. NMLS #277760.

Home purchase, home building and refinance programs available along with lot loans, bridge loans and HELOCs.

10/16/2026

⏳ THE CLOCK IS TICKING! LAST CHANCE TO REGISTER!

Don't miss SCAOR's upcoming YPN Panel Event: Short Sales & Foreclosures!

Join us for an informative morning featuring industry experts Denise McCormick, K. William Scott, Esq., and Narda Namrow, with moderator José Quiñones, as they share real-world insights, practical strategies, and valuable perspectives on today's real estate market.

📅 Wednesday, October 21, 2026
⏰ 9:00 AM – 11:00 AM
📍 SCAOR | 23407 Park Ave., Georgetown

☕ Complimentary bagels and coffee!

Whether you're a seasoned REALTOR® or just starting your career, this is a conversation you won't want to miss.

🚨 Time is running out! Register today and secure your spot!

👉 https://members.scaor.com/ap/Events/Register/OOFv70WHaCqCD

If you’re still mourning the move that didn’t happen this summer, don’t fret! 🎃 Let’s carve out some time to discuss fin...
10/16/2026

If you’re still mourning the move that didn’t happen this summer, don’t fret! 🎃 Let’s carve out some time to discuss financing options for your next home. 🏡 Ready to fall in love with a new place? Reach out today! 🍁📲

Fall in love with your home all over again by tackling seasonal maintenance! 🍂 From gutter cleaning to sealing windows, ...
10/14/2026

Fall in love with your home all over again by tackling seasonal maintenance! 🍂 From gutter cleaning to sealing windows, this checklist has you covered. Don't let minor issues ‘fall’ through the cracks – a well-maintained home is always in season!

Visit, sip coffee and chat with my friend Shawna.  Learn more about the greatness of the Ronald McDonald House in Delawa...
10/14/2026

Visit, sip coffee and chat with my friend Shawna. Learn more about the greatness of the Ronald McDonald House in Delaware. Hope to see you there!

A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate u...
10/12/2026

A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate using funds paid upfront, and in some cases the seller may contribute toward the cost. Potential savings depend on the loan amount, rate, and how long you keep the mortgage. Want to see if a buydown could make sense for you? Send me a message. I’m happy to help you compare the upfront cost with the potential monthly savings.

Often, when thinking about homeownership costs, buyers focus on their main expense, their mortgage, and stop there. It's...
10/12/2026

Often, when thinking about homeownership costs, buyers focus on their main expense, their mortgage, and stop there. It's important not to forget things like property taxes, HOA fees, insurance, etc. If you have questions about what costs to expect and prepare for, I can help! Just send me a message.

Make your transition to your new home as smooth as possible by being prepared and knowing what to do. This list is a gre...
09/28/2026

Make your transition to your new home as smooth as possible by being prepared and knowing what to do. This list is a great place to start! You can also create a home management binder. Use it to store important documents for your house, like your deed, insurance, home warranty, proof of inspection, mortgage billing info, and more. Another tip for a smooth homebuying transition is working with a knowledgeable loan officer, ya know, like me. 😉

Sometimes the easiest way to tackle clutter is to give yourself a simple rule for deciding what stays and what goes. 🏡 A...
09/18/2026

Sometimes the easiest way to tackle clutter is to give yourself a simple rule for deciding what stays and what goes. 🏡 A little editing can make your home feel more organized, functional, and enjoyable without spending a dime. Consider this your sign to finally tackle that one closet you’ve been avoiding. 😅

Address

19358 Miller Road
Rehoboth Beach, DE
19971

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