Guy-Robert Desir Licensed Agent with New York Life Insurance Company

03/13/2025

Here are seven ideas Baby Boomers can consider to help make the most of their financial resources for retirement.

01/11/2024

The top four resolutions for people in the U.S. heading into 2024 are saving for a rainy-day fund, retirement, their kids’ education and a big purchase, according to a survey by the USA TODAY Blueprint. Learn what else the findings revealed.

Americans report fiscal optimism and plans to save cash in 2024.

10/16/2023

With the holidays just around the corner, don't forget to bring any important financial matters to the table. Where does Dad keep the deed to the house? Are your beneficiaries up to date? While these topics can sometimes be difficult to talk about, having discussions like these can help strengthen family bonds and bring greater peace of mind about the future. Read these tips and reach out if you need more guidance.

New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

10/14/2023

Typically, the first step to financial freedom is getting rid of debt. But if that's all you focus on, you'll miss out on saving for the future. Learn why investing while paying off debt is so important and together we can come up with a strategy that works with your budget.

Should you pay off debt before investing? Learn why it's important to pay off debt while continuing your investment strategy.

10/13/2023

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

10/12/2023

Each October, National Disability Employment Awareness Month acknowledges and raises awareness of the contributions of those in the workforce with both visible and invisible disabilities. This year, learn how New York Life's ENABLE employee resource group is celebrating the power of people with disabilities with employee programs, including a walkathon to benefit Shriners Children's Hospital, an Employees with Disabilities Storytellers Panel, and more.

2022 New York Life DE&I Report: Supporting the disability community.

10/11/2023

Many of us hold insurance policies for our homes and cars, but what about the most valuable thing of all—our lives. Here’s what you need to know about the benefits of life insurance, policy types, and how it works.

Many of us hold insurance policies for our homes, cars and holidays, but what about the most valuable thing of all – our lives? Life insurance pays a s

10/10/2023

Life insurance is known for financially protecting your loved ones after you pass away, but do you know how certain policies can benefit you while you’re alive? Learn more, in this article.

Life insurance can financially protect your loved ones after you pass away. Life insurance is a legally binding contract between you and an insurance company. In exchange for premium payments (and if your policy is active when you die), the insurance company will pay a lump sum of money, referred to...

10/09/2023

The Federal Reserve hasn’t indicated interest rate cuts are coming, so the overall cost of borrowing will stay relatively high. Find out what this means for home buyers and why you may want to consider buying a home while rates are stable.

As the Fed pauses its campaign of rate hikes, the housing market remains hobbled by high interest rates and other challenges.

10/07/2023

If you’re a student loan borrower who was defrauded or misled by your college and had those debts forgiven, learn what states may impose taxes on student loan forgiveness and how to prepare so you’re not surprised during tax season.

Millions of Americans had student debt canceled despite the Supreme Court's decision. Some will owe state taxes on it. Find out if you're one of them.

10/06/2023

Watching your grandkids grow up is a grandparent's greatest joy, but being able to help them become who they want to be is one of the greatest gifts you can give. Learn how a 529 college savings plan and supplemental funding from a whole life insurance policy can help you give the next generation a gift they'll always cherish.

Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

10/05/2023

Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality.

Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.