08/19/2026
A 401(k) is a great starting point for retirement, but it may not be enough on its own.
While these accounts offer valuable tax advantages, they often come with contribution limits and a limited range of investment options. Expanding beyond your employer-sponsored account can create more flexibility, additional growth opportunities, and stronger long-term protection.
This article breaks down why a more well-rounded approach matters.
Explore whether your 401(k) alone can secure your retirement and learn smart ways to diversify and boost your retirement readiness.