Brenda Joines, Minnwest Bank Mortgage Banker - NMLS #2415233

08/24/2026

As you try to squeeze in one last family trip this summer, do you prefer a relaxing lake cabin getaway with sunsets and quiet mornings, or a fun-filled indoor waterpark trip with slides and fun for the whole family? However you wrap up summer, it’s all about making memories with the people who matter most.

08/20/2026

When it’s time to send your kids off to college, the costs can add up fast – but if you’re a homeowner, you might have more affordable options than private loans. A home equity loan or line of credit can offer lower interest rates and more flexible repayment terms. Reach out to me if you’d like to explore whether this makes sense for your family.

08/17/2026

An adjustable-rate mortgage may be right for you, with an initial interest rate for a specified period that will then adjust periodically based on market rate conditions. If you have any questions about fixed versus adjustable-rate mortgages, feel free to reach out.

08/14/2026

Congratulations Anthony! It was great working with you and Sarah Jacobson.

Congratulations to both my sellers and buyer! Thank you Mike and Pam for being a repeat client in asking for help to sell your property.

Huge congratulations to Anthony for putting in the hard work to get your home! Best of luck to you in your new chapter!!

Thanks to Brenda Joines, Minnwest Bank Mortgage Banker - NMLS #2415233 for your help on this loan and Title and Abstract Services to help to the finish line!

08/13/2026

Existing home sales fell 1.7% from June to July to a seasonally adjusted annual rate of 4.06 million homes. Housing inventory also dipped 2.0% month over month but remains 2.0% above year-ago levels.

08/06/2026

Closing day is exciting – but do you know exactly what you’re really paying for? Your cash to close goes beyond just your down payment. With lender fees, third party fees, and prepaid items, it’s important to be aware of these throughout the process so you’re not surprised on closing day. Have more questions? Feel free to reach out to me.

08/03/2026

Even if you’re thinking about making a move in the near future, that doesn’t mean you can’t make home improvements in the meantime. Focus on making updates with a strong return on your time and money – such as fresh paint, landscaping, even minor kitchen or bathroom upgrades.

07/30/2026

Have you always wondered what the APR you see alongside or in place of interest rates is? The Annual Percentage Rate, or APR, goes beyond the interest rate, factoring in fees and costs to show you the full picture of what you’ll pay overtime.

When comparing loan options, don’t stop at the rate. Look at the APR to make a smarter, confident decision. Reach out to me if you have any questions.

07/27/2026

Would you rather cook in a modern, open-concept kitchen with a big island – or a cozy, traditional kitchen with tons of cabinet space? Whatever your dream kitchen may look like, let’s find the layout that fits your lifestyle.

07/27/2026

One of the reasons I value working for a community bank is that they support the communities we live in.

A huge THANK YOU to Minnwest Bank for their incredibly generous donation of $5,000 to WRAP! 💙

Your support helps us continue providing essential services and advocacy to individuals and families in our communities. We are truly grateful for your commitment to making a positive difference.

Thank you for investing in our mission and for being such a valued community partner. Together, we're making an impact! 💙