John Mills Residential Mortgages, Inc. NMLS# 1309923

John Mills Residential Mortgages, Inc. NMLS# 1309923 I finance your share of the American Dream.

"The Swiss Army knife of real estate financing:" conventional purchases & refinances, reverse mortgage, VA, FHA, first-time homebuyer, private money, commercial & non-QM loans.

06/16/2026

First home or your forever home. Upsizing or downsizing. Accessing equity for renovations or college tuition or a dream vacation. I have solutions. Give me a call if you're ready to tackle the next big chapter in your life.

John Mills
310-730-5689
[email protected]
NMLS # 1309923, DRE # 01987451

Unlock the benefits of homeownership: build equity, enjoy stability, and customize your space to fit your lifestyle. Top...
06/05/2026

Unlock the benefits of homeownership: build equity, enjoy stability, and customize your space to fit your lifestyle.

Top 3 misconceptions about buying a home:
1. You need a 20% down payment—many options require less.
2. Perfect credit is a must—many lenders offer flexibility.
3. The process is too complex—professional guidance simplifies every step.

I collaborate with clients to build a personalized strategy that will help them purchase their first home.
Let's talk.

John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

I love the long Summer days, more time for outdoor fun in the sun. The long Summer days also mean that I have more time...
06/04/2026

I love the long Summer days, more time for outdoor fun in the sun. The long Summer days also mean that I have more time to help with your homeownership goals. Call or email me today! Let's put together a strategy. Let's figure it out together.
John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

I offer a special program that significantly reduces your mortgage payments for the entire first year. Call or email me ...
05/19/2026

I offer a special program that significantly reduces your mortgage payments for the entire first year.
Call or email me to learn more!

John Mills
Mortgage Advisor
South Bay Equity Lending
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

Temporary Interest Rate BuydownsReduce your interest rate for the first 2 years or the first 1 year of your loan.If conc...
05/13/2026

Temporary Interest Rate Buydowns

Reduce your interest rate for the first 2 years or the first 1 year of your loan.

If concerns about current interest rates are keeping you from buying a home, let's have a conversation about temporary interest rate buydowns.

John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

What is the "John Mills Difference?" What differentiates my customer experience from the rest of the pack? Speed and Cer...
05/05/2026

What is the "John Mills Difference?"
What differentiates my customer experience from the rest of the pack?

Speed and Certainty.

Speed matters. Speed creates certainty. Speed allows for more competitive offers with tighter escrows and contingencies. Speed gives my clients and realtor partners certainty that they will close on time. If you are thinking about a real estate purchase, let's talk.

John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

Attention small business owners and self-employed entrepreneurs! Don't get stuck dreaming — make it a reality. Being se...
04/29/2026

Attention small business owners and self-employed entrepreneurs! Don't get stuck dreaming — make it a reality. Being self-employed doesn't have to put a damper on your homeownership aspirations. I have financing options made for your specific situation.

John Mills
310-730-5689
[email protected]
NMLS #1309923
DRE # 01987451

04/22/2026

Market Update
April 22, 2026

Topics:
Current mortgage market & trends
Current SoCal real estate market
2-1 buydown opportunity

John Mills
310-730-5689
[email protected]
NMLS # 1309923, DRE # 01987451

Unlock the power of homeownership with local expertise.When you choose a local independent mortgage broker, you’re not j...
04/16/2026

Unlock the power of homeownership with local expertise.

When you choose a local independent mortgage broker, you’re not just getting expert guidance—you’re gaining an advocate who truly understands your community. Here’s why working with a local broker makes all the difference:

- Personalized Service: Get tailored advice and solutions that fit your unique needs.
- Local Market Expertise: Benefit from insider knowledge of neighborhood trends and lenders.
- More Options, Better Rates: Access a wide range of loan products not just one bank’s offerings.
- Fast, Responsive Support: Enjoy quick answers and hands-on help every step of the way.
- Community Commitment: Support local businesses that care about your financial future.

Ready for a professional, personable and smooth mortgage experience? My team and I will make your dream home a reality—together!

John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

Same Day ApprovalI submitted the loan on Wednesday and it was approved on Wednesday. You can't get any faster than that...
04/10/2026

Same Day Approval
I submitted the loan on Wednesday and it was approved on Wednesday. You can't get any faster than that. Why does speed matter? Speed is certainty. Knowing that the transaction will close on time. Knowing that the interest rate lock won't expire. Knowing that additional documentation is not required. Speed and certainty make for a great customer experience. If you are considering a real estate purchase or refinance, let's talk.
John Mills
310-730-5689
[email protected]
NMLS # 1309923
DRE # 01987451

Address

1611 S. Pacific Coast Highway, Suite 102
Redondo Beach, CA
90277

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

Telephone

+13107305689

Website

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