Ric Komarek, CFP

06/02/2026

You have likely been seeing headlines recently about changes coming to the Federal Reserve, specifically that Jerome Powell’s time as Fed Chair is coming to an end. It looks increasingly likely that Kevin Warsh will step into the role.

When you are retired or closing in on retirement, hearing about shifts at the highest levels of our financial system can feel a bit unsettling. You might be wondering how this affects your hard-earned savings. Let's sit down and walk through exactly what this means, minus the confusing Wall Street jargon.

This week's blog post dives into what a Warsh-led fed means for your portfolio and how you can maintain stability in the midst of federal change. Read more here and, as always, reach out with any questions.

A change in leadership at the Federal Reserve is making headlines. Here is what a new Fed Chair means for your retirement savings and how we keep your plan secure.

05/27/2026

Finding Peace in a Changing Market

05/27/2026

The most important story of 2026 isn't about one single stock or "hot" tip. It’s about how different types of investments—what we call asset classes—work together to support your goals.

Check out my blog post for more on how building a holistic portfolio with a variety of investments can help you find peace of mind in a turbulent market.

https://rickomarek.com/post/finding-peace-of-mind-in-a-changing-market

04/22/2026

New Blog Post Here! This week I share my insight and perspective on weathering the storms of healthcare changes as we secure your financial "house" so you can feel confident and equipped.

https://rickomarek.com/post/demystifying-medicare-how-to-protect-your-financial-house-from-surprise-healthcare-costs

04/09/2026

Overwhelmed by market swings and noisy headlines? Here is some perspective I hope brings you a little peace of mind. In my most recent blog, I do a quick dive on how changing markets and world events affect your finances and when done right, how your financial house is built to weather these storms.

I am monitoring the situation carefully, as always. In the meantime, please don't hesitate to reach out if you have any questions or if you just want to talk through what these headlines mean for your specific financial plan. I'm always here to help.

https://rickomarek.com/post/navigating-market-swings-why-your-financial-house-is-built-for-this

Market headlines and rising gas prices can be unsettling, especially in retirement. Let's look at why market pullbacks are normal and how a well-built financial plan is designed to weather these exact storms

03/27/2026

When you tune into the financial news these days, you’re likely hearing about two major things: wild swings in oil prices and the ever-changing narrative around Artificial Intelligence (AI). When the market gets turbulent, it’s completely normal to feel a little uneasy and wonder, “How does this affect my retirement?”

My recent blog post dives into these two current issues, providing practical advice for how to build a healthy defense around your retirement income that will weather the storms of changing trends.

Read more here:
https://rickomarek.com/post/beyond-the-headlines-how-market-sectors-and-global-events-impact-your-retirement

03/10/2026

It's never too early to start thinking about your income in retirement. Mistakes can be costly but strategic investment management can lead to greater confidence and income security.

Join me THIS Tuesday, March 10, at the Shasta College Community Education and Business Training Center to learn how to better manage your investments, avoid costly mistakes, and develop an income plan that can provide income security for life.

Plan now and retire with confidence, knowing your income plan is secure. (see class details below or on attached flyer)

Investments, Annuities, and Income in Retirement - Putting it All Together
March 10, 2026
6:00 - 8:00pm

See you there!

Register Here:
https://shastacollege.coursestorm.com/course/finance-investments-annuities-and-income-in-retirement-putting-it-all-together4?search=ric+komarek

03/04/2026

When you turn on the news lately, it's hard not to feel a little anxious. As you have seen in the news, the U.S. and Israel have launched strikes against Iran, targeting leadership, military assets, and nuclear infrastructure. Iran has retaliated with attacks across the Middle East. The situation continues to evolve, and the safety of civilians in the region and our troops remains the most important consideration.
These events involve real human consequences and are unlike typical market news about earnings and economic data. It's natural to feel uneasy when headlines describe military strikes and the possibility of a wider regional war. But how does a geopolitical storm like this affect the financial house we've built for your retirement?

Check out my most recent blog post for my perspective on what this means for markets, oil prices, and your portfolio.

Worried about how recent strikes in the Middle East might impact your retirement nest egg? Let's look past the headlines and focus on the long-term fundamentals protecting your financial house

03/03/2026

When you turn on the news lately, it's hard not to feel a little anxious. As you have seen in the news, the U.S. and Israel have launched strikes against Iran, targeting leadership, military assets, and nuclear infrastructure. Iran has retaliated with attacks across the Middle East. The situation continues to evolve, and the safety of civilians in the region and our troops remains the most important consideration.

These events involve real human consequences and are unlike typical market news about earnings and economic data. It's natural to feel uneasy when headlines describe military strikes and the possibility of a wider regional war. But how does a geopolitical storm like this affect the financial house we've built for your retirement?

Check out my most recent blog post for my perspective on what this means for markets, oil prices, and your portfolio.

Worried about how recent strikes in the Middle East might impact your retirement nest egg? Let's look past the headlines and focus on the long-term fundamentals protecting your financial house

03/03/2026

Make governement benefits work for you, not against you. Unlock a confident retirement and join me at the Shasta College Community Learning Center, tomorrow, Tuesday, March 3, from 6:00 - 8:00pm. This class will explain Medicare in simple, practical, terms so you can make confident choices about the health plan choices available to you. See you there!