Sara Klusmeyer - Mortgage Advisor

06/02/2026

Homeownership means more than just getting the keys.

It may offer:
🏠Equity over time
🏠More housing stability
🏠Freedom to personalize
🏠Long-term financial potential

If you’re thinking about buying, I’m happy to help you understand your options.

05/29/2026

Spring is the perfect time to refresh your home and add a little extra curb appeal.

From updating your front door and sprucing up outdoor spaces to organizing and adding small decor touches, even simple projects can make a big impact.

05/29/2026

💁🏼‍♀️ Market Update for Blondes

• Stocks hit new record highs yesterday 📈
• News of a possible U.S./Iran ceasefire extension helped calm markets
• The economy is slowing a bit more than expected 📉
• Inflation is still running hotter than the Fed would like 🔥

What this means for mortgage rates
• Rates are relatively stable this morning 🏡
• Slower economic growth is generally good for rates
• Inflation continues to be the biggest reason rates aren't dropping faster

What we're watching
• Next week is a BIG week for economic data
• Jobs reports and unemployment numbers come out Friday
• Expect some rate volatility depending on the results

Bottom Line
The market is still stuck between two stories:
👉 A slowing economy (good for rates)
👉 Sticky inflation (bad for rates)

05/26/2026

💁🏼‍♀️ Market Update for Blondes 💸

The markets came back from the holiday weekend in a surprisingly good mood 😅📈
🌍 Some positive news around possible U.S./Iran peace talks helped calm things down a bit, and oil prices dropped. That’s good for inflation worries and helped mortgage rates improve slightly this morning.
📉 Treasury yields moved lower overnight, which is usually helpful for mortgage pricing.
BUT… the Fed is still keeping everyone on their toes 👀
The new Fed Chair is talking about making changes, and another Fed official said the next move could still be either a rate CUT or even a rate HIKE 😵‍💫 So markets are still unsure where rates are headed long term.
Meanwhile…
🛍️ Consumers are still feeling nervous about:
• Inflation
• Interest rates
• The economy overall
Consumer confidence just hit one of the lowest readings we’ve seen in a long time 😬
Today’s vibe:
• Slightly better rate environment this morning 📉
• Markets are calmer than last week
• Still expecting volatility because the Fed and inflation data continue to drive everything
This week we’ll be watching:
📊 Consumer confidence
📊 Mortgage application data
📊 GDP numbers
📊 Job reports
📊 New home sales
Lots of reports this week = lots of potential movement in rates 👀

05/26/2026

Choosing the right loan term is an important part of planning your mortgage.

Shorter terms can save you on interest but may mean higher monthly payments. Longer terms often lower your monthly payment but increase the total interest paid over time.

Want help figuring out which loan term fits your budget and goals? Reach out today to explore your options and make a plan that works for you.

05/22/2026

5.0 star review received on Experience.com for Sara Klusmeyer by Chase T - Easy communication, very helpful crew when somethings got a little confusing,

Click to see all 87 reviews of Sara Klusmeyer, Branch Manager

05/21/2026

💁🏼‍♀️ Market Update for Blondes 💸

Rates are still a little messy today 😅
The bond market is reacting to more war and peace-talk headlines 🌍 Basically, the U.S. and Iran are disagreeing on some major negotiation points, and anytime there’s uncertainty like that, the markets get jumpy.
📉 When bonds struggle, mortgage rates usually don’t improve much… and sometimes get worse.
For now:
• Expect volatility throughout the day
• Rates could move around quickly
• We are watching closely for any improvement opportunities 👀
If the market worsens enough to impact pricing, we’ll send out an alert 🚨

05/21/2026

Spring is the perfect time to refresh your garden and help your plants thrive.

From preparing your soil and choosing the right plants to watering wisely and adding mulch, a few simple steps can make a big difference.

05/20/2026

Market Update for Blondes 💁🏼‍♀️📊🏡✨

Markets are finally calming down a bit this morning after the recent bond market chaos 😅📉

What’s happening today
💻 Tech stocks are leading the market higher
📈 Stock futures are up
💰 The 10-year Treasury eased slightly to around 4.65%
🏦 Mortgage bonds (MBS) are bouncing a little after recent weakness
✨ That could help rate sheets look *slightly* better today

The big thing everyone is watching 👀
⏰ The Fed releases meeting minutes at **2:00 PM ET**

The market is trying to figure out:
🤔 Will the Fed stay patient?
🤔 Or could they hint at staying higher for longer?

If the Fed sounds too aggressive (“hawkish” 🦅), rates could get volatile again 😬

Mortgage takeaway 🏡
📌 We may see small pricing improvements today
📌 But this is NOT a major rate drop yet
📌 The market is still very rate-sensitive right now

What could happen later today?
⬆️ If bonds improve more → lenders *could* improve pricing slightly
⬇️ If bonds reverse → lenders may get cautious with reprices again

For now… we’ll take the small win 😂🙌

05/19/2026

The title process is an important part of buying a home. It ensures you have clear ownership and protects you from potential issues that could arise after closing.

A title search and title insurance give you peace of mind and help make the closing process smooth and secure. Have questions about the title process or what to expect next? Reach out today to get guidance and support every step of the way.